Title: Adjunct Spanish (TX, MI and PA) - Teaching Services Location: TX, MI and PA Job Description: Job category: Teaching Requisition number: ADJUN017952 Part-time Remote Description Accepting applications for the 2026/2027 school year. Company Summary At Pearson, we’re committed to a world that’s always learning and to our talented team who makes it all possible. From bringing lectures vividly to life to turning textbooks into laptop lessons, we are always reexamining the way people learn best, whether it’s one child in our own backyard or an education community across the globe. We are bold thinkers and standout innovators who motivate each other to explore new frontiers in an environment that supports and inspires us to always be better. By pushing the boundaries of technology—and each other to surpass these boundaries—we create seeds of learning that become the catalyst for the world’s innovations, personal and global, large and small. Position Summary Accepting applications for the 2026/2027 school year. This position is working with our Teaching Services department from your home office anywhere within the United States. Our state-certified virtual teachers manage online instructional programs for students around the country and across the globe. Teachers communicate regularly with students to ensure that each student successfully completes their instructional program. This is a work from home position. Primary Responsibilities The Spanish Teacher will be responsible for the successful completion of the following tasks:  - Support the instructional program with synchronous and asynchronous web conferencing sessions using Class Zoom;  - Complete all grading by providing prompt, high-quality, personalized feedback on assignments;  - Communicate with students, and other teachers on a regular basis to update pacing plans/schedules for students as required;  - Use data to monitor successful completion of assignments and facilitate appropriate interactions with students that encourage consistent interaction with the course(s);  - Review curriculum and determine course modifications that will promote student achievement for those requiring accommodations through IEPs or 504 plans;  - Consult with team members and administrators to develop alternate enrichment activities and lesson modifications to increase student understanding and promote success for struggling or at-risk students through differentiation;  - Develop a general knowledge of the curriculum and a detailed knowledge of the courses for which you are responsible;  - Communicate regularly with students, using phone, Chat and our WebMail system;  - Adhere to all policies regarding protecting students' well-being and personal information, including following FERPA and Copyright & Fair Use laws; - Keep student performance and participation information up-to-date by grading assessments in a timely manner, and logging all student and parent contacts; - Hold regular office hours (minimum of 3 hours per week); - Utilize a variety of communication tools in the online environment to effectively build relationships and promote student success with students, partner teachers, colleagues, and other stakeholders;  - Foster community and use a welcoming, warm online voice that is inviting and supportive towards students and families;  - Other duties as assigned.  Pearson Virtual Schools is focused on providing a flexible work environment to its employees, including the ability to work from home on a regular basis in most positions within the United States. We believe that flexibility in work/life balance is a critical part of our culture and employee satisfaction, and we are proud to provide to our employees the ability to work from anywhere within the United States. In exchange, we require that employees have the appropriate means to work remotely, including adherence to our work at home policies regarding home office setup, including but not limited to privacy of records, technology standards, equipment standards and expectations.   The following equipment will be provided to you by the company as a part-time employee: - Laptop - Headset - 2nd monitor The following equipment will need to be provided by you, as the employee, when working from home: - Mouse  - Keyboard  - Reliable high speed internet  Requirements - Highly qualified and certified to teach Spanish with a valid state teaching certificate in the following states: - TX, MI, and PA - Must have completed traditional teacher preparation program (not alternative certification) at an accredited college or university. - Bachelor's degree - Ability to obtain certification in other states as requested  - Provide feedback to students in a timely manner and grade assessments within the required timeframe  - Attend check-in meetings with your supervisor twice per month (or as scheduled)  - Able to work a full-time shift that covers core business hours, from 10 am - 4 pm Eastern time Capabilities - Demonstrated ability to work well in fast-paced environment that requires significant flexibility, effective prioritization of tasks, self-direction, and creativity - Understanding of IEP/504 plans and how they can be implemented in a virtual setting - Strong technology skills (proficiency with Microsoft Office programs or Google Apps is preferred)  - Excellent verbal and written communication skills  - Excellent attention to detail and strong time management and organizational skills - Customer focused approach and commitment to student achievement  Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Title: Energy Efficiency Finance and MVE Expert Location: Paris Job Opening ID: 277844 Category and Level : Consultants, CON Department/Office : United Nations Environment Programme Job Description: Result of Service The expert will support the following: • Increase the uptake of energy-efficient and climate-friendly cooling solutions through the preparation of financial and market analysis used in financing mechanisms. The expert will also develop Monitoring Reporting and Verification frameworks and tools to track the financial, energy, and climate impacts of financing mechanisms. The expert will also offer technical content and training to government agencies and businesses, focusing particularly on the development of Energy Performance Standards frameworks and their integration into public procurement and sustainable development. • Ensure compliance of MEPS & labels schemes in the U4E projects, through the development of Monitoring, Verification and Enforcement (MVE) frameworks, including Market Surveillance schemes. The expert will also help advise on Product Registration Systems (PRS), alongside conducting capacity-building initiatives to ensure effective implementation. • Assess existing project management tools, providing recommendations for improvements in adoption and/or alternatives. The expert will also contribute to U4E's communications campaigns, specifically focusing on financing and MVE aspects. Work Location Remote Expected duration 10 months Duties and Responsibilities UNEP is the leading global environmental authority that sets the global environmental agenda, promotes the coherent implementation of the environmental dimension of sustainable development within the United Nations system and serves as an authoritative advocate for the global environment. UNEP is accelerating the transition to sustainable appliances and equipment through United for Efficiency (U4E). U4E is a global initiative launched in 2015 to help developing and emerging markets quickly and comprehensively transition to energy-efficient lighting, air conditioning, refrigeration, electric motors and transformers. U4E has a diverse and growing portfolio of activities (see http://united4efficiency.org). By optimizing these technologies, which represent a large part of energy consumption worldwide, U4E's interventions are key drivers toward greater resilience and economic development as well as climate change mitigation and adaptation. The initiative's multifaceted approach addresses policies, financing and incentives, market monitoring, verification and enforcement, communications and stakeholder engagement to encourage the rapid and comprehensive adoption of more sustainable solutions. U4E is especially committed to supporting developing and emerging markets that lack adequate local resources to independently undertake such a transition. By working hand-in-hand with governments, industry stakeholders, and civil society partners, assistance is targeted to overcome critical barriers to market transformation, with numerous success stories from around the world. An Energy Efficiency Finance and Market Monitoring Verification and Enforcement (MVE) Expert is needed to help develop and execute complex market transformation projects in collaboration with strategic partners, with a focus on the space cooling and cold chain domains. The Expert will perform a range of functions, with a mix of global, regional and national applications in U4E's portfolio to optimize existing operations and unlock new project opportunities U4E requires an expert to support the development and implementation of market transformation projects consistent with its Integrated Policy Approach (https://united4efficiency.org/our-approach). Specific needs include technical support for developing and deploying: I. Energy Performance Standards: Provide technical support for the development and refinement of regional or national Energy Performance Standards frameworks for cooling, lighting and other targeted appliance categories, including high-efficiency benchmarks for integration into green public procurement. Activities include preparation of policy notes for high-level decision-making, guidance notes supporting technical operationalisation by implementing agencies, regional stakeholder engagement, and on-the-ground deployment activities in selected countries to support adoption and harmonisation. II. Product Registration System (PRS) Development: Lead the oversight and coordination of PRS software development and piloting in three countries, including the technical specifications, supervision of external developers, intermediate and acceptance testing, and capacity-building of institutional users. Provide light-touch advisory inputs to additional countries considering PRS adoption. In parallel, support the development of Monitoring, Verification and Enforcement (MVE) frameworks in two countries, including market surveillance protocols, roles and responsibilities of implementing agencies, reporting templates, and capacity-building for effective implementation. III. Data Centers: Support outreach, partnership engagement activities related to sustainable cooling and energy-efficient data centres. Activities include preparation of pitch and concept materials, identification and onboarding of technical partners, and inputs to project concept notes and provide technical content on cooling efficiency, refrigerant management and operational best practices applicable to data centre infrastructure. IV. Financing Mechanisms: Serve as project coordinator for a financial mechanism project in one country, including overall implementation coordination, stakeholder engagement with government counterparts and partner organisations. Provide the required technical inputs for project's key deliverables, such as financing mechanism design and review, market and policy analyses underpinning regulatory roadmaps, Monitoring, Reporting and Verification (MRV) framework, and supporting communications and consumer awareness materials. Qualifications/special skills - Minimum university degree (Bachelors) or equivalent in Engineering (electrical, mechanical, industrial, or similar), Electricity, Environmental Affairs, or a relevant scientific development discipline. • More than 10-years experience and proven technical competencies in cooling energy efficiency and refrigeration, including familiarity with natural refrigerants. • Developing and deploying financing mechanisms, MVE frameworks and tools (including software) for the promotion of energy efficient appliances in developing and emerging economies. • Drafting and securing buy-in for policy recommendations on energy efficiency. • Technical knowledge on HVAC systems, especially Room Air Conditioners, natural refrigerant gases and energy efficiency for cooling appliances. • Knowledge of past and current financing mechanisms for energy efficient appliances, product testing standards and compliance projects and initiatives. • Active involvement and thorough knowledge of international best practices in energy efficiency strategies and energy-efficient HVAC technologies, practices and programmes • Knowledge of various software development frameworks, processes, information exchange tools, and estimated timelines for development of web app functionalities. • Knowledge and experience in working with government and private sector internationally. • Thorough background preparing and delivering training and providing capacity building to diverse audiences • Ability to rapidly analyse and integrate diverse information from varied field sources in order to produce highly qualitative communication presentations. • Excellent written and oral communications ability to effectively convey technical topics to non-experts. Languages - Fluency in written and spoken English and another UN Language (preferably Spanish or French). Additional Information Not available. No Fee THE UNITED NATIONS DOES NOT CHARGE A FEE AT ANY STAGE OF THE RECRUITMENT PROCESS (APPLICATION, INTERVIEW MEETING, PROCESSING, OR TRAINING). THE UNITED NATIONS DOES NOT CONCERN ITSELF WITH INFORMATION ON APPLICANTS' BANK ACCOUNTS.

Title: UHNW Mortgage Underwriter locations Remote, Texas, United States of America Tempe, Arizona, United States of America time type Full time job requisition id PT-JR037271 Job Description: UHNW Mortgage Underwriter Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs. Morgan Stanley Home Loans is looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business. Morgan Stanley Private Bank National Association is seeking an experienced, positive and motivated individual to join our Home Loans underwriting team. The successful candidate will possess a combination of deal structuring and underwriting skills and experience underwriting mortgage loans for sophisticated borrowers with complex income streams. Our Mortgage Underwriters are responsible for analyzing clients’ financial background, and making lending decisions. Position Responsibilities - Underwrite and analyze multifaceted mortgage loans for high net-worth clients within delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite - Proactively and effectively manage and maintain a pipeline of complex transactions - Provide guidance as related to complex income scenarios to partners and junior team members - Perform complicated income, business financial statement and tax return analysis - Assist in identifying or recommending alternative loan solutions - Provide onboarding and training to new team members Qualifications - External - Private bank lending experience, business relationship management or commercial/structured credit analysis experience required including providing business financing - Minimum 10 years’ experience credit analysis and underwriting for high net-worth individuals - Experience underwriting non-conforming loans - Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts - Pipeline management experience required - College degree preferred or equivalent experience, advance degree a plus Skills/Abilities - Ability to comprehend business financial statements and personal tax returns - Understanding of structured credit transactions including terms, covenants, etc. and impact to the residential mortgage product - Excellent verbal and written communication skills, including ability to articulate the borrower’s financial profile and associated risks - Underwriter should be comfortable working with Family Offices, CPAs, CFOs, Business Managers, Financial Advisors, etc. - Superior knowledge of underwriting and credit risk principles - Ability to recognize, mitigate and escalate risks where appropriate - Strong knowledge of unique property vesting i.e. trusts and LLCs - Complex self-employed income analysis is a critical requirement - Ability to partner, collaborate with a deal team (comprising of Mortgage Consultants, Relationship Managers, loan processors, Private Banker and Financial Advisors) as well as ability to partner with Structured Credit partners - Experience with wealth management clients - Extraordinary client service aptitude - Meticulous follow-up and follow through - Ability to work under tight timelines - Excellent attention to detail - High level of proficiency with Microsoft excel; proficient with Microsoft Office suite WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

Role Description Estamos en búsqueda de: Consultor/a Funcional de Negocio – Sector Financiero - Recopilar, analizar y documentar requisitos funcionales en entornos del sector financiero. - Actuar como nexo entre negocio y equipos técnicos, asegurando el entendimiento de las necesidades del cliente. - Participar en la definición y ejecución de pruebas funcionales y de aceptación de usuario. - Dar soporte durante el ciclo de vida del proyecto, garantizando la calidad de las soluciones entregadas. - Mantener una comunicación fluida y profesional con el cliente, gestionando expectativas y prioridades. Qualifications - Experiencia mínima de 2 a 3 años en consultoría funcional en el sector financiero. - Experiencia en toma de requisitos, ejecución de pruebas y trato directo con el cliente. - Formación universitaria en Económicas, Empresariales o similares. - Nivel alto de inglés, tanto oral como escrito. Requirements - Experiencia previa en proyectos para grandes entidades financieras de primer nivel. - Conocimiento de metodologías de análisis funcional y testing. - Experiencia en entornos de consultoría tecnológica o de negocio. Benefits - Contrato indefinido con salario competitivo. - Modalidad flexible y posibilidad de trabajo remoto. - Plan de carrera personalizado y formación continua. - Participación en proyectos estables con alto componente técnico. - Flexibilidad horaria y enfoque en la conciliación. - Beneficios sociales adaptados a tus necesidades.