Morgan Stanley

Title: Associate, Software Engineer Location: New York, New York, United States of America Job Description: Full time job requisition id JR025652 Company Profile: Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment, and wealth management services. The Firm's employees serve clients worldwide, including corporations, governments, and individuals from more than 1,200 offices in 43 countries. In Technology, we leverage innovation to build the connections and capabilities that power our Firm, enabling our clients and colleagues to redefine markets and shape the future of our communities. What you’ll do in the role: Morgan Stanley Services Group, Inc. is seeking an Associate, Software Engineer in New York, New York to design and develop web-based and distributed applications using Java, Python, and related frameworks. Participate in Agile ceremonies and collaborate with technology teams to deliver scalable and reliable solutions supporting trading and order management functions. Implement REST APIs and microservices using Spring Boot, Spring Cloud Gateway, and Python web frameworks such as Flask and FastAPI. Apply API design, validation, and error handling best practices. Develop concurrent and asynchronous solutions using multiprocessing and asynchronous programming techniques. Implement caching strategies and work with Redis for data storage and performance optimization. Carry out app containerization using Docker and Podman. Write and maintain automated unit and integration tests. Utilize CI/CD pipelines, containerization tools, and version control systems. Work with SQL databases and API documentation tools. Monitor and support production systems by diagnosing and resolving issues in a timely manner. Ensure application reliability, scalability, and security compliance. Leverage knowledge of fixed income markets and related financial instruments. Telecommuting permitted up to 2 days per week. What you’ll bring to the role: -Requires a Master’s in Computer Science, Computer Engineering, or a related field of study. -Requires two (2) years of experience in the position offered or two (2) years as a Software Engineer, or in a related role in the technology field. -Requires two (2) years of experience with the following skills: - Agile; - Java; - Python; - Linux; - Flask; - FastAPI; - Spring Boot; - Spring Cloud Gateway; - REST API development; - API design and validation; - Microservices architecture; - Multiprocessing and Asynchronous programming; - Caching strategies using Spring Cache and Redis; - Redis-based data storage; - PostgreSQL; - SQL; - CI/CD pipelines; - Git; - Containerization; - Docker; and - Unit and Integration testing. -Requires one (1) year of experience with: - Spring WebFlux; - Podman; and - financial instruments and order management systems. -Requires any amount of experience with: - Reactive programming. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Expected base pay rates for the role will be between $135,160 and $150,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

Title: Director, Data & Analytics Engineering Location: Alpharetta, Georgia, United States of America Full time Job Description: Company Profile: Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment, and wealth management services. The Firm's employees serve clients worldwide, including corporations, governments, and individuals from more than 1,200 offices in 43 countries. In Technology, we leverage innovation to build the connections and capabilities that power our Firm, enabling our clients and colleagues to redefine markets and shape the future of our communities. What you’ll do in the role: Morgan Stanley Services Group, Inc. is seeking a Director, Data & Analytics Engineering in Alpharetta, GA to design and deploy machine learning (ML) models for data-driven decisions. Implement distributed training systems to accelerate model training. Analyze data from past events to create labeled training data, extract data trends, and develop new features. Build APIs to serve real-time predictions with scalable infrastructure. Automate the process to integrate new code changes, test changes, and deploy in production. Ensure secure and compliant connections between cloud and on-premises data systems. Leverage Large Language Models to generate content and derive features for ML applications. Telecommuting permitted up to 2 days per week. What you’ll bring to the role: -Requires a Master’s in Computer Science, Computer Engineering, or a related field -Requires one (1) year of experience in the position offered or one (1) year as a Software Developer, Intern, or a related occupation -Requires one (1) year of experience with the following skills: - Python; - Libraries including: - Numpy; - Pandas; - Matplotlib; and - Scikit-learn. - Data processing techniques including: - Handling missing values; - Normalization; and - Feature extraction. - Machine learning algorithms including: - Linear regression; - Decision tree; and - K-nearest neighbors. - Basic deep learning algorithms; - Frameworks including: - TensorFlow; or - PyTorch. - Linear algebra; - Calculus; - Probability; and - Statistics. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Expected base pay rates for the role will be between $125,000 and $135,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

Role Description The Stanley’s Institutional Equity Division (IED) Documentation team is currently looking for a trading agreement negotiator, responsible for handling all relationship level trading agreements, including, but not limited to: - Equity derivatives - Prime brokerage - Securities lending - Confidentiality agreements - Futures agreements - Listed options agreements - OTC clearing agreements - ISDA Master Agreement and CSA - Equity Master Confirmation Agreements The team consists of 8 attorneys and sits within IED’s global Risk Management team. As the group sits within risk management, it is tasked with analyzing and making risk-based decisions on client negotiation requests. The team is responsible for negotiating, drafting and executing all necessary agreements with clients and their counsel in advance of trading. Qualifications - 1-2+ years’ experience negotiating trading agreements at broker/dealer, buy-side firm and/or law firm - Strong verbal and written communication skills - Attention to detail - Ability to meet timing deadlines on multiple projects - Contract drafting experience - Ability and initiative to proactively communicate with senior business unit members - Comfortable working in open trading floor environment - J.D. required Requirements - Negotiate full suite of trading agreements including, but not limited to: - ISDA Master Agreements and Credit Support Annexes - Stock loan - Prime brokerage agreements - Listed derivative trading agreements - OTC clearing agreements - Tri-party control agreements - Master confirm agreements - Confidentiality agreements - Electronic trading agreements - Other trading-related agreements - Liaise with IED Sales and Trading desks, as well as members of Firm’s Legal, Risk, Credit and Onboarding teams - Client base includes hedge funds, mutual funds, pensions, insurance companies, banks, corporates and money managers - Act as primary point of contact with clients and their counsel for all negotiations - Interact with clients in connection with new industry rules and regulations Benefits - Opportunity to work alongside the best and the brightest - Supported and empowered work environment - Comprehensive employee benefits and perks - Ample opportunity to move about the business for those who show passion and grit

Title: Lead Software Engineer (JAVA) - Parametric Location: Alpharetta, Georgia, United States of America Hybrid Full time Job Description: ABOUT MORGAN STANLEY Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 41 countries, the Firm's employees serve clients worldwide including corporations, governments, institutions and individuals. For further information about Morgan Stanley, please visit www.morganstanley.com. ABOUT PARAMETRIC Parametric is part of Morgan Stanley Investment Management, the asset management division of Morgan Stanley. We partner with advisors, institutions, and consultants to build portfolios focused on what's important to them and their clients. A leader in custom solutions for more than 30 years, we help investors access efficient market exposures, solve implementation challenges, and design multi-asset portfolios that respond to their evolving needs. We also offer systematic alpha and alternative strategies to complement clients' core holdings. This role is part of Parametric's hybrid working model, which includes working in the office 3 days a week and choosing to work remotely or in the office the remaining days of the week. THE TEAM The Equity Investments and Client Activities team at Parametric: - We are building financial software that that solves some of the world's most complex financial opportunities. This includes building solutions to provide customized direct index exposure while making tax-sensitive asset allocation decisions to improve overall after-tax portfolio returns. - We design and build financial software responsible for the account life cycle that starts with the onboarding of accounts through the management of client activities and investment instructions. - We are focused on delivering high-quality, scalable solutions that are cloud-native. ABOUT THE ROLE The Lead Software Engineer is responsible for providing technical leadership, project management, process development, training and support. The role will work across and within the Equity Investments and Client Activities team as well as Core Services and externally facing Digital Team. This role will enhance the Direct Indexing business priorities, to design and develop technology solutions, and to improve business processes. This role spans across many services within the team building out underlying components that will provide critical services to the Equity Portfolio Management Platform. These services will help streamline the rule-based portfolio analytics, order generation and straight through processing allow for exception driven portfolio management. This position will report into the [Equity Services] team and work closely with team leads across Technology teams, Business Analysis as well as Business Partners. In this role, you will lead developers and projects and provide mentoring opportunities to the development team. A critical objective for this role is to support the architecture and deliver scalable enterprise solutions, leveraging AWS cloud native technologies, designing and implementing micro-services and a relentless focus on performance and resilience. PRIMARY RESPONSIBILITIES - Design and develop proprietary solutions for the Equity Direct Indexing portfolio management teams - Provide technical leadership to other Software Engineers. - Design, develop, and maintain services and API to support various business needs - Leverage scalable and distributed computing principles to build the next generation of services - Ensures that software solutions remain integrated, efficient, and appropriate for a highly regulated industry. - Create unit/integration/functional/performance tests - Mentor new or less senior developers - Conduct code reviews of other developers - Share experience, knowledge, and ideas to the team to improve processes and productivity JOB REQUIREMENTS - Bachelor's degree in Computer Science or related area of study - 8+ years of hands-on development experience managing all aspects of technical projects with a proven track record of delivering well architected and well written software solutions. - Experience supervising and guiding software development teams and fostering an engaging, collaborative environment. - 7+ Years of hands-on Java/J2EE software design and development experience. - Strong hands-on experience developing API using GraphQL/REST - Strong debugging and troubleshooting skills - Cloud native development experience a plus: AWS is preferred, but not required - Strong aptitude for highly efficient data structures and algorithms - Strong knowledge of relational databases and SQL - Working knowledge of NoSQL database engines such as Redis, Cassandra, or MongoDB - Proven track record of becoming a subject matter expert in areas related to current assignments. - Strong leadership skills including: - Communication - Total quality commitment - Ownership and accountability - Project management - A creative, self-confident self-motivator with a "can do" spirit. - Passionate, forward thinking and creative individual with high ethical standards and integrity. - Ability to collaborate and partner across a diverse team tapping the strength and unique skills of every team member. - Assertiveness balanced with a sensitivity toward and concern for people. The ability to create strong work ethics and committed teams, foster open dialogue, and promote individual and team success. - Effective communication skills with business users and other developers - Familiarity with AI and related technologies, with the ability to apply them in a business or technical context . Parametric believes each member of our organization makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties and qualifications. It is our expectation that every member of our team will offer his/her/their services wherever and whenever necessary to ensure the success of our client services. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $115,000 - $225,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.

Title: Supervisor, Investment Analysis - Parametric Location: Seattle United States Job Description: time type Full time job requisition id PT-JR035705 ABOUT MORGAN STANLEY Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 41 countries, the Firm's employees serve clients worldwide including corporations, governments, institutions and individuals. For further information about Morgan Stanley, please visit www.morganstanley.com. ABOUT PARAMETRIC Parametric is part of Morgan Stanley Investment Management, the asset management division of Morgan Stanley. We partner with advisors, institutions, and consultants to build portfolios focused on what is important to them and their clients. A leader in custom solutions for more than 30 years, we help investors access efficient market exposures, solve implementation challenges, and design multi-asset portfolios that respond to their evolving needs. We also offer systematic alpha and alternative strategies to complement clients' core holdings. This role is part of Parametric's hybrid working model, which includes working in the office 3 days a week and choosing to work remotely or in the office the remaining days of the week. ABOUT THE ROLE The Supervisor, Investment Analysis oversees a team of Investment Analysts that support a variety of Parametric's investment work. This work includes responding to analytical requests, updating marketing material, reviewing investment performance, and responding to client inquiries. Responsibilities include but are not limited to: training and helping mentor direct reports, maintaining in-depth knowledge of investment processes, managing team deadlines, ensuring work is completed within best practice and ensuring key performance indicators are met. The position requires teamwork and collaboration across multiple departments Parametric believes each member of our organization makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties and qualifications. It is our expectation that every member of our team will offer his/her/their services wherever and whenever necessary to ensure the success of our client services. Primary Responsibilities - Demonstrate leadership skills by addressing team escalations, organizing work on the team and providing updates to leadership - Act as a subject matter expert of all processes and work the team is accountable for - Participate in hiring and training processes as needed - Ensure written team procedures remain up-to-date - Ensure quality standards on the team are met and work is completed on time - Generate data sets and materials that support the ongoing management of Parametric investment strategies - Provide analysis and assist in creating responses for prospects, clients and internal stakeholders - Uphold department reputation through professionalism, accuracy, responsiveness and commitment to client service - Contribute and adopt ideas to improve efficiency, reduce risk, and enhance the client experience - Assume other responsibilities as required Job Requirements - 4-year degree - 3+ years of relevant experience. Internal candidates with 1.5+ years of experience with the firm will also be considered. - Must be capable of organizing a team to accomplish goals as a unit - Must be able to problem solve effectively and creatively - Must possess strong math/quantitative skills and analytical writing ability - Must possess a high attention to detail and strong sense of urgency - Must possess a demonstrated ability to work in a team environment - Must possess excellent communication and organizational skills and be able to handle a heavy, deadline-oriented workload - Must possess intermediate to advanced Excel knowledge - Familiarity with Factset, Bloomberg and other analysis tools is a plus - Experience with Python, R, SQL and/or VBA is a plus Parametric believes each member of our organization makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties and qualifications. It is our expectation that every member of our team will offer his/her/their services wherever and whenever necessary to ensure the success of our client services. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Salary range for the position: $70,000 - 140,000/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

• Provide service coverage for a FA/PWA/team • Supporting the FA/PWA/team in cultivating and enhancing new and existing client relationships • Executing money movement transactions at the request of the client and/or FA/PWA/team • Answering general non-investment related questions concerning client accounts • Onboard and maintain client accounts, including collecting client information and required documentation • Assist FAs / PWAs/ teams in delivering against their business plan and client service model

Title: Market Risk Analytics Associate, Stress Testing and AI Integration Location: New York, New York, United States of America Job Description: Firm Risk Management Morgan Stanley's Firm Risk Management (FRM) Division is an exciting and rapidly growing space. We support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. Background on the Position The role will reside within the Firm Risk Management's Risk Analytics area. Risk Analytics develops market risk, credit risk and scenario analytics models. These mathematical and statistical models provide an overall calculation of market risk across asset classes (e.g. equities, interest rates), the credit risk of borrowers and their expected losses, the calculation of risk in a time of increased economic stress (i.e. stress testing), and the generation of scenarios associated with increased economic stress. Morgan Stanley is seeking an Associate in its Market Risk Analytics group with a focus on market shock scenario design and stress testing. The Market Risk Analytics group develops, maintains, and monitors the performance of market risk and stress testing models for Morgan Stanley's portfolio of trading assets, as required by the regulatory framework and the Firm's risk management needs. The new hire will join the Market Risk Analytics team to undertake research, modelling, development, and analysis of models-based measures and enhance existing processes with the application and development of AI tools. The position will play a key role in enhancing the current risk management framework and ensuring compliance with regulatory requirements. Primary Responsibilities > Develop and implement models and analytical tools for risk analytics and risk management purposes, with primary focus on market shock scenario design and stress testing > Interpret model outputs and communicate findings to stakeholders, including risk managers, capital, front office, and senior management > Conduct quantitative analysis to assess model performance and outcome > Collaborate with IT teams to ensure smooth integration of models and analytical tooling in existing systems and infrastructure > Collaborate with Model Risk Management for purposes of validation of risk models > Respond to audit and regulatory requests > Identify areas in existing processes where application of AI tools and capabilities can boost efficiency and effectiveness, and work on developing / deploying those AI solutions Experience > Requires a degree in Quantitative Finance, Economics, Math/Physics/Engineering or a related field of study. (Master/PhD highly preferred.) > Requires minimum two (2) years of experience as an Associate, Analyst or equivalent in quantitative fields (quantitative finance and risk management fields are preferred) > Proficiency in Python and database query languages and Microsoft products > Familiarity with AI tools and their strengths/weaknesses, and experience with prompting > Experience in AI tool development/deployment is a plus > Strong skills in Communication, Critical Thinking, and Problem Solving and Collaboration > Curious about risk management, financial products, markets, and regulation > Strong attention to detail and ability to provide information in usable formats Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees. This role is hybrid and currently requires in office attendance 3 days/week. The in-office requirement is subject to change at any time. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Expected base pay rates for the role will be between $100,000 and $140,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.

Title: UHNW Mortgage Underwriter locations Remote, Texas, United States of America Tempe, Arizona, United States of America time type Full time job requisition id PT-JR037271 Job Description: UHNW Mortgage Underwriter Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs. Morgan Stanley Home Loans is looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business. Morgan Stanley Private Bank National Association is seeking an experienced, positive and motivated individual to join our Home Loans underwriting team. The successful candidate will possess a combination of deal structuring and underwriting skills and experience underwriting mortgage loans for sophisticated borrowers with complex income streams. Our Mortgage Underwriters are responsible for analyzing clients’ financial background, and making lending decisions. Position Responsibilities - Underwrite and analyze multifaceted mortgage loans for high net-worth clients within delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite - Proactively and effectively manage and maintain a pipeline of complex transactions - Provide guidance as related to complex income scenarios to partners and junior team members - Perform complicated income, business financial statement and tax return analysis - Assist in identifying or recommending alternative loan solutions - Provide onboarding and training to new team members Qualifications - External - Private bank lending experience, business relationship management or commercial/structured credit analysis experience required including providing business financing - Minimum 10 years’ experience credit analysis and underwriting for high net-worth individuals - Experience underwriting non-conforming loans - Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts - Pipeline management experience required - College degree preferred or equivalent experience, advance degree a plus Skills/Abilities - Ability to comprehend business financial statements and personal tax returns - Understanding of structured credit transactions including terms, covenants, etc. and impact to the residential mortgage product - Excellent verbal and written communication skills, including ability to articulate the borrower’s financial profile and associated risks - Underwriter should be comfortable working with Family Offices, CPAs, CFOs, Business Managers, Financial Advisors, etc. - Superior knowledge of underwriting and credit risk principles - Ability to recognize, mitigate and escalate risks where appropriate - Strong knowledge of unique property vesting i.e. trusts and LLCs - Complex self-employed income analysis is a critical requirement - Ability to partner, collaborate with a deal team (comprising of Mortgage Consultants, Relationship Managers, loan processors, Private Banker and Financial Advisors) as well as ability to partner with Structured Credit partners - Experience with wealth management clients - Extraordinary client service aptitude - Meticulous follow-up and follow through - Ability to work under tight timelines - Excellent attention to detail - High level of proficiency with Microsoft excel; proficient with Microsoft Office suite WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

Role Description The Chief of Staff team partners closely with the CFO to support strategic priorities and ensure the CFO is consistently informed, prepared, and positioned to drive impact. The team enhances transparency across Finance leadership and connects insights across the organization. In addition, the team leads and executes high impact, ad hoc initiatives in support of the broader Finance organization and key partners. This role is highly project driven and well suited for a candidate who is strategic, highly organized, and meticulous about documentation and data integrity. The ideal candidate will have a strong understanding of the financial services industry, demonstrate intellectual curiosity, operate with a high degree of ownership, and be comfortable working both independently and in highly collaborative environments. The position offers exceptional exposure to senior Finance leadership, the broader Firm, and the external industry landscape. This role is centered on maximizing the CFO's effectiveness while contributing to strategic, value added initiatives across Finance, including: - Leading and executing special projects sponsored by the CFO and Chief of Staff team, supporting strategic initiatives from concept through delivery - Partnering closely with firmwide teams to anticipate upcoming needs, align on priorities, and communicate key Firm and Finance initiatives - Developing thoughtful, non-administrative agenda content for leadership and team meetings - Identifying, synthesizing, and summarizing relevant market events, research, and external developments for senior audiences Responsibilities Include: - CFO Efficiency/Management: - Maximize travel and site visit schedule and accompanying engagement events - Identify and vet both internal and external meeting/event opportunities - Correspondence requests - Internal & External Engagements - Briefings for the CFO's meetings with clients. Prep for meetings including talking points, communications, reference data, and PowerPoint presentations (open forums, videos, emails, etc.) - Finance Leadership Engagement - Finance Management Committee, MD/officer meetings - Market/Macro Updates - Listening to market/macro update calls facilitated by MS Research/thought leaders and distilling key takeaways/themes for senior management - External Communications - Partner with Corporate Communications, Investor Relations, etc. to stay connected on media, investors, and regulators Qualifications - 7-10 years of experience, preferably within financial services - Strong understanding of the Firm, financial services industry, market dynamics, and relevant developments - Proven self-starter with excellent project management and execution skills - Ability to interact effectively across business functions and with senior leadership - Exceptional written and verbal communication skills - Advanced proficiency in Microsoft PowerPoint and Excel - Strong analytical and critical thinking capabilities - Superior attention to detail with a commitment to accuracy and organization - Collaborative, adaptable, and team-oriented mindset Benefits - Opportunity to work alongside the best and the brightest in a supportive environment - Comprehensive employee benefits and perks in the industry - Ample opportunity to move about the business for those who show passion and grit in their work Company Description At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. For more information, please visit: Morgan Stanley EEO .

Role Description Own the design, deployment, and scaling of AI-enabled purple team penetration testing and adversary emulation frameworks that continuously validate enterprise defenses, accelerate detection engineering, and operationalize offensive findings through automation and measurement at enterprise scale. - Design and operationalize AI-driven, automated penetration testing and adversary emulation harnesses that combine agentic systems, behavior-based attack orchestration, and TTP chaining to enable continuous purple-team validation across large enterprise environments, replacing episodic assessments with measurable, repeatable testing cycles. - Build scalable attack and defense proving grounds by developing reusable, vendor-agnostic automation layers, capability specifications, and CI-grade validation controls that securely integrate deterministic and generative tooling while enforcing policy, lineage, and rules-of-engagement at scale. - Accelerate skill development and detection maturity across teams by pairing automated attack frameworks with structured feedback loops, telemetry-driven scoring, and co-development workflows that directly connect offensive techniques to detection logic, tuning, and defensive training programs. - Lead enterprise-wide adoption of next-generation purple team methodologies by standardizing data models, attack metadata, and measurement strategies aligned to MITRE ATT&CK, OCSF, and threat intelligence frameworks, enabling executive-level visibility into defensive posture, control efficacy, and improvement over time. Qualifications - Experience in executing IT strategy, delivery and complex initiatives. - Ability to present information in a clear and concise manner to technology and business leadership. - Advanced understanding of functional area and competent understanding of competitive environment. - At least 8 years' relevant experience would generally be expected to find the skills required for this role. Benefits - At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. - Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - guide the decisions we make every day. - Opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. - Relentless collaboration and creative thinking fueled by diverse backgrounds and experiences. - Comprehensive employee benefits and perks in the industry. - Ample opportunity to move about the business for those who show passion and grit in their work.