Title: Commercial Lines Underwriter Location: Buffalo, New York, 14202, United States Department: Insurance Operations Job category: Insurance Operations Requisition number: COMME001691 - Full-time - Hybrid - Locations Showing 1 location Buffalo Corporate Office Buffalo, NY 14202, USA Job Description: Job details Description Commercial Lines Underwriter Hybrid Work Schedule Buffalo, New York Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Buffalo, New York. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First’s Best Places to Work in Western New York (2023-2025), a Fast Track company (2019-2025), and a Top Private Company (2019-2025). Merchants was also granted the Ward’s 50® designation as a top-performing property-casualty insurance company for four consecutive years (2021-2024) and has been granted the Ivans Spark Award for innovation (2024-2025). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America’s Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list. Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 2 full days per week in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues. Essential Duties and Responsibilities include, but are not limited to: - Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders. - Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards. - Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action. - Achieve commercial lines regional production goals and loss ratio objectives for assigned territory. Qualifications & Skills: - College degree or equivalent work experience. - 1 - 3 years commercial lines underwriting experience. - Some background in underwriting commercial lines accounts and building agency relationships. - Previous Agency relationships within the local insurance industry are highly desirable. - Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.). - Strong communication, organizational and computer skills. Merchants Insurance Group Pay information: Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $60,000 - $80,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications. Merchants Insurance Group Benefits: - Welcoming and positive work environment - Flexible work arrangements, including flex scheduling and summer hours - Hybrid work schedule. The Hybrid work schedule will require 8 full days per month in the office, with the option to work the remaining days per month at home or in the office - Competitive pay scale - Generous paid time off package - Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars - Outstanding company bonus programs - Tuition Reimbursement And many more exciting company benefits! Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre-employment background screenings. Qualifications Experience Preferred 1-3 years: 1 - 3 years commercial lines underwriting experience. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Title: BCBA (Remote with Travel) Location: United States Job Id: 28709 Full Time, Permanent Position Remote with Travel (3 Full Work Days/ Month) Why ABC? - Our Patients: An intentional focus on small caseloads with a compassionate care approach. - Our Culture: ABC Core Values are more than just words on a wall. It's how we strive to live everyday. - Our Community: We ground ourselves in our WHY and the impact we have on the lives of others. Compensation and Bonus Structure - Salary: $65,000-75,000 + Bonus Potential - Monthly Performance Bonuses: Bonuses are uncapped, meaning you’ll be rewarded for your impact without waiting months to qualify. - Long-Term Incentives: $8,000 or more per year once you reach Visiting BCBA I or higher through our Citizenship Program. - 401(k) with Company Match: Boost your retirement potential and strengthen your financial future. Scheduling and Work-Life Balance - Schedule: Monday-Friday, daytime hours. - Almost 30 days off in Year One: Including holidays, PTO, CEU days, and flex days-no guilt, just rest. - Manageable Caseloads: You’ll support up to 8 children, so you’re set up to succeed without burning out. - No Non-Compete Clauses: We believe great talent doesn’t need restrictions Special Perks for Visiting BCBAs - Travel Flexibility: Can travel during work hours or during after hours, based on your preference - Free TSA Pre-Check: Covered by ABC for your convenience Transparent and Expedited Career Growth & Leadership Tracks: - Center Leadership: Visiting BCBA I>Visiting BCBA II> Sr Visiting BCBA I >Sr Visiting BCBA II>Visiting Team Lead - Training & Development: Join Dr. Greg Hanley’s Compassionate Care Training in evidence‑based ABA practice - Research & Innovation: Collaborate with Dr. Linda LeBlanc at the Action Institute to advance treatment outcomes, transparency, equity, and clinical quality - Clinical Guidance: Our BCBAs are guided by our Clinical Advisory Board and Compassionate Care Team, featuring industry leading clinicians such as: Dr. Charna Mintz, Dr. Greg Hanley, Dr. Linda LeBlanc, Dr. Patricia Wright, Dr. Dorothea Lerman, Dr. Malika Pritchett, Dr. Mahshid Ghaemmaghami, and Dr. Anthony Cammilleri Education and Support - Continuing Education: A minimum of 10+ free CEUs per year in-house, extra funds to attend additional training courses, and 2 paid days off to use for CEU events. - Health Benefits: Best-in-class Medical, Dental, Vision, Flexible Savings Account and Health Savings Account options - Family Support: Up to $3,000 in maternity/paternity financial assistance plus short-term disability options that can equate to 8 weeks of paid paternity leave. - Student Loan Repayment Assistance: Each year we contribute additional dollars to help you pay off your student loans. - Unique Perks: First Stop Virtual Health for you and up to 7 household members, CALM membership for you and your family, Door Dash Pass, MilkStork access to ship home breast milk while traveling, a SNOO smart sleeper for new parents, and more. Your Role - Develop Treatment Plans that are clinically sound and engaging - Supervise and Mentor RBTs to support consistent, high-quality care - Collaborate with Families to set goals, track progress, and celebrate growth - Deliver Evidence-Based Therapy in a supportive, play-focused environment ABC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, sexual orientation, gender identity or expression, national origin, ancestry, disability, marital status, genetic information, veteran status, or any other status protected by applicable federal, state, or local laws, including the Pennsylvania Human Relations Act (PHRA). We are committed to creating an inclusive environment for all employees. Pay Range: $65,000 - $75,000 per year

Role Description Be part of a team that strives to provide best in class products and services to clients by delivering innovative fraud and compliance solutions and services that ensure clients meet regulatory compliance requirements and receive excellent customer service. The Fraud Analyst is part of the Risk & Compliance team within Nymbus. The Fraud Analyst is responsible for supporting the Senior Director of Fraud in the overall fraud function, with the ongoing review, management, and referral of potential suspicious or fraudulent activity identified through various reports, alerts and non-alert based sources, that are managed on behalf of regulated financial institutions. This unique position offers an Analyst the opportunity to analyze fraud patterns across multiple clients and fraud programs, while being able to connect the dots if and when overlap occurs. The Analyst works cross-functionally with both internal operational and support teams, as well as external client contacts for multiple regulated financial institutions. The Analyst will use independent and professional judgment when analyzing fraud performing investigations. Additionally, the Fraud Analyst will ensure that all cases of suspicious or potentially fraudulent activity are evaluated, documented, and escalated in accordance with the standard operating procedures. We are searching for highly engaged individuals with a previous background in fraud prevention and detection at a financial institution. Qualifications - Some college, with preference for Business, Criminal Justice, or Finance-Related concentration preferred but not required. - At least 3 years of experience in fraud detection, investigation or a related field. - Familiarity with other fraud detection tools and platforms (Verafin, DataVisor) preferred but not required. - Past experience working in a financial institution or in a fintech environment. - Fraud certification desired. - Understand assignments and complete work independently without requests for repeated direction. - Understand basic process flows and upstream & downstream impacts. - Require limited manager intervention between assignment and delivery. - Recognize, own and learn from mistakes. - Open minded and adaptable to new ideas in a changing environment. - Exceptional attention to detail. - Comfortable navigating multiple systems and applications, utilizing resources to solve routine challenges. - Ability to multi-task and to function efficiently in a high volume, fast paced, deadline oriented environment. - Diligent time management, prioritization and analytical skills. - Team building, interpersonal, and relationship building skills. - Proven strong verbal/written communication and interpersonal skills. - Ability to handle complex situations requiring analysis or research while using independent judgment. - Ability to identify issues and demonstrate analytical, research and problem resolution skills. - Existing knowledge of banking policies, procedures, government regulations. - Excellent customer service skills and ability to handle routine/occasional customer service inquiries independently. - Proficient in Microsoft Office applications. - Ability to work with minimal supervision in decision making. - Contributor to team success. Requirements - Monitor and analyze transactions and account activities to identify suspicious activity and potential fraud. - Utilize various fraud detection tools to identify and prevent fraud proactively. - Accurately document fraud attempts, trends and loss events. - Speak to account holders, victims and fraudsters where appropriate to gather further information and supporting documentation. - Review and process customer claims of unauthorized activity related to Debit card, Credit card, ACH, P2P and Bill Payments using a variety of systems. - Analyze dispute cases and merchant documentation to determine chargeback eligibility. - Keep management up to date on fraud-related incidents, emerging trends and make recommendations for process improvements. - Ensure that all alerts and cases are handled in an efficient and timely manner. - Regularly exercise discretion and independent judgment in the performance of essential job functions. - Provide cross-functional support to internal operational and support teams by response to internal messaging systems, transfer of phone calls, or providing input on transaction decisions escalated for fraud review. - Effectively communicate with clients and operational teams, while maintaining response times within our standard Service Level Agreement timeframes. - Other duties as assigned. Benefits - Annual Cash Bonus and Equity Options commensurate with the role level and experience. - Fully Remote. - 401(k) plan. - Insurance - Health, Dental, and Vision. - Time Off.

Role Description In this role, you will help ensure provider data is accurate, complete, and compliant by performing quality reviews, supporting audits, and partnering with stakeholders to correct issues and improve processes. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. Schedule: Monday – Friday standard business hours (whichever time zone candidate resides in). - This role is part of a strategic market team that supports complex employer groups within Local Markets. - Analysts will facilitate the compelling, client-specific insights and content for a variety of client engagements. - Analyst will focus on automation and distillation of compelling, actionable, value-based insights from data and reporting. - Navigation of data, tools, and related resources will be necessary for success in creating a story with actionable, value-based insights. - Communicates information openly and in an articulate and professional manner as a subject matter expert in support of their market strategic team. Qualifications - Bachelor’s degree OR equivalent experience. - 2+ years’ experience in an analytic role (recent college graduates considered). - Intermediate level of proficiency or higher with Office 365 skills. - Knowledge of healthcare cost and quality topics. Requirements - Background in Analytic Platforms such as PowerBI, or Programming Languages such as Python or R. - Experience in data analytics, data science or statistics. - All Telecommuters will be required to adhere to UnitedHealth Group’s Telecommuter Policy. Benefits - Comprehensive benefits package. - Incentive and recognition programs. - Equity stock purchase. - 401k contribution (all benefits are subject to eligibility requirements). Company Description At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location, and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission. - UnitedHealth Group is an Equal Employment Opportunity employer under applicable law. - Qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status. - UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.