Unchained logo
Unchained

Hold your keys, free your bitcoin

Regulatory Manager

Location

United States

Posted

9 days ago

Salary

0

Seniority

Lead

Bachelor Degree7 yrs expEnglish

Job Description

Regulatory Manager

Unchained

• Maintain and scale a comprehensive compliance framework tailored to lending, money transmission, payments, and virtual currency regulatory requirements. • Lead enterprise-wide regulatory risk assessments, documenting risks, controls, and mitigation strategies across business lines. • Oversee state licensing programs for lending and money transmission activities, including license maintenance, renewals, reporting obligations, examinations, and regulator communications. • Monitor and interpret evolving federal and state regulatory developments impacting bitcoin, digital assets, lending, and payments businesses. • Review and advise on new products, services, features, partnerships, and marketing initiatives for regulatory alignment and risk mitigation. • Collaborate cross-functionally to identify emerging risks and drive control enhancements, remediation plans, and operational improvements. • Develop, implement, and maintain internal controls, monitoring and testing programs, issue management processes, and governance reporting. • Support and manage regulatory examinations, audits, inquiries, and consumer complaints across multiple jurisdictions. • Partner with Product, Operations, Engineering, and Legal teams to operationalize regulatory requirements into scalable business processes and technical controls. • Develop and deliver compliance training to ensure regulatory requirements are understood and adhered to throughout the organization. • Contribute to the ongoing maturity and effectiveness of Unchained’s Compliance Management System (CMS) and broader Governance, Risk, and Compliance (GRC) initiatives.

Job Requirements

  • 7+ years of experience in regulatory compliance, legal/compliance, risk management, or advisory roles within financial services, fintech, payments, lending, or virtual currency businesses.
  • Experience managing or supporting state-licensed lending and/or money transmission programs.
  • Strong working knowledge of U.S. financial services regulations, including state lending and money transmission requirements, as well as federal regulations such as: Reg E UDAAP ECOA TILA E-Sign Act BSA/AML concepts relevant to money transmission and virtual currency activities.
  • Experience implementing internal controls, compliance monitoring and testing, reporting frameworks, and audit/examination readiness programs.
  • Proven ability to work effectively across Product, Operations, Engineering, Finance, and Legal teams to deliver practical, business-aligned compliance solutions.
  • Excellent verbal and written communication skills, including the ability to translate complex regulatory requirements into operational controls and actionable guidance.
  • Strong analytical, problem-solving, and critical thinking skills with the ability to balance regulatory expectations with business objectives.
  • Self-driven with strong organizational and project management skills.

Benefits

  • Company paid medical, dental, and vision coverage
  • 401k with employer match
  • Employee stock options
  • Unlimited PTO
  • Training & development opportunities
  • Remote work flexibility

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