Title: Fraud and Risk Specialist Location New York, New York Employment Type Full time Department Operations Job Description: Fraud Specialist $65K – $75K • meaningful equity About Novig Novig is building America's #1 sports prediction market. Our mission is to financialize and democratize sports trading - taking a closed system run by casinos and turning it into a fair, efficient, two-sided market where the power sits with users. With CFTC approval on the horizon, we're poised to go live across all 50 states as the leading sports-focused, federally regulated market built on trust, transparency, and real user protection. We're backed by some of Silicon Valley's top investors — Pantera, Forerunner, Lux, NFX, Paul Graham, and Joe Montana — who have collectively invested over $100M behind this vision. About the Role This is an opportunity to help build out the fraud and risk function at one of the fastest-growing prediction markets in the country. You'll investigate multi-accounting, bonus abuse, and suspicious betting patterns — digging into the data, piecing together what's actually going on, and making the call on how to handle it. Every case sharpens the systems that keep the exchange fair and protect real users. This is perfect for someone who likes investigative work, trusts their judgment under pressure, and wants ownership over a function that's still being built. You're the person we turn to when something looks off and needs a clear-eyed person to figure out why. Who you are and what you will do - You’re naturally curious. When something looks off, your instinct is to dig into the data, connect the dots, and uncover what others might miss. - You enjoy investigative work. Whether it’s spotting multi-accounting schemes, bonus abuse, or suspicious betting patterns, you like unraveling complex user behaviors. - You’re detail-oriented and analytical. You’re comfortable working with data, internal tools, and admin systems to identify risk and build clear, evidence-backed cases. - You’re decisive under pressure. You can make thoughtful judgment calls when the stakes are high and move quickly in a fast-paced environment. - You care about marketplace integrity. Protecting users and ensuring a fair, trustworthy exchange genuinely motivates you. - You’re excited to help build something new. The opportunity to strengthen Novig’s fraud and risk systems—and stay one step ahead of bad actors as the exchange scales—is energizing. - You have 1–3 years of experience in fraud operations, trust & safety, risk, or a similar investigative role. - You have experience in fintech, gaming, marketplaces, or high-volume e-commerce (strongly preferred). - You are comfortable working with data and internal tooling, and ideally familiarity with SQL or analytics tools like Looker or Tableau. - You have a strong investigative mindset and the ability to identify subtle patterns or anomalies in user behavior. - You possess clear communication skills, especially when explaining why an account or activity is suspicious to non-technical teammates. Why work here, in the words of the people who do “I work with extremely stellar people, I own real systems, and decisions happen fast. No politics, no waiting for needless red tape. If something's broken, I fix it. If I build something good, it ships.” “The people! They're smart, thoughtful, fun to work with and passionate about their craft.” “I'm having the most fun I've had in my entire career.” If you want responsibility, trust, and the chance to help build the future of sports prediction markets - take your shot, we’d love to connect. Not for everyone - Our work and this role are tied to live sports - that means nights, weekends, and pressure included. - If you need clear swim lanes, a heavy process, or someone to tell you what to do, this won’t be the right environment. Compensation & benefits - $65K – $75K base, benchmarked at top-tier tech companies - Meaningful equity for every employee, regardless of role - 100% health premiums covered - 99% dental & vision covered - 401(k) with 4% company match - HSA + $1,080 annual company contribution - $27/day lunch stipend when working from our NYC office - $35/day dinner stipend when working from the NYC office after 6:30pm Homebase Union Square, NYC or Remote

• Extensive database research and analysis in support of professionals on the team • Conducting telephone interviews with appraisal experts in the commercial real estate market • On-site inspections and client meetings • Data entry and clerical support

• Develop and maintain standardized Stars and Risk Adjustment reporting using internal data sources and CMS files within Databricks and Power BI • Lead code development and end-user dashboard creation, applying subject-matter expertise to meet defined business needs • Serve as a subject matter expert on Risk Adjustment data sources, including MAO-004, 837, MMR, and MOR files • Present internal overviews and detailed analytical findings to stakeholders to ensure alignment and clarity on next steps • Analyze data to identify trends, performance opportunities and develop actions plans to address gaps • Build a deep understanding of clinical workflows and collaborate to enhance processes that support departmental efficiency and effectiveness • Partner with internal teams to share insights that may influence underwriting, contracting, operations and other business areas • Support the growth of direct and matrixed team members by fostering knowledge‑sharing and sustainable progress toward departmental goals

Role Description The Risk function’s responsibility is to support TransUnion Europe in ensuring risks are identified, understood and managed appropriately in accordance with approved policies and risk appetite and to enable all colleagues to understand how risk management forms an integral part of everyone’s day-to-day role and responsibilities. As part of the Operational Risk and Resilience team, and reporting into the Operational Risk Manager, the role holder will support the maintenance and management of the operational assurance reporting framework, ensuring a high-quality, consistent approach to Risk and Control Management is applied across TransUnion Europe. Qualifications - Three years relevant experience of operating within a risk management function (or similar) within the financial services sector. - Competency in planning and implementing risk reviews. - Good communication skills and the ability to articulate key messages across stakeholders at all levels. - The initiative to propose solutions and to take action independently with the confidence to effectively challenge the status quo. - Methodical, thorough and diligent, with strong attention to detail and strong documentation and report writing and presentation skills. - Organisation and time management, specifically working to deadlines with multiple deliverables. - Aptitude for learning, problem-solving and quickly understanding new and complex information. - Highly developed ability to analyse and present data effectively. - Effective relationship building and stakeholder management skills. - Ability to use standard Microsoft products to a high standard, including Outlook, Excel, Word, and PowerPoint. - Strong knowledge of risk management principles and techniques. - Experience of operating within a risk management function (or similar) of an FCA regulated firm, with sound knowledge of the UK financial services sector. - Knowledge of data management environments to be able to make critical observations and drive continual improvement. - Good understanding of data protection regulation regimes, such as UK General Data Protection Regulation and the Data Protection Act 2018. - Experience of working with a Quality Management System certified to the ISO 9001 Quality Management Standard. - Design and implementation of control dashboards and reporting. - Educated to degree level or otherwise suitable experience. Requirements - Engaging with various business owners to facilitate the maintenance and management of functional risk registers, including best-practice guidance on risk identification and assessment, risk and control articulation, risk mitigation action plan (improvement plan) development and the annual Risk & Control Self Assessment (RCSA). - Planning and conducting control operation sampling exercises to verify controls are operating effectively, reporting findings to key stakeholders and agreeing appropriate remediation/corrective action plans where required. - Supporting the preparation of high-quality papers, reports, and MI dashboard outputs for the European Risk Management Committee (EURMC) and other forums as required, to illustrate how the current control environment is performing. - Escalating risk and control issues to the relevant stakeholders and governance forums as appropriate. - Maintaining the accuracy of risk reporting tools and identifying and, where appropriate, facilitating improvements to the reporting tools. - Identifying and driving areas of control improvement for key processes and procedures to ensure compliance with all policies and standards. - Facilitating the maintenance of the company’s ISO 9001 Quality Management System certification by planning and conducting internal reviews with key stakeholders, agreeing and driving remediation plans, facilitating the completion of audits by the certification body and ensuring any audit findings are followed up and resolved. Benefits - For positions based in South Africa, preference will be given to suitably qualified candidates from designated groups in line with the company's Employment Equity plan and targets. - Should you have not heard from us within 3 weeks from applying, please regard your application as unsuccessful. - Please note it is a requirement of the Global Capability Centre Africa that you reside in a home that is fibre ready; and has space for you to be able to work comfortably and confidentially on a day-to-day basis for the purpose of your proposed employment. - You can be based anywhere in South Africa that has fibre, but will not be able to work in a location outside of South Africa. - A Minimum of a 100 Meg Fibre line is required, should you be successful, you will need to upgrade your line or install fibre in order to work effectively. - Please note that being a credit bureau, some positions require a clear credit record. - This is a remote position which may require occasional in-person attendance at work-related events at the discretion of management.