Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a visionary Home Loans and Commercial Valuation Strategy & Governance to serve as the organization’s definitive Subject Matter Expert (SME) on all things property value. In this high-impact role, you will be the architect of our enterprise valuation strategy across Conventional, Jumbo, FHA/VA/USDA, Closed-End Seconds (CES), HELOC, and Commercial (CRE/MF). As the enterprise owner of valuation policy, you will design the "Valuation Engine" of the future—moving away from manual, one-size-fits-all workflows toward a sophisticated, risk-tiered approach that utilizes appraisals, evaluations, and AVMs based on data-driven complexity triggers. You will lead the transition to an analytics-led operating model, intervening directly on high-risk/complex files while automating the routine through rigorous governance. What you’ll do: - Property SME & Market Intelligence Enterprise SME: Serve as the final authority on property valuation trends and risks across both Residential and Commercial (CRE/MF) asset classes. Market Analysis: Maintain a deep understanding of the macro and micro-economic drivers of the housing and commercial markets. Advisory: Provide strategic counsel to business line leaders and Credit Policy on how market shifts should impact lending appetite and collateral requirements. - HPI Oversight & Housing Surveillance Framework Model Ownership: Exercise full oversight of House Price Index (HPI) models, ensuring they accurately capture market movements and volatility. Surveillance Framework: Build and maintain a comprehensive Housing Surveillance Framework. Use HPI models and external data to monitor regional trends, identify price bubbles, and establish geographic "hot zone" triggers. Proactive Risk Management: Integrate surveillance outputs directly into the "Valuation Engine" to automatically escalate scrutiny in volatile markets. - Valuation Strategy, Policy & Model Risk Strategic Tiering: Define risk tiers and set coverage rules (Appraisal vs. Evaluation vs. AVM) based on exposure, complexity, and surveillance triggers. The Policy Stack: Own and govern the complete policy suite, including Real-Estate Valuation, Evaluation Policy, Reconsideration of Value (ROV) Framework, and AVM Strategy. Model Governance: Select and govern AVMs. Lead the program for testing, back-testing, and challenger modeling. Quality & Fairness: Implement random-sample validation and bias/fairness checks. Publish performance scorecards and remediation plans to ensure alignment with OCC/Interagency guidance. - Strategic Partnerships & Execution Cross-Functional Leadership: Coordinate with Credit Policy, Model Risk, Compliance/Fair Lending, and Originations/Servicing to drive a seamless, compliant valuation process. RACI & Reporting: Define the enterprise RACI for valuation decisions; establish a monthly/quarterly reporting cadence for KRIs and KPIs to executive leadership. What you’ll need: - Experience: 15+ years of related experience in Real Estate Valuation, Housing Economics, or Collateral Risk Management. - Education: Minimum Education Requirements such as: Bachelor’s Degree or Higher - SME Status: Deep technical knowledge of HPI modeling and a mastery of both Residential and Commercial property markets. - Regulatory Mastery: Expert-level understanding of USPAP, Interagency Appraisal and Evaluation Guidelines, and AVM Quality Control expectations. - Analytical Depth: Ability to build data-driven surveillance frameworks and manage complex model-risk environments. - Influence: Proven ability to drive results through partnership, moving the organization toward a sophisticated, tech-enabled valuation future. - Vision: A track record of transforming manual, legacy processes into tech-enabled, automated, and risk-sensitive operating models. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

• Contribute to the delivery of large and complex strategic advisory service engagements • Engage with management-level individuals across a wide range of industry segments • Assess and develop cybersecurity and incident response programs in a proactive fashion • Produce and ensure delivery of high-quality written and verbal reports, presentations, recommendations, and findings to customer management • Identify and address emerging trends in cybersecurity

• Lead the execution of enterprise initiatives that support the modernization and simplification of Operations. • Translate high-level strategy into actionable projects, managing execution, timelines, and resource alignment. • Facilitate cross-functional collaboration to solve complex operational challenges using structured problem-solving frameworks (e.g. Scrum, Agile methodologies). • Identify opportunities for standardization, efficiency gains, and service delivery improvement across retail channels. • Champion Agile and Scrum methodologies to drive efficient delivery, prioritization, and continuous improvement. • Lead cross-functional initiatives, ensuring alignment across stakeholders and timely execution of strategic objectives. • Manage competing priorities across multiple initiatives while maintaining a focus on measurable outcomes. • Influenced decision-making through data-driven insights and strong stakeholder engagement. • Foster a culture of accountability, innovation, and continuous improvement. • Own the strategy and implementation of process automation within the Operations division, targeting high-impact manual or repetitive processes. • Partner with IT to evaluate and deploy automation technologies and system enhancements. • Leverage expertise with core banking systems and Treasury Management platforms to streamline and digitize operations. • Drive testing, change management, and rollout of automation initiatives to ensure successful adoption and performance outcomes. • Conduct operational reviews to identify inefficiencies, handoff delays, or unnecessary controls that can be automated or redesigned. • Engage with frontline teams to gather insights and implement changes that are practical, scalable, and compliant.

Role Description The Strategic Initiatives Intern will support the Strategy Realization Office (SRO) in advancing enterprise-wide transformation initiatives. This role offers hands-on exposure to business strategy through project coordination, planning support, and communications that help translate strategy into action across the organization. This is a three-month remote contract, open to candidates working from anywhere in Canada. - Support the planning and execution of strategic projects and initiatives - Assist with organizing workshops, meetings, and cross-functional strategic sessions - Collaborate with team members to support alignment on objectives and priorities - Contribute to change management and internal communication activities - Provide general project and administrative support, as required - Conduct research to support strategy realization and planning activities - Other duties as assigned Qualifications - Enrolled in post-secondary, college or university-level courses in Business Administration, Communications, Project Management, or related field - Excellent oral and written communication skills - Able to work both independently under minimal supervision and with others in a collaborative environment - Proficiency in Microsoft Office applications (Word, Excel, PowerPoint) and digital communication channels (Microsoft Teams, email) Requirements - Bilingual (French and English) - considered an asset - Post-secondary, college or university coursework in Business Administration, Communications, Project Management, or a related field - considered an asset Accommodation The CWB Group is committed to providing accommodation to job applicants with disabilities throughout the recruitment process. If you require an accommodation, please notify us when applying and we will work with you to meet your needs. We welcome applications from all qualified individuals; however, only those under consideration will be contacted. Apply today! Note: CWB does not presently use Artificial Intelligence (AI) in our recruitment and selection processes.