Title: Consumer Credit Representative II/ Underwriter - Altoona PA Location Hybrid Position Altoona, PA Full time Job requisition id R85410 Must be able to work 4 days in the office and 1 Job Description: Must be able to work 4 days in the office and 1 day remote at the Plank Road M&T office in Altoona PA. Overview: Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. Primary Responsibilities: - Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. - Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management. - Countersign loans within authority while providing daily guidance and training to less experienced loan representatives. - Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines. - Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures. - Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management. Scope of Responsibilities: Works under general supervision. Exercising lending authority to $150,000. Supervisory/ Managerial Responsibilities: Assist in the development and training of junior staff. Education and Experience Required: Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experienc Education and Experience Preferred: Previous Consumer credit experience preferred Physical Requirements: M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Altoona, Pennsylvania, United States of America

Title: Experienced Casualty Underwriting Location: Los Angeles, CA, San Francisco, CA or Arizona Remote Job Description: Full time job requisition id 354578 Primary Details Time Type: Full time Worker Type: Employee The Opportunity: The Specialty Casualty Team is currently hiring an underwriter to underwrite business in alignment with the business plan and within the delegated underwriting authority to support and grow the West Wholesale E&S. This is an exciting opportunity to join a team with exceptional reputation in the industry and to influence the buildout of Specialty Casualty. - Location: Los Angeles, CA, San Francisco, CA or Arizona Remote - Work Arrangement: This role is hybrid, where you will be expected to be in the office 2-3 days per week. - The salary range for this role is between $124,000 - $233,000. Your New Role: - Perform complex underwriting activities in compliance with legal and regulatory requirements. - Utilize product line expertise to analyze business prospects and recommend profitable risk selection. - Forge and maintain strong relationships with agency leaders to ensure sound underwriting decision-making and support business growth. - Optimize portfolio growth by evaluating and rating complex business and communicating high-risk exposures. - Lead profitability and process improvement initiatives by informing senior leaders on best practices and guiding strategic plans. - Build relationships and facilitate projects by sharing expertise, resolving issues, and monitoring the impact of change. - Manage documents following underwriting standards and policies to ensure adherence to profitability objectives. - Manage budgeted resources by forecasting needs and accounting for expenses to achieve fiscal responsibility. Preferred Qualifications: - Bachelor's Degree or equivalent combination of education and work experience. Preferred Competencies: - Experience with Wholesale Brokers - Moderate underwriting experience. - Experience in underwriting or portfolio management. - Understanding of risk underwriting, pricing tools, and loss models. Compensation Package: The salary range for this role is provided above. This is the national range for location(s) listed. The salary offer will be decided based on the role's complexity, its location, and the candidate’s professional background, including their education and experience. Beyond the base salary, regular full-time and part-time employees will also be eligible for QBE’s annual discretionary bonus plan based on business and individual performance. We encourage all candidates to apply, even if their salary expectations fall outside of this range, as we are committed to finding the right fit for our team. QBE Benefits: We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to: - Hybrid Working – a mix of working from home and in the office - 22 weeks of paid leave for family growth, with 12 weeks available to all parents on a gender-equal basis - Competitive 401(k) program with company match up to 8% - Well-being program including holistic wellbeing coaching, gym membership, confidential counselling, financial and legal advice - Tuition Reimbursement for professional certifications, and continuing education - Employee Network and Community – QBE actively supports six Employee Networks, and many ways to give back to your community Why QBE? What if you could have a positive impact – at work and in the world? At QBE, we’re enabling a more resilient future – for our customers, communities, environment, and for our people. We’re building momentum to achieve something significant and know our people are at the center of our success. Our industry offers interesting and varied careers where you can help people to protect what matters most. As part of the QBE team, you’ll get to spend every day working with people who are passionate, talented and kind. And our international scale means we’re big enough for your ambitions, yet small enough for you to make a real impact. QBE is committed to providing reasonable accommodation to, among others, individuals with disabilities and disabled veterans. If you need an accommodation because of a disability to search and apply for a career opportunity with QBE, please inform our Talent Acquisition team to let us know the nature of your accommodation request and your contact information.    Equal Employment Opportunity:   QBE provides equal employment opportunities to applicants and employees without regard to race; color; gender; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; protected veteran status; or disability or any other legally protected status.   This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis without the need for current or future sponsorship.

Role Description Small Commercial Senior Field Underwriters are responsible for driving the growth of Small CL business by underwriting new business across all lines and sizes of POS and Non-POS accounts. Also responsible for building and maintaining strong agency relationships partnering with Agency staff and SCSMs. The Senior Field UW should work closely with and direct the activities of their UT partner(s) following established workflows. In this role, you will: - Categorize and direct UT on next steps to be taken based on assessment and categorization. - Document underwriting decisions within standards and expectations in Underwriting systems. - Communicate coverages including coverage advantages to highlight in the quoting process, account rounding opportunity, and identify cross-sell opportunity for Specialty businesses on accounts being quoted. - Communicate proactively with Agents to convey a sense of ownership and service during all interactions. - Instill confidence with agents in their decision to place new business with The Hanover. Key measures of success: - New Business Production (approx. $2 Million annually). - Quality of audits/file reviews and achievement of mix goals aligned with workflows. Qualifications - Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size. - Sales orientation: able to solicit, qualify, negotiate and close accounts in a manner that promotes deeper partnership with Agents. - Demonstrated commitment to service and partners; high level of responsiveness UTs SCSMs and renewal UWs demonstrating strong relationship building. - Knowledge of competition and current marketplace; apply to all aspects of performing the role responsiveness and willingness to bring appropriate level of understanding to each opportunity ranging from exception to only underwriting on the small BOP to more thorough review on the larger or more complex accounts. Benefits - Medical, dental, vision, life, and disability insurance. - 401K with a company match. - Tuition reimbursement. - PTO. - Company paid holidays. - Flexible work arrangements. - Cultural Awareness Day in support of IDE. - On-site medical/wellness center (Worcester only).

Role Description Are you decisive, detail-oriented, and skilled at building relationships? Join our team as a Client Company Underwriter II, where you’ll partner with assigned client company underwriters to provide equipment breakdown coverage for new and renewal business. You’ll manage a diverse portfolio, evaluate and quote risks, and play a key role in maintaining a profitable reinsurance business. Position located in Hartford, CT and open to Remote Options. Key Responsibilities - Renewal Management: Oversee and service renewal accounts, ensuring all necessary reviews, data collection, and customer communications are completed. Prepare and send quotes, follow up with customers, and process policies for issuance. - New Business Management: Identify and pursue new business opportunities. Assess submissions, coordinate with engineering as needed, prequalify accounts, and manage the quoting and issuance process. - Market Knowledge & Customer Focus: Participate in internal training to expand your underwriting expertise and binding authority. Attend customer meetings and ensure accuracy in rated instructions for assigned client companies. - Client Relationship Development: Foster and develop relationships with assigned client companies through virtual calls and client visits. Prepare for meetings by reviewing account activities and addressing key topics. Qualifications - Bachelor’s degree in Business Administration, Risk Management, Finance, or equivalent work experience. - 5+ years of experience in the insurance industry. - Experience in P&C, Mechanical, or Facilities Engineering is a plus. Requirements - Excellent verbal and written communication skills, with the ability to negotiate effectively. - Strong interpersonal, organizational, and analytical skills. - Attention to detail and sound decision-making abilities. - Sales and customer service orientation. - Knowledge of machinery, equipment breakdown exposures, and coverages. - Understanding of underwriting and marketing concepts. Benefits - We see Diversity and Inclusion as a solution to the challenges and opportunities all around us. - Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. - We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. - We recruit and develop talent with a focus on providing our customers the most innovative products and services. - We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.