Job Description
SBA Underwriter
Grasshopper Bank
• Conduct in-depth analysis of financial information to form a recommendation of approval or denial of new loans. • Collect, analyze and evaluate financial and related data to determine credit worthiness of loan prospects and merits of specific loan requests. • Collaborate with sales officers, applicants, and referral sources to gather all necessary information to present an accurate and complete picture of the loan request. • Interface directly with applicants to understand their needs as well as the specific risks to their businesses. • Perform comprehensive financial analysis, including cash flow modeling, to determine creditworthiness as well as SBA eligibility. • Prepare high quality, detailed credit approval documents that contain an in-depth analysis and an understanding and identification of credit issues and risks. • Outline the risks and mitigating factors of a credit facility based upon the analysis of business and personal financial statements, collateral, global cash flow, economic and industrial factors and debt service capacity. • Meet or exceed service level agreements and timeline expectations throughout the process. • Provide credit and loan underwriting expertise to sales officers. As appropriate, recommend terms under which credit will be extended, including the costs, repayment method, and collateral requirements. • Assignment of accurate risk ratings for new loans. • Support the Bank's strong relationship banking culture through ongoing customer contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer.
Job Requirements
- Bachelor’s degree (B.A.) from four-year college or university; or a minimum of five years of bank credit department experience; or equivalent combination of education and experience. Prior SBA underwriting experience is required.
- At least 3 years of commercial credit experience
- Prefer at least 3 years of SBA 7a loan underwriting experience
- Prefer working knowledge of SBA SOP 50 10
- NAGGL/SBA Industry educational classes a bonus
- Strong proficiency in accounting
Related Guides
Related Categories
Related Job Pages
More General Jobs
Transaction Management Associate
ZillowZillow is a leading online real estate marketplace covering the whole spectrum of purchasing, owning, and selling a home. In support of flexible work options an
• Support efforts to expand mortgage asset sale channels across agency, whole loan, and non-agency investors. • Coordinate with the Capital Markets trade desk and loan delivery teams to execute loan and servicing sales, resolve transaction issues, and identify process improvements. • Support distressed loan sale activities as needed. • Reconcile investor purchase advice, analyze execution against expectations, and share findings with the Transaction Manager. • Review and reconcile post-sale items, including holdbacks, EPO/EPD invoices, escrow releases, note transfers or re-certifications, and post-fund data corrections. • Build and maintain reporting to monitor the loan sale pipeline and support operational visibility. • Manage note release and collateral oversight with warehouse banks and custodians, escalating risks or exceptions as needed. • Partner with the Servicing team and servicing buyers to resolve transfer-related issues and support smooth post-sale execution.
• Assist in the deployment of web applications, ensuring the seamless integration of frontend UI and Supabase backends. • Manage and optimize proxy server implementations to maintain high uptime for national search functions. • Maintain clear, concise records of technical architecture and deployment steps to support audit-ready project management (PMP). • Securely manage third-party REST API integrations using environment secrets and middleware.
Repair Technician – Fitness Equipment
AIT Worldwide LogisticsCustomized transportation logistics, shipping services and supply chain solutions to grow your business.
• Repair Contractors for Fitness equipment, wine coolers, massage chairs and similar products • Looking for contractors with the knowledge and ability to evaluate, troubleshoot, analyze, identify and repair fitness bikes, treadmills, smart home gym systems, wine coolers, and similar products. • Clients are very high end companies. • Dedication to customer service is a must.
Field Technician
OPTEL GroupSupply Chain Traceability | Collecting, Connecting and Leveraging Data Every Step of the Way.
• Install OPTEL systems at client sites in accordance with established standards • Carry out mechanical and electrical installation while ensuring compliance with quality standards • Collaborate with the technical support and factory design team to diagnose and resolve issues • Train end-users on the proper use of OPTEL systems • Prepare complete and accurate installation reports • Support clients during system qualification • Perform maintenance and repair on installed systems, as requested by the customer service department • Conduct engineering visits when required • Produce detailed service reports • Identify potential sales opportunities (new contracts, complementary systems)
