Requisition Number: 2358278 Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Credit Risk & CECL Analyst will support the execution, analysis, and ongoing monitoring of quantitative credit risk models used for Current Expected Credit Losses (CECL), credit stress testing, and portfolio loss forecasting. This role is intended for an experienced analyst with hands-on exposure to running models, analyzing outputs, supporting assumptions and overlays, and preparing defensible documentation for management, audit, and regulatory review. The position focuses on model usage, execution, and analytical support rather than primary model development. The analyst will work closely with Credit, Finance, and Data partners to ensure accurate, well-controlled, and well-communicated loss estimates across retail and commercial lending portfolios. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: - Execute CECL models on a recurring basis (monthly and quarterly), including data preparation, model runs, validation checks, and reconciliation to source systems - Perform credit stress testing and scenario-based loss forecasting, supporting both regulatory and business-as-usual stress testing processes - Analyze period-over-period changes in allowance levels, expected losses, and stressed loss estimates; clearly explain key drivers and sensitivities - Support the development and documentation of model assumptions, economic scenarios, overlays, and management judgment frameworks - Prepare and maintain model execution documentation, results summaries, and methodology support materials consistent with model governance and audit standards - Assist with responses to model risk management, internal audit, external audit, and regulatory inquiries, including data lineage, assumptions, and result interpretation - Partner with stakeholders to ensure loss estimates appropriately reflect portfolio characteristics, credit risk appetite, and economic conditions - Perform ad hoc analyses related to portfolio performance, emerging risks, stress sensitivities, and scenario impacts - Support continuous improvement of CECL and stress testing processes, including data quality checks, analytical controls, reporting clarity, and automation opportunities You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Bachelor's degree in Statistics, Economics, Finance, Mathematics, Data Science, or related quantitative discipline - 3+ years of experience running and supporting CECL, ACL, credit stress testing, or loss forecasting at a financial institution or consulting firm - Proficiency in Python and/or SAS for data manipulation and analytical support Preferred Qualifications: - Experience supporting consumer and/or commercial lending portfolios (e.g., CRE, C&I, unsecured consumer) - Demonstrated familiarity with third party CECL or stress testing platforms (e.g., Moody's, Abrigo, Empyrean, or similar) - Proven working knowledge of credit risk concepts such as PD/LGD, vintage analysis, roll rates, or loss emergence - Exposure to regulatory expectations related to CECL, stress testing, model governance, or allowance oversight - Proven solid attention to detail, ability to manage multiple priorities, and comfort working in a controlled, deadline driven environment *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $72,800 to $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

The Risk Manager plays a pivotal role in developing and executing risk-based monitoring strategies, ensuring data quality and integrity in clinical research projects. This position involves cross-functional collaboration to identify, assess, and mitigate risks throughout the clinical trial lifecycle, supporting the seamless implementation of Risk-Based Study Management (RBSM) principles. RESPONSIBILITIES More specifically, the Risk Manager must: - Provide subject matter expertise for developing and updating the risk-based monitoring strategy tailored to project needs. - Collaborate with cross-functional teams to identify and mitigate risks associated with complex indications. - May have to coordinate with central monitor team and verify work. - Point sur provide budget recommendations, change orders. - Draft initial risk assessments and support the finalization of Risk Assessment and Categorization Tools (RACT). - Guide Project Managers (PMs) in transferring identified risks to the appropriate tracking systems and ensure ongoing reviews. - Advise on developing functional plans to mitigate risks effectively. - Utilize available tools to conduct remote data reviews and centralized statistical monitoring, identifying risks to data quality and integrity. - Facilitate internal and sponsor reviews of findings, seeking cross-functional support for complex risks and mitigations. - Deliver initial and ongoing training for study teams on risk assessment, centralized monitoring, and risk-based monitoring strategies. - Escalate risks or deliverables at risk to the PM, including scope changes. - Provide strategic input on risk characterization and reporting to leadership. - Take on additional responsibilities as required, ensuring qualifications and training align with assigned tasks. Employee may be assigned to other responsibilities that do not pertain to their former description, if they have the required experience, are qualified and/or have received adequate training. Requirements Education - Bachelor’s degree in a field relevant to clinical research; Experience - Minimum of 3 years in risk management within a clinical research setting. - Minimum 5 years of experience across clinical monitoring, data management, drug safety. Requirements: - Expertise in Good Clinical Practice/ICH E6 (R3) Guidelines and other regulatory requirements. - Proficiency in Risk-Based Monitoring strategies, processes, and tools. - Mastery of MS Excel (sorting, filtering, pivot tables). - Advanced skills in analytical data visualization tools. - Knowledge of Lean Six Sigma and web based RACT tools. - Strong analytical and statistical understanding. - Excellent communication, negotiation, and leadership skills. - Ability to anticipate critical issues and develop proactive contingency plans. - Skilled in project workflows and cross-functional collaboration. - Training, mentoring, and organizational capabilities. - High level of autonomy. - Fluent in English (excellent oral and written). - Must be able to communicate clearly and effectively at all levels within the organization and with external customers. - Must be a fast learner and able to understand new concepts quickly. - Prioritization skills with the ability to plan, monitor, and manage workload fluidly in response to changing project demands. - Excellent understanding of project protocol, project documentation including centralized monitoring and risk-based monitoring. - Broad working knowledge of the roles, functions and process of conducting clinical trials. - Must be able to manage time effectively, working with multiple functions and requirements. - Must have been involved in the use of trial management or data management systems. Good knowledge of good clinical practices, and applicable Health Canada and Food and Drug Administration (FDA) regulations/guidelines. Our company The work environment At Indero, you will work with brilliant and driven colleagues. Our values are collaboration, innovation, reliability and responsiveness. We offer a stimulating work environment and attractive advancement opportunities. In this position, you will be eligible for the following perks: - Permanent full-time position - Home-based position with teleworking allowance - Ongoing learning and development About Indero Indero is a CRO specialized in dermatology and rheumatology. Since its beginnings in 2000, our organization has benefited from a solid reputation for the quality of its research and services exceeding the expectations of its clients. Based in Montreal, Indero continues to grow and expand in North America and Europe, Latin America an APAC. Indero is committed to providing equitable treatment and equal opportunity to all individuals. As such, Indero will provide accommodations throughout the recruitment and selection process to applicants with disabilities, upon request. Indero only accepts applicants who can legally work in India. Description de poste null Profil recherché null Notre entreprise null

Job Description Required Certificates and Licenses South Carolina Department of Education Middle School ELA/SS Certification Required Residency Requirements Must Reside in South CarolinaRequired Certificates and Licenses South Carolina Department of Education Middle School ELA/SS Certification Required Residency Requirements Must Reside in South Carolina Salary: $60,000 plus the eligibility of a performance bonus Start Date: School Year 2026/2027 K12, a Stride Company, believes in Education for ANY ONE. We provide families with an online option for a high-quality, personalized education experience. Students can thrive, find their passion, and learn in an environment that encourages discovery at their own pace. Passionate Educators are needed at the Stride K12 partner school, Carolus Online Academy (COA). We want you to be a part of our talented team! The mission of Carolus Online Academy (COA) is to provide an exemplary individualized and engaging educational experience for students by incorporating school and community/family partnerships coupled with a rigorous curriculum along with a data-driven and student-centered instructional model. Student success will be measured by valid and reliable assessment data, parent and student satisfaction, and continued institutional growth within the academic community. Join us! The Academic Success Coach supports student retention by providing non-instructional intervention and support to students in grades 6-12. This individual is responsible for working with students and parents to identify online learning strengths and areas for improvement, provide excellent customer service, and ensure student improvement through intervention strategies. The Academic Coach will monitor, track and address the needs of the students specifically about online learning success factors while building and maintaining relationships with students and parents. The duties of the Academic Success Coach are fulfilled remotely. ESSENTIAL FUNCTIONS: Reasonable accommodation may be made to enable individuals with disabilities to perform the essential duties. - Analyzes student strengths and challenges as identified in the online learner profile and delivers targeted intervention to drive student success according to a prescribed process. - Conducts orientation sessions for students and learning coaches at the beginning of each cohort; Educates on system navigation techniques and tips through emails, emails, orientations, phone calls and by moderating the online learning course; - Monitors student academic progress key success metrics for identified students, and make intervention program adjustments to meet student needs; - Conducts small group online Student and Parent Resource Sessions on academic topics as scheduled; Maintains regular contact and meetings with students and families, as assigned, via telephone, e-mail, instant messenger, and/or web conferencing to foster strong academic relationships and provide necessary support; Provides timely responses to all phone calls, emails, and e-mails received from students, staff and parents, and follow-up on teacher escalations; - Distributes daily and weekly TotalView communiqués containing important school-level reminders; Formally communicates student progress, contact metrics and concerns/accomplishments to the Department Head on a weekly basis; - Facilitates students changes such as program changes, withdraws, accelerations, extensions, and re-enrollment activities based on individual student needs; - Participates in IA staff meetings, K12 Professional Development sessions, IA meetings, committee meetings, and other meetings as assigned; - Assists with IA student network and community efforts as directed. MINIMUM REQUIRED QUALIFICATIONS: - Bachelor’s Degree - 2 or more years Tutoring experience or experience as a school or classroom aid - Experience working with children or youth - Demonstrated proficiency in using online tools and applications - Professional verbal and writing skills - Comfortable with online and telephone communication with customers - Ability to pass required background check. DESIRED QUALIFICATIONS: - Bachelor’s Degree - Tutoring experience or experience as a school or classroom aid Compensation & Benefits: Stride, Inc. considers a person’s education, experience, and qualifications, as well as the position’s work location, expected quality and quantity of work, required travel (if any), external market and internal value when determining a new employee’s salary level. Salaries will differ based on these factors, the position’s level and expected contribution, and the employee’s benefits elections. Offers will typically be in the bottom half of the range. - We anticipate the salary range to be $XXX. Eligible employees may receive a bonus. This salary is not guaranteed, as an individual’s compensation can vary based on several factors. These factors include, but are not limited to, geographic location, experience, training, education, and local market conditions. Stride offers a robust benefits package for eligible employees that can include health benefits, retirement contributions, and paid time off. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Typical school office setting (conversation, phones, light foot traffic, computers, printers, etc.) - This is a home-office based position. Job Type Regular The above job is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as assigned by their supervisor. All employment is “at-will” as governed by the law of the state where the employee works. It is further understood that the “at-will” nature of employment is one aspect of employment that cannot be changed except in writing and signed by an authorized officer. If you are a job seeker with a disability and require a reasonable accommodation to apply for one of our jobs, you can request the appropriate accommodation by contacting stridecareers@k12.com. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities Stride, Inc. is an equal opportunity employer. Applicants receive consideration for employment based on merit without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status, or any other basis prohibited by federal, state, or local law. Stride, Inc. complies with all legally required affirmative action obligations. Applicants will not be discriminated against because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

The primary responsibility of the Health Screener is to provide coverage in the field ensuring that health screenings are completed accurately and on time. Maintain a safe and professional environment for clients and employees; perform with confidence all aspects of a health screening, including specimen collection and processing duties following established practices and procedures. This is an independent contractor (1099) position with the possibility of converting to a W2 per diem employee after meeting certain criteria. Quest Diagnostics honors our service members and encourages veterans to apply. While we appreciate and value our staffing partners, we do not accept unsolicited resumes from agencies. Quest will not be responsible for paying agency fees for any individual as to whom an agency has sent an unsolicited resume. Equal Opportunity Employer: Race/Color/Sex/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Vets or any other legally protected status.