About the role: We are seeking a Capital Markets Analyst/Associate to support our funding strategies, manage relationships with capital providers, and enhance external investor relations. You will assist the Senior Director of Capital Markets with live transactions, lender relationship management, and the preparation of investor presentations. This role is pivotal, involving close collaboration with various teams across Settle, including accounting, finance, risk, operations, and product and engineering. What you'll do: - Manage the day-to-day on our existing warehouse lines, including facility drawdowns, monitoring, and reporting. - Work with senior team members to manage external relationships with Settle's funding partners, investors, lawyers, rating agencies, and auditors. - Analyze and interpret the impact on various funding strategies (warehouse facilities, loan sales, and ABS securitizations) while working in the context of broader corporate goals. - Ensure accuracy and fidelity of loan and payment tapes, and month-end reporting. - Identify opportunities to streamline or automate processes to enable the company’s rapid growth. - Work cross-functionally throughout the organization to build the technology and risk infrastructure needed to support the broader capital markets function. - Serve as the capital markets partner for new product initiatives by assessing financeability and data/reporting requirements. What You’ll Need: - 2+ years of experience in investment banking, working for an ABS issuer, or with a top structured finance accounting firm. - Bachelor’s degree required. - Experience in capital-intensive fintech is a plus. - Strong blend of strategic and tactical execution skills; capable of influencing strategy while also handling detailed tasks. - Excellent communicator with a focus on building relationships and alignment, both internally and externally. - Demonstrated ability to be resourceful and thrive in dynamic, rapidly evolving environments. - Proficient in Excel with strong financial modeling skills. Compensation: This role has an annual starting salary range of $95,000 - $130,000 + bonus + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to your individual skills and experience. Work Authorization: At this time, Settle is unable to sponsor or take over sponsorship of employment visas. Candidates must be authorized to work in the United States without current or future sponsorship. Benefits & Perks That We Offer: Flexible PTO, flexible and remote work culture, competitive compensation and equity, health, dental, and vision coverage for you and your dependents, 401k, HSA/FSA, and an Employee Referral Program! Our Commitment to You: At Settle we know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.

The Department of Psychiatry and Behavioral Sciences is seeking a Sr. Financial Analyst. This role focuses on financial performance of the department. The Sr. Financial Analyst will provide data and insights to inform leadership decision-making and support Departmental priorities. The Sr. Financial Analyst performs complex analysis and planning to assist management in establishing and controlling budgets, setting financial goals, making projections and meeting fiscal objectives. Performs financial and planning activities in support of various functions, e.g., budgeting, financial planning, revenue and expenditure monitoring against budget, reconciliations and changes, and consolidation. Extracts financial data from various accounting and information systems and generates reports. Performs complex statistical cost and financial analysis of reports and data and prepares reports for management to improve financial performance and compliance. Provides data-based recommendations on critical financial business decisions. Specific Duties & Responsibilities - Interpret data, and review data prepared by others, to evaluate and determine past financial performance and/or make financial projections and assist management in making overall business decisions. - Analyze, coordinate and consolidate departmental financial information for the development of the department annual operating and/or capital budgets and five-year plan. - Analyze, extract, and define relevant complex financial data; plan and conduct complex studies to determine cost and financial results of business activities and improve the operational and financial effectiveness of the unit, department, or division. Review financial needs and explore alternative financing methods. - Make budget adjustments and implement cost improvement measures. Use appropriate cost rates, such as indirect and benefit rates for proposed budgets. Prepare and present budget proposals to senior management. - Create financial systems, structures, and controls for a variety of processes that provide tracking, validation, and reporting. Implement quality control and process improvements for overall business process. - Review proposed operating and financial plans, including proposed program increases, estimated costs and expenses to finance proposed programs. Recommend course of action to improve financial performance. - Evaluate and analyze capital expenditures proposals, profit plans, operating records and financial statements. - Oversee moderately complex to complex budget accounts. Provide oversight for the expenditure of funds, ensuring that funds are expended appropriately and advise stakeholders on required action to resolve funding shortfalls. - Keep abreast of laws and regulations that impact compliance and act as a resource for administrative and financial staff. - Utilize comprehensive knowledge of applicable laws and regulations and the university's financial accounting system to ensure internal and external compliance. - Use various software applications, such as spreadsheets, relational databases, statistical packages, and graphics packages to assemble, manipulate and/or format data and/or reports. - Other duties as assigned. In addition to the duties above - Manage annual operating budgets under the Associate Administrator including annual entry, monthly variance reporting, and ad hoc financial analyses. - Produce monthly financial reports to track physician productivity metrics to support leadership decision-making. - Generate faculty recruitment business plans - Review and approve financial transactions, including purchases, payroll, and travel reimbursements. - Serve as the primary financial liaison for assigned units, guiding on all financial matters. Minimum Qualifications - Bachelor’s Degree in Finance, Accounting, Business or related field. - Five years of progressively responsible related financial experience. - Additional education may substitute for required experience and additional related experience may substitute for required education beyond a high school diploma/graduation equivalent, to the extent permitted by the JHU equivalency formula. Preferred Qualifications - Experience with data visualization tools (e.g., Power BI). Technical Qualifications & Specialized Certifications - Strong analytical and modeling capabilities, including extensive knowledge of Microsoft Office products. Technical Skills & Expected Level of Proficiency - Analytical Skills - Intermediate - Budgeting - Intermediate - Data Extraction and Reporting - Intermediate - Financial Analysis and Reporting - Intermediate - Financial Controls - Intermediate - Financial Planning - Intermediate - Financial Software - Intermediate - Regulatory Compliance - Intermediate - Statistical Analysis for Finance - Intermediate Classified Title: Sr. Financial Analyst Role/Level/Range: ATP/04/PD Starting Salary Range: $62,900 -$110,100 Annually ($86,500 targeted; Commensurate w/exp.) Employee group: Full Time Schedule: Monday-Friday-8:30am -5:00pm FLSA Status: Exempt Location: Remote Department name: SOM Psy General Psychiatry Personnel area: School of Medicine

Are you an internal caregiver, student, or contingent worker/agency worker at UMass Memorial Health? CLICK HERE to apply through your Workday account. Exemption Status: Exempt Hiring Range: $68,369.60 - $123,073.60Please note that the final offer may vary within this range based on a candidate’s experience, skills, qualifications, and internal equity considerations. Schedule Details: Monday through Friday, On Call - Required Scheduled Hours: 8a-430p Shift: 1 - Day Shift, 8 Hours (United States of America) Hours: 40 Cost Center: 99940 - 5951 IS Applications This position may have a signing bonus available a member of the Recruitment Team will confirm eligibility during the interview process. Everyone Is a Caregiver At UMass Memorial Health, everyone is a caregiver – regardless of their title or responsibilities. Exceptional patient care, academic excellence and leading-edge research make UMass Memorial the premier health system of Central Massachusetts, and a place where we can help you build the career you deserve. We are more than 20,000 employees, working together as one health system in a relentless pursuit of healing for our patients, community and each other. And everyone, in their own unique way, plays an important part, every day. Collaborates closely with operational stakeholders and is responsible for the selection, development, implementation, testing, documentation, maintenance, and adoption of application software to effectively meet clinical or business information system needs. I. Major Responsibilities: Project and Meeting Leadership: 1. Proactively identifies barriers to completing work and escalates issues with proposed solutions. 2. Attends all required meetings, assume accountability for assigned follow-ups and practice closed loop communication. 3. Participates as workstream lead on cross-functional projects, ensure tasks are completed within scope and project management guidelines. 4. Runs optimization requests, including scheduling meetings, identifying timelines, and allocating resources. Stakeholder Engagement: 1. Develops and maintains partnerships with operational staff, serving as a subject matter advisor for application-related questions. 2. Leads discussions with subject matter experts, caregivers, and vendors to evaluate, design and configure application features. Product Evaluation and Application Support: 1. Attends product demonstrations to assess system functionality against customer requirements and recommends appropriate software solutions. 2. Facilitates application upgrade processes, including recommending new functionalities to operational caregivers. 3. Tests new features and functionalities and develop Job Aids for customer support and training. Issue Investigation and Troubleshooting: 1. Investigates application and system configuration issues to develop and implement effective system fixes. 2. Participates in ticket triage and analysis to determine the appropriate work stream and assist in scoping efforts. 3. Independently troubleshoots application components within server configurations, including system services and interface jobs, and engage other teams as necessary. 4. Effectively participates in critical incident response and escalates appropriately as needed. Collaboration and Configuration: 1. Collaborates with subject matter experts, caregivers, and vendors to evaluate and configure application features. 2. Configure application features, security settings, and develop support documentation, including test scripts and workflow diagrams. 3. Builds relationships with third-party vendors to maintain vendor software. Documentation and Training: 1. Develop support documentation for application teams, including test scripts, workflow diagrams, and knowledge base articles. 2. Partners with the training team to create end-user training materials. Mentorship: 1. Mentors less experienced team members, providing guidance and support for their development. Continuous Learning: 1. Actively learns and applies new skills to improve support for customers and coworkers. 2. Continuously advances knowledge of current products, including obtaining application certifications and staying updated on system configurations and emerging technology and industry trends. 3. Actively participates in professional development programs defined by department. Adaptability: 1. Demonstrates high adaptability to dynamic responsibilities and evolving project requirements. Must be able to work off hours as needed and participate in an on-call rotation. II. Position Qualifications: License/Certification/Education: Required: 1. Bachelor's degree in Computer Science or related field, or equivalent work experience. 2. Epic/Workday/Application certification(s) or ability to achieve, as required by department. Experience/Skills: Required: 1. 3 years experience with enterprise platforms (EHRs/ITSM/ERPs). 2. Team player with strong problem solving, time management and decision-making skills, ability to maintain a positive attitude, solution focused. 3. Able to act independently with minimal oversight. 4. Able to serve as a mentor to less experienced team members. 5. Able to lead meetings and effectively communicate with all users at all levels of the organization. Preferred: 1. Healthcare experience. Unless certification, licensure or registration is required, an equivalent combination of education and experience which provides proficiency in the areas of responsibility listed in this description may be substituted for the above requirements. Department-specific competencies and their measurements will be developed and maintained in the individual departments. The competencies will be maintained and attached to the departmental job description. Responsible managers will review competencies with position incumbents. III. Physical Demands and Environmental Conditions: Work is considered sedentary. Position requires work indoors in a normal office environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. We’re striving to make respect a part of everything we do at UMass Memorial Health – for our patients, our community and each other. Our six Standards of Respect are: Acknowledge, Listen, Communicate, Be Responsive, Be a Team Player and Be Kind. If you share these Standards of Respect, we hope you will join our team and help us make respect our standard for everyone, every day. As an equal opportunity and affirmative action employer, UMass Memorial Health recognizes the power of a diverse community and encourages applications from individuals with varied experiences, perspectives and backgrounds. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, protected veteran status or other status protected by law. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentacquisition@umassmemorial.org. We will make every effort to respond to your request for disability assistance as soon as possible.

• Evaluate the utilization and impact of wellness activities on plans and report related savings • Own day-to-day execution of assigned health & welfare initiatives and makes recommendations within established guidelines • Support ongoing benefits operations by reviewing, validating, and coordinating required administrative activities with internal partners and vendors • Serves as primary analyst support for assigned benefits carriers • Escalates complex issues and financial risks to Manager of Benefits as appropriate • Assist in the administration of annual open enrollment for health & welfare plans and any special projects • Compiles data and performs statistical analysis and interpretation to provide solutions and recommendations on health care practices and projects applicable to Benefits • Identify opportunities for operational improvements and shares recommendations with Manager • Ensures compliance with ERISA, ACA, HIPAA, COBRA, Medicare, and state regulations • Successfully manages multiple competing deadlines in a complex, matrixed environment