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M-KOPA

Our mission: To make financing for everyday essentials accessible to everyone

Data Scientist – Credit Eligibility

Data ScientistData ScientistFull TimeRemoteSeniorTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

Kenya

Posted

52 days ago

Salary

0

Seniority

Senior

Job Description

Data Scientist – Credit Eligibility

M-KOPA

• Building and refining credit scoring models that assess customer creditworthiness, default risk, and loan pricing across multiple markets • Developing and testing ML models for loan eligibility and pricing optimisation through A/B testing and statistical analysis • Continuously improving eligibility criteria by analysing repayment data, engineering new features, and monitoring credit performance for risk shifts and margin impact • Collaborating cross-functionally with engineers, data scientists, and commercial stakeholders to scale models into production

Job Requirements

  • Experience building predictive models, particularly credit scoring, risk models, or similar classification/regression problems
  • ML background with hands-on experience in model development, validation, deployment, and performance monitoring
  • Proficiency in Python, SQL, and relevant ML libraries (scikit-learn, pandas, numpy, etc.) with experience in feature engineering, model selection, and hyperparameter tuning
  • Experience translating complex model outputs into actionable business strategies and stakeholder communications
  • Ability to work cross-functionally with product, engineering, and commercial teams
  • Strong data communication skills — written, oral, and visual

Benefits

  • Fully remote role within UTC -1 to UTC +3 time zones
  • Work with diverse teams across UK, Europe, and Africa
  • Professional development programmes and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities

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