At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **Ideal candidate will be located in Kansas or Oklahoma.** Essential Functions: - Prepares and approves renewals for accounts within authority limit with a focus on long term profitability, retention and achieving branch and company pricing goals. - Based on branch established guidelines, leverages negotiation skills to obtain adequate rate. - Reviews account information, including coverage details, claims history, and any relevant updates or changes. - Evaluates the risk profile of each account and assess its eligibility for renewal based on established underwriting guidelines. For accounts outside authority, prepares information for underwriter to complete the renewal. - Communicates with agents to ensure all renewal information has been requested and received. - Regularly collaborates with underwriters throughout the renewal process ensuring a holistic approach to managing the agency book of business. - Maintains proper file documentation. - Develops relationships with agents by providing excellent customer service to promote renewal retention. - Builds and nurtures relationships with agents by regularly engaging in meaningful interactions, such as face-to-face meetings, virtual meetings, phone conversations, and written communication. - Responds to concerns or issues raised by agents regarding endorsements and renewals promptly and effectively, collaborating with internal teams to find solutions that meet the needs of both the carrier and agency. - Reviews and approves endorsements that fall within a specified list of requirements and within authority. - Underwrites and provides endorsement quotes to agents. - Corresponds with agents for additional information. - Assesses the potential risks associated with proposed endorsements, taking into account factors such as policy coverage, loss history and claims data to evaluate the overall impact on the policy. - Determines if additional information or assessments are required for accurate decision-making. - Reviews and approves reinstatements and cancellations. - Assists agents with policy billing inquiries. - Performs support duties for branch departments including but not limited to, ordering and analyzing reports as appropriate, reviewing drivers, and completing monthly projects. - Collaborates with experienced underwriters and territory management team members to develop understanding of company and branch risk appetite, underwriting resources, and systems. Education & Experience: - Associate degree or equivalent relevant experience - One year of insurance industry experience or related experience - Bachelor’s degree may be considered in lieu of the insurance industry experience requirement ​Knowledge, Skills & Abilities: - Attention to detail and accurate data entry skills - Good personal computer skills with proficiency in Microsoft products - General knowledge of insurance terminology - Good problem-solving and decision-making skills - Excellent customer service and communication skills - Strong organizational and time management skills - Strong negotiation skills - Ability to work in a team setting as well as independently - Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving The hiring salary range for this position will vary based on geographic location, falling within either of the following: $46,990 - $64,911 or $51,927 - $71,385A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.

Role Description In this role, you will assess risk on new and existing employer groups and develop appropriate pricing strategies. You’ll be accountable for achieving profitability, persistency, and growth goals by analyzing claims data, medical information, and plan design while collaborating closely with Sales, Brokers, and internal partners. This role is well-suited for an experienced stop-loss underwriter who enjoys working on complex cases, influencing outcomes, and serving as a trusted subject-matter expert. What You’ll Do - Evaluate risk within assigned authority levels by analyzing claims experience, shock losses, aggregate performance, and medical information. - Determine appropriate pricing using multiple tools and methodologies, including the development and application of aggregate factors. - Underwrite complex new business and renewal cases, exercising sound judgment within (and occasionally outside) established guidelines. - Communicate and negotiate case pricing with Sales, Brokers, and producers to support balanced decisions aligned with profitability and growth goals. - Manage an assigned block of business and remain accountable for key performance metrics, including rate adequacy, close ratios, renewal persistency, and service standards. - Serve as a subject matter expert, providing guidance on complex or high visibility cases and supporting peers through mentoring and training. - Partner with underwriting leadership on exceptions, customer concerns, and special projects; provide back up support for underwriting leadership as needed. - Contribute to underwriting strategy by providing competitive insights and participating in cross training initiatives, RFP responses, and process improvement efforts. - Represent Underwriting internally and externally, including travel with Field Representatives and participation in industry or company events when appropriate. Qualifications - High school diploma or equivalent required; bachelor’s degree or equivalent experience preferred. - 8+ years of stop loss underwriting experience with strong risk-based pricing expertise. - Deep understanding of stop loss products, pricing methodologies, and employee benefit plans. - Professional designations such as HIA, MHP, or CEBS strongly preferred. - Strong analytical and problem-solving skills with the ability to apply sound judgment. - High attention to detail, with the ability to manage multiple priorities in a fast-paced environment. - Strong interpersonal, negotiation, and communication skills. - Comfortable partnering with Sales and service teams; service and results oriented mindset. - Proficiency with Microsoft Office; experience with David Young/ESL systems is a plus. - Ability to work effectively in a high production environment with shifting priorities. Benefits - Flexible full-time or hybrid telecommuting arrangements. - Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%. - Paid time away including vacation and sick time, flex days and ten paid holidays. - Give back to your community and double your impact through our company matching. Company Description Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

Position Type: Permanent If you’re looking for a fulfilling career that can make a real difference in your life, and the lives of others, you’ve come to the right place. As a national health solutions partner, we put people first in everything we do — and that begins with our team of 8,000+ professionals who bring a cross-section of diverse life experiences and career expertise to Medavie. By collaborating and innovating together, our employees are creating industry-leading solutions in insurance, primary care and emergency medical services that impact millions of lives in Canada each year. Our mission is to improve the wellbeing of Canadians so that every life can be lived to the fullest — and it’s reflected in our award-winning culture. We celebrate individuality and value the diverse perspectives and skills our employees contribute. We go beyond providing competitive pay and comprehensive benefits to offer opportunities for personal and professional growth, flexible work options, meaningful experiences, and supportive leadership. Medavie is where employees can be their best selves, feel they belong, and achieve their full potential. Be part of it by applying for a position with us today. The Opportunity As a Bilingual Senior Group Underwriter, you will work within a team of skilled and energetic employees like yourself, you will collaborate with the Group Insurance Pricing team to ensure that Medavie Blue Cross achieves its financial objectives for group health, life, and disability insurance sectors. What We Offer You - A stimulating and friendly work environment rooted in Medavie’s core values: (Caring, Accountable, Responsive, Innovative, and Community‑minded) - Opportunities for all employees to take initiative, make suggestions, and think outside the box - A diverse team of colleagues with experience in various fields - A health and dental care plan that is 100% employer‑paid from the first day - A performance bonus program - A culture that strongly supports employee learning and professional development - Work–life balance that includes flexible schedules and the possibility of working from home - An environment focused on employee well‑being, with health assessment tools and funding for sports and wellness‑related activities Your Day-to-Day Responsibilities - Establish pricing during the request‑for‑proposal process - Establish renewal pricing - Establish pricing for benefit modifications - Draft financial agreements and prepare related financial reports - Negotiate files with group insurance advisors - When required, meet with market intermediaries or clients alongside the group insurance advisor to explain and negotiate files - Participate in the ongoing training of junior and intermediate underwriters - Provide technical support to other departments of the company - Perform any other related tasks or general duties required by the role The Ideal Candidate Would Have the Following Skills - A post‑secondary degree in business administration, mathematics, actuarial science, statistics, or finance - A minimum of 10 years of experience in group insurance pricing - Bilingualism (French and English) is required to meet business needs - Strong working knowledge of Microsoft Office, especially Excel and Word - Excellent reasoning, judgment, and decision‑making abilities - Strong analytical skills and attention to detail - Excellent time‑management skills and the ability to work in a constantly changing environment with multiple tasks and priorities - Excellent negotiation skills and a passion for teamwork Salary Range: $91,831 to $101,014 (CAD) This posting is for an existing vacancy within our organization / Ce poste est actuellement vacant au sein de notre organisation. The Base Pay range may vary depending on the successful candidate or other relevant job-related factors such as knowledge, skills, qualifications, experience and education/training. In addition to Base Pay, eligible Medavie employees may participate in various performance-based incentive programs. Payments under these programs are discretionary and subject to both individual and organizational results. We believe our employees should reflect the communities we serve and welcome applications from candidates of all backgrounds. To provide the best experience possible, we will support you with accommodations or adjustments at any stage of the recruitment process. Simply inform our Recruitment team of your needs. We are committed to making sure recruitment, retention, advancement, and compensation are fair and accessible while following all relevant human rights and privacy laws. We appreciate everyone who has shown interest in this position. Only those selected for an interview will be contacted. Our recruitment process may involve automated tools, including AI, to assist in screening applications. If you experience any technical issues throughout the application process, please email: Medavie.Recruitment@medavie.ca.

• Builds relationships with Financial Advisors and internal partners • Develops the skills necessary to successfully underwrite Life insurance policies • Responsible for the analysis and appraisal of a broad range of insurance applications • Communicates & negotiates with Field Partners to explain modified or declined decisions