CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. About Valere Commercial: Part of the CrossCountry family of companies, Valere Commercial is a private real estate lender built for the modern investor. We offer flexible, fast, and scalable lending solutions backed by strong capital and a commitment to long-term client success. Our platform is designed to support real estate entrepreneurs - not just for one deal, but across their entire investment journey. You’ll be part of a company that’s agile, well-capitalized, and built to scale. We move fast, think big, and empower our team to do the same. Valere Commercial’s core focus is on business purpose loans, including but not limited to the following products: investor bridge, fix-and-flip, ground-up construction (1-4 family and multi-family), multi-family term, cross-collateralized, and builder finance. Position Overview: The BPL Underwriter is an experienced mortgage professional specializing in complex transactions including fix and flip, multifamily, senior bridge, and construction loans. This role demonstrates skill in structuring deals, analyzing financial and property valuations, and ensuring compliance with company policies and regulatory standards. The BPL Underwriter collaborates cross-functionally with production, closing, and legal teams to deliver tailored lending solutions and drive successful loan execution. Job Responsibilities: - Lead the underwriting process while managing deal timelines, developing credit recommendations, and ensuring compliance with company policies. - Work directly with production teams to develop loan structures that will meet clients’ financial objectives; develop and maintain strong relationships with production and closing departments. - Prepare underwriting narratives and independent cash flow estimates, focusing on large, complex transactions, including multifamily, senior bridge and construction loan deals. - Evaluate the market competitiveness of the proposed collateral and determine the economic feasibility of transactions; conduct detailed economic and market research. - Model and review cash flows, financial statements, and analyze property valuations. - Review third party reports from vendors such as appraisers, surveyors, and engineers to ensure compliance with all requirements. - Collaborate with loan officers, loan closers, and legal counsel to move loan requests through the approval and closing process. - Conduct and participate in customer meetings and conference calls. - Present recommendations to the appropriate levels, including all key documentation. (term sheets, applications, commitments, credit memos, etc.) - Crosstrain across Valere’s various products and exit strategies to cultivate ability to underwrite a variety of deal types. Qualifications and Skills: - Bachelor’s Degree in Statistics, Business, Finance, Accounting or Economics, preferred. - 5+ years of experience underwriting Single, Multifamily and Commercial Real Estate Loans; experience with building or utilizing cash flow model technologies, preferred. - Completion of a formal commercial loan underwriting training program (Ex. Omega), preferred. - Experienced in high-volume environments, efficiently managing assignments to consistently meet deadlines. - Skilled in prioritizing tasks and avoiding distractions to meet deadlines without direct supervision in a remote work environment. - Experience with Moody’s Credit Lens, preferred. - Advanced knowledge of commercial real estate underwriting, including the development of cash flow forecasts and pricing metrics. - Excellent oral and written communication skills. - Proficient in Microsoft Office Suite. - Ability to travel as needed to execute the expectations of the role. This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: - Hourly Rate: $48.08-$57.69 - Bonus: Eligible for discretionary bonus incentive. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.

• Contribute to innovative projects in a collaborative, fast-paced environment focused on AI testing and optimization of quality assurance processes. • Ensure the quality and integrity of both automated and manual test cases. • Define and validate test scenarios, assess and manage risks, and collaborate effectively with cross-functional teams. • Plan and execute functional, security, contract, and exploratory testing. • Write comprehensive test plans, analyzing technical and business requirements using a Shift-Left approach. • Document test scenarios clearly and maintain traceability. • Implement test automation for APIs and front-end applications. • Work with Agile teams to continuously improve QA practices. • Perform root cause analysis to identify gaps and drive improvements.

Role Description This is an immersive, fast-paced role, giving you the opportunity to work with recognized experts in their field, both within Internal Audit and across the Bank. As an experienced Internal Auditor, you will be responsible for identifying risks of the Bank by: - Conducting internal audits - Performing testing for FDICIA/SOX controls over financial reporting - Performing testing of other strategic areas of the Bank - Participating in risk management projects to provide independent assurance to the Board and senior management How You'll Do It - Conduct operational, compliance, and financial-related internal audits to determine the adequacy and effectiveness of controls maintained in accordance with bank policies and procedures. - Recommend corrective action and suggest best practice improvements in the draft audit report. - Survey functions and activities in assigned areas to determine the nature of operations and the adequacy of the system of controls to achieve established objectives. - Perform testing of internal controls over financial reporting for compliance with FDICIA and SOX 404. - Lead multiple concurrent audit projects from start to finish, including planning, fieldwork, and reporting. - Drive discussions and ask probing questions to further dialogue with stakeholders to understand risk drivers, control state, and impact. - Advise and assist the business on change initiatives while advancing integrated auditing concepts and technology adaptation. - Participate in bank and industry events that will enhance your skills and expand your knowledge. - Participate in remediation testing and continuous monitoring. - Review and finalize audit reports and management actions to ensure they are high quality, clear, concise, constructive, and relevant. - Understand, evaluate, and translate requirements into data analytics use cases while learning about the business and applying critical thinking to deliver business value. - Assist with the build of self-service tools/dashboards/data models/innovative approaches to audit using analytics. Qualifications - Communicates with impact, able to state risks and issues concisely, and articulates impact in a structured manner both verbally and written. - Understanding of regulatory compliance and FFIEC requirements is desired. - Strong analytical skills necessary to prepare audit programs, work papers, and reports and determine corrective action. - Ability to effectively present information and respond to questions from management and employees. - Ability to organize and prioritize multiple projects while meeting deadlines with minimal direct supervision. - Can exercise independence of judgment and autonomy. - Proficiency using Microsoft Office, particularly PowerPoint and Excel. Requirements - Accountancy Degree from a four-year college or university; or three to five years of relevant bank audit experience. - Experience with data analysis processes and tools preferred. - Three years of experience with Internal Audit and/or FDICIA/SOX testing or equivalent combination of education and experience. - Related certifications: Certified Internal Auditor (CIA) or Certified Public Accountant (CPA), Certified Regulatory Compliance Manager (CRCM), preferred. Benefits - Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle. - Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions. - Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs. - Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly. - Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents. - Long-Term/Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury. - Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most. - 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future. - Paid Time Off: Generous vacation and sick leave policies to support your time away from work. - Holidays: Enjoy 11 paid holidays throughout the year. Physical Demands The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Sit for extended periods of time. - Stand for extended periods of time. - Perform repetitive finger, hand, and arm movement. - Use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. - View and read computer screens for extended periods. - Occasionally stoop, kneel, crouch, or crawl. - Occasionally lift or move up to 10 pounds. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Role Description Responsible for developing and managing reports that impact the customers experience and improved business results. Utilizes forecasts to measure accuracy by interval, daily, monthly measures, and headcount expense. Integrates knowledge of business and functional priorities. Acts as a key contributor in a complex and crucial environment. May lead teams or projects and shares expertise. Core Responsibilities - Assists managers in the identification, prioritization, planning development, coordination, support, and execution of high impact (immediate and long-term) improvement plans for effective and sustainable cost savings. - Researches and analyzes diversified data to draw valid conclusions. - Evaluates and implements new methods and techniques for operational improvement. - Leads projects that will enable their division to continually improve processes by identifying, sharing, implementing the best practices within and across sites. - Acts as team leader of various projects and participates on teams implementing new improvements. - Analyzes data using web tools and other Company software and prepares recommendations and reports to drive high-impact process improvement efforts. - Demonstrates mastery of workforce planning analysis. - Independently leads highly complex, in-depth analytical projects with minimal supervision. - Owns projects, analysis and recommendations that span the breadth of the Division, either cross-regionally or involving multiple queues. - Acts as a subject matter expert for other team members, helping to foster growth and understanding within the team. - Serves as a role model to others and acts as a team ambassador. - Owns the execution of specialized tasks, including but not limited to producing the weekly service level outlook and partner workforce management overviews. - Confidently leads and presents results of analysis and recommendations in senior level discussions. - Consistent exercise of independent judgment and discretion in matters of significance. - Regular, consistent and punctual attendance. Must be able to work nights and weekends, variable schedule(s) as necessary. - Other duties and responsibilities as assigned. Expectations - Understand our Operating Principles; make them the guidelines for how you do your job. - Own the customer experience think and act in ways that put our customers first, give them seamless digital options at every touchpoint, and make them promoters of our products and services. - Know your stuff be enthusiastic learners, users and advocates of our game-changing technology, products and services, especially our digital tools and experiences. - Win as a team make big things happen by working together and being open to new ideas. - Be an active part of the Net Promoter System a way of working that brings more employee and customer feedback into the company by joining huddles, making call backs and helping us elevate opportunities to do better for our customers. - Drive results and growth. - Support a culture of inclusion in how you work and lead. - Do what's right for each other, our customers, investors and our communities. Qualifications - Bachelor's Degree preferred, or a combination of coursework and experience, or extensive related professional experience. - 7-10 Years of relevant work experience. Skills - Critical Thinking - Forecast Analysis - Microsoft Excel - Process Improvements - Tactical Thinking Compensation - National Pay Range: $54,969.27 USD - $128,834.22 USD - Illinois Pay Range: $58,404.84 USD - $113,374.11 USD - Colorado Pay Range: $61,840.42 USD - $118,527.48 USD - Hawaii Pay Range: $72,147.16 USD - $108,220.74 USD - Washington DC Pay Range: $79,018.32 USD - $118,527.48 USD - Maryland Pay Range: $65,276.00 USD - $118,527.48 USD - Minnesota Pay Range: $61,840.42 USD - $108,220.74 USD - New York Pay Range: $65,276.00 USD - $128,834.22 USD - Washington Pay Range: $61,840.42 USD - $123,680.85 USD - New Jersey Pay Range: $68,711.58 USD - $123,680.85 USD - Vermont Pay Range: $65,276.00 USD - $103,067.37 USD - Massachusetts Pay Range: $68,711.58 USD - $123,680.85 USD - California Pay Range: $61,840.42 USD - $114,519.30 USD Disclaimer This information has been designed to indicate the general nature and level of work performed by employees in this role. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications.