Position: CREDIT ANALYST Salary range: Php 100,000/month (The final amount will be at the the client discretion basing on the candidate’s skills and experience.) Working Hours: Folling AU business hours Work set-up: 100% Remote work under Independent Contractor Agreement Holidays: TBD Recruitment process: possible multiple client interviews and an assessment About the Company A well-established wellness and lifestyle brand specialising in premium, locally made skincare, health supplements, honey products, and natural wellness solutions. The company is built on quality, innovation, and sustainable practices, serving both domestic and international markets through a fast-growing eCommerce channel. As the business continues to scale globally, it is strengthening its digital marketing capability to drive online revenue growth, improve customer engagement, and enhance retention across key digital touchpoints. The Opportunity This is a hands-on Digital Marketing Specialist role with ownership across core performance and retention marketing channels. The position is highly execution-focused and best suited to a marketer who can independently manage end-to-end campaign delivery—from strategy and creative development through to execution and optimisation. The successful candidate will work closely with the business owner and contribute across multiple eCommerce brands under the same portfolio, supporting broader digital marketing initiatives and growth objectives. The role will play a key part in driving customer acquisition, increasing repeat purchases, and improving overall eCommerce performance through data-driven marketing initiatives. About the Company A financial services and mortgage broking organisation specialising in delivering tailored lending solutions to individuals and investors. The business works with a broad panel of lenders to provide competitive loan options while maintaining strong compliance, accuracy, and customer-focused service. Role Overview The Credit Analyst is responsible for assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory requirements. The role works closely with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes. Key Responsibilities - Analyse client financial information including income, expenses, liabilities, and assets - Assess borrowing capacity and determine suitable loan products across multiple lenders - Prepare, structure, and review loan applications prior to submission - Identify credit risks and provide clear recommendations to support lending decisions - Liaise with lenders, brokers, and clients to obtain and verify required documentation - Ensure all applications comply with lending policies, credit guidelines, and regulatory standards - Maintain accurate records and track application progress within CRM and loan systems - Manage multiple loan applications simultaneously while meeting deadlines - Support brokers with lender policy interpretation and scenario analysis Tools & Software - Loan processing platforms (e.g., Infinity, ApplyOnline, Mercury, Flex, AOL) - CRM systems (e.g., Salesforce, HubSpot, Quickli, broker-specific CRMs) - Microsoft Excel (advanced) and Google Sheets - Document management systems (SharePoint, Google Drive, Dropbox) - Credit reporting agencies (Equifax, Illion, Experian) - Communication tools (Microsoft Teams, Zoom, Outlook) - Workflow/project tools (Monday.com, Asana, Trello)

• Acts as the liaison between key client contacts and our denials and underpayment appeal process to the appropriate payer. • Responsible for facilitating payment review recovery efforts for denied and underpaid accounts for assigned clients, thereby increasing the departments revenue. • Responsible for handling patient health information (PHI) and maintaining extreme privacy and security.

• Work on the development, maintenance and evolution of systems in a mainframe environment, ensuring stability, performance and security for critical business applications. • Propose techniques and solutions to optimize processing time and improve efficiency in the use of Alta Plataforma resources. • Develop and maintain systems in COBOL (online and batch). • Provide support for maintenance and critical incidents. • Analyze requirements and propose technical solutions. • Ensure system stability and performance. • Participate in deployments and acceptance testing. • Support technical testing and validations.

• Develop and execute comprehensive test plans, ensuring coverage of functional and non-functional requirements; • Identify and document bugs, and follow up on their resolution with the development team; • Automate tests whenever possible, increasing the efficiency and accuracy of the process; • Serve as a technical reference, sharing knowledge and best practices in testing and quality assurance.