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Engineering
Location
United States
Posted
66 days ago
Salary
$166.9K - $230.9K / year
Seniority
Senior
Job Description
Engineering
Upstart
• Design and deliver borrower-facing features across web, mobile, and AI-powered experiences to improve self-service outcomes and payment success • Translate servicing workflows into intuitive, scalable product experiences that reduce friction and inbound contact volume • Build and maintain full-stack systems integrating backend services with modern frontend frameworks • Drive experimentation through A/B testing, analytics, and observability tools to improve borrower outcomes • Partner with Product, Design, Analytics, and Engineering to deliver high-quality solutions • Contribute to architectural decisions and lead initiatives that unify systems into a cohesive borrower experience
Job Requirements
- Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
- 4+ years of professional software engineering experience building scalable web and/or mobile applications
- Proficiency in one or more programming languages and modern development frameworks
- Experience designing and building APIs, microservices, and distributed systems in a cloud environment
- Experience leading projects spanning multiple engineers or systems
- Experience building or integrating LLM-powered or agentic systems
- Familiarity with experimentation platforms and analytics tooling
- Experience developing customer-facing financial or fintech products
- Knowledge of modern frontend frameworks and deployment platforms
- Experience working across multiple teams to deliver cohesive user experiences
- Ability to design systems with reliability, safety, and explainability considerations
Benefits
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
- Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
- Health Savings Account contributions from Upstart for eligible plans
- Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
- Paid time off, sick and safe time, and company holidays
- Paid family and parental leave to support caregiving and major life moments
- Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
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