• Research, evaluate, and document complex accounting topics, such as revenue recognition, software capitalization, debt, derivatives, investments, goodwill, intangible assets, and business combinations • Support the review of contracts by partnering with business and legal teams to ensure accounting considerations are addressed early and transactions are structured to achieve both business objectives and GAAP compliance • Develop well-supported, timely accounting memos on complex accounting issues in accordance with U.S. GAAP and company policies • Monitor regulatory and industry changes to ensure compliance and advise on their impact • Maintain effective internal controls over assigned accounting processes • Assist in the preparation and review of financial statements, footnotes, and MD&A supporting workpapers • Assess and document accounting implications for new transactions, contracts, and business models • Develop, implement, and maintain accounting policies to ensure consistent application across the company • Drive process improvements by leveraging technology and automation • Develop/maintain relationships and work closely with external auditors, business leaders, and senior management to ensure communication of critical issues in a timely manner • Conduct ad hoc analysis as needed

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough” Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below! Who We Need: The Director of Corporate Accounting serves as a senior technical accounting leader operating at an Assistant Controller level, with responsibility for complex accounting areas, accounting policy, and financial reporting integrity. This role combines deep technical accounting expertise with hands-on ownership of operational accounting areas, particularly within mortgage servicing and construction / one-time close (OTC) lending. The Director is responsible for ensuring that accounting for these complex areas is accurate, well-controlled, and aligned with U.S. GAAP. The Director owns the research, interpretation, and implementation of U.S. GAAP (ASC) across the organization, ensuring accounting positions are well-supported, documented, and defensible under audit scrutiny. This individual partners closely with the Controller and CFO to strengthen the control environment, enhance technical rigor, and build scalable accounting processes within a fast-paced, high-growth mortgage platform. What You Will Do: - Partner directly with the Controller and CFO to address complex accounting issues, support strategic initiatives, and evaluate accounting implications of new products and business activities. - Lead the design, optimization, and automation of accounting processes and supporting systems, ensuring scalability and alignment with business growth. - Oversee and maintain accountability for loan accounting and servicing operations, including loan boarding, payment application, cash and custodial reconciliations, escrow accounting, and related workflows. - Own accounting for construction and one-time close (OTC) loan products, including draw processes, interest capitalization, revenue recognition, and full loan lifecycle accounting. - Act as a key leader in the monthly, quarterly, and annual close process, ensuring accuracy, completeness, and timeliness of financial reporting, while driving initiatives to improve close efficiency. - Review and approve complex journal entries, account reconciliations, and technical accounting conclusions. - Serve as a primary point of contact for auditors on technical accounting matters, owning audit readiness, documentation, and resolution of audit inquiries. - Strengthen and maintain internal controls over financial reporting, including identification and remediation of control gaps. - Serve as a cross-functional advisor to Servicing and Construction business teams on accounting implications of new products, structures, and operational changes. - Lead, mentor, and develop accounting personnel, including senior team members, to elevate technical capability, execution quality, and overall team performance. What You Need: - Bachelor’s degree in Accounting required. - CPA required. - 8+ years of progressive accounting experience, including public accounting and/or corporate accounting within a mortgage or financial services environment. - Demonstrated experience with technical accounting research, ASC interpretation, and preparation of accounting memos required. - Direct experience with mortgage servicing accounting (including MSRs) required. - Direct experience with construction / one-time close (OTC) loan accounting strongly preferred. - Experience supporting audits and interacting directly with external auditors required. - Experience working with and improving accounting and loan systems in a scalable environment preferred. - Deep expertise in U.S. GAAP and ASC application. - Strong technical accounting research and documentation capability. - Advanced understanding of mortgage banking operations, including servicing and loan lifecycle accounting. - Proven ability to build, improve, and scale accounting processes in a high-growth environment. - Strong ownership mentality with accountability for outcomes and financial reporting integrity. - High level of judgment in evaluating complex accounting issues and forming defensible conclusions. - Ability to operate effectively at both strategic and detailed levels. - Strong execution discipline in fast-paced close and reporting cycles. - Effective communicator with ability to translate technical accounting into business implications. - Proven ability to lead and develop high-performing accounting teams. What We Offer: - Strength, Stability, and Vision - Great compensation package - Opportunity for career growth - A commitment to be a relevant market leader - we are aiming for the top! - Octane, our engineered proprietary technology that is transforming the mortgage industry - An empowered culture where your ideas are important and your voice matters - Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more - Generous paid time off package that also includes all major holidays - 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from one hundred thirty thousand dollars to one hundred sixty nine thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

Accurately post and apply daily cash receipts, reconcile cash applications, and address member payment inquiries while maintaining compliance with established guidelines and metrics for quality and timeliness in processing.

• Oversee accounting processes and automation for key cycles within the environment. • Support the development of key accounting policies • Develop a strategy for anticipated reporting requirements and execute their fulfillment in a Branch-Like (automated, seamless, accurate, innovative) format. • Drive continuous improvement by proactively identifying opportunities and implementing process iterations as the organization evolves. • Take leadership of research within any new accounting pronouncements and develop solutions anticipating their impacts on Branch financials. • Manage relationships with third-party consultants over various processes including taxes, audits, and system implementations. • Establish and execute playbooks for complex, significant, and unusual business transactions. • Supports a transparent risk-reduction and controls-aware culture throughout the organization.