• Research and identify payment discrepancies from various sources • Compile and analyze data to make recommendations • Work with financial and clinical departments collaboratively • Review contract validation, updates, and interpretation • Resolve underpaid claims in an effective and timely fashion • Analysis of payor policies and exercising and interpretation of impact on reimbursement • Present data and effectively communicate to various levels of end users • Ensure account analysis is validated prior to distribution • Work on multiple projects/initiatives at a time • Maintain applicable continuing education requirements

• Provides support to one or more project managers to ensure standardized and consistent delivery across the entire public sector portfolio. • Supports the entirety of the project life cycle, from launch to closeout. • Run monthly burn rate reports and provide to project leadership • Coordinate with billing teams to ensure invoices are accurate and compliant • Review expense reports to ensure compliance with government and internal policies • Support project resource forecast and contribution margin tracking • Support project management activities • Update project work plan and project management plan with direction from PM • Develop/customize deliverable templates and work with delivery team to prepare deliverables as stated in client contract • Schedule and attends internal team meetings, draft agendas, and distribute meeting minutes. • Manage internal team government background check activities

• Responsible for the mergers & acquisition workstream, business planning, and work product development for the Business Development team. • Coordinate the execution of diligence planning items and activities among various teams • Manage the due diligence workstream • Support internal transaction review and analysis • Coordinate meeting facilitation among the deal, functional, legal, outside advisory teams, and internal senior leadership • Document and communicate the status, risks, issues, and interdependencies and among various teams • Develop meeting, presentation, and executive reporting materials • Collaborate with other functional areas and subject matter experts

The Credit Underwriter is a developing professional role which integrates in-depth specialty knowledge with a solid understanding of industry standards and practices; demonstrates good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams. Responsibilities: - Reviews/re-underwrites pre-funded and post-closing files for credit quality, data integrity, and adherence to CMI credit policy and investor guidelines. - Provides feedback /recommendations via written management summaries on all loans reviewed. - Working with the business and identifies training needs and provide detailed analysis on any trends identified. - Identifies and document policy/process variations and work with Operations to provide both written and verbal feedback, and training/mentoring opportunities - as needed. - Interfaces directly with all levels of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/integrity of loans purchased/underwritten by CMI. - Assesses the level of risk associated with each loan on a transactional basis, forwarding referrals, as necessary, to the Fraud Prevention and Investigation Unit, Vendor or Collateral Risk Management, as well as the Repurchase unit. - Interfaces with Risk Management, Originations and/or Credit Policy staff, when applicable, or directed to resolve issues. - Performs other duties and functions as assigned. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 5-8 years related experience - Conventional underwriting experience. FHA/VA designation required. - Thorough knowledge of CMI underwriting policy, as well as agency and secondary market underwriting and document requirements. - Excellent written and oral communication skills, and ability to communicate at all levels - Thorough knowledge of credit scoring, analytical problem-solving and negotiation skills. Education: - Bachelor’s/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management------------------------------------------------------ Job Family: Credit Risk------------------------------------------------------ Time Type: Full time------------------------------------------------------ Primary Location: Telecommuter California United States------------------------------------------------------ Primary Location Full Time Salary Range: $102,530.00 - $143,070.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Anticipated Posting Close Date: Apr 08, 2026------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.