• Simplify the complexities of healthcare by building scalable systems that enhance human efforts. • Stay up-to-date with new tools and technologies to solve challenges and advance our goals. • Help define and maintain development best practices to enable rapid iteration while ensuring quality, including writing tests and documenting key implementations. • Work with Product Managers and operational teams to design and develop new features.

• Help develop and maintain our client-facing REST API. • Help build the under-the-hood backend logic and integrations with other distributed services to abstract away our internal complexities. • Ensure proper security and data protection policies, procedures, and monitoring are in place. • Collaborate with the product team and other engineers to continuously strive towards better product requirements and better software quality. • Collaborate with other teams to both enable new features in our API and help them build on top of the data we make available from utility clients. • Write and maintain technical documentation. • Other duties as assigned.

Forward Financing is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is investing in its employees, technology, and customer experience – with long-term success in mind every step of the way. Our Engineering team serves as a key driver of innovation at Forward Financing. We build the software that powers a FinTech product that serves Small Businesses across the country. A key part of our strategy involves leveraging data from dozens of third-party vendors to power our AI/ML initiatives and our analytical capabilities. We’re looking for an experienced Senior Software Engineer to support our growing scrum teams. This role can be fully remote (EST business hours). In this role, you will: - Design, develop, and implement scalable and secure software solutions to meet the evolving needs of Forward’s business - Collaborate with product managers, designers, and other stakeholders to translate business requirements into technical specifications - Be the technical leader; driving the enhancement of quality, scalability, reliability, and speed-to-market of Forward’s third-party integration infrastructure - Elevate software application quality through development best practices - Ability to work across multiple teams to deliver complex features - Maintain active engagement across multiple scrum teams, ensuring timely resolution of technical challenges - Boost engineering productivity by creating technical artifacts, and coaching team through Design / PR reviews - Act as a mentor for junior engineers, instilling best practices and raising the bar Why you should apply: - Mission-driven company: Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options. When you join the team, you will help ensure all small businesses have access to the financial support they need to succeed. - Flexibility is a top priority: Our employees are empowered to choose where they want to work (whether that’s from home, in the office, or a combination of both). Role Requirements:(Even if you don’t check every box, but see yourself contributing, please apply.) - 5+ years Full-Stack development experience, with a focus on the backend (Ruby on Rails required) - Excellent problem-solving and analytical skills - Experience leading and refining projects - Understanding of software architecture and design patterns - Demonstrated depth of technical knowledge in one or more areas of the SDLC - Experience in Agile software development - Typically has a Bachelor’s degree in Computer Science or a related field or additional relevant experience It would be nice if you also had: - Experience providing technical leadership and / or mentorship - Experience designing and implementing complex systems across multiple software applications and/or languages - Excellent written and verbal communication - Experience with TypeScript - Experience with Golang - Ability to influence others - Demonstrated project management skills Total Rewards: Additionally, we offer a comprehensive total rewards package, including but not limited to: medical, dental, vision, commuter benefits, a flexible time-off policy, paid parental leave, 401k match for US employees, wellness reimbursement, volunteering days, annual professional development budget, and charitable donation match. Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees. As a business, we are focused on impact; we are more concerned with your contributions to the success of the company than where you get your work done. To help facilitate in-person collaboration, employees are welcome to work from one of our premiere office locations. When we aren’t collaborating to drive business and support our customers, we’re finding virtual and in-person ways to get to know our colleagues, celebrate team wins, and have fun together! Forward Financing Core Values: - Drive the Mission - We believe in financial opportunity for underserved small businesses. We say “yes” when others say “no.” - Keep It Real - We value direct communication, candid feedback, and authenticity. We are an open book. - Act with Kindness - We create an environment where caring is cool and helping is the norm. We do the right thing. - Shoot for Extraordinary - We are inspired by innovative thinking and continuous improvement. We never settle for yesterday’s best. About Us: Forward Financing is a fintech company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution, Forward is committed to funding more of the millions of small businesses nationwide. By simplifying the requirements, streamlining the process, and using advanced proprietary technology, Forward is often able to deliver approvals within hours and funds that same day – giving more businesses the financial opportunity they need to thrive. Plus, with their dedicated teams and award-winning service, customers get personalized support when they need it most. Since 2012, Forward has expanded access to capital by providing over $4.5 billion in funding to more than 87,000 small businesses. The company is A+ rated by the Better Business Bureau with an Excellent / 4.6 stars rating on Trustpilot.com. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is dedicated to empowering both its team and the customers they serve, helping them succeed and thrive. US Equal Opportunity Employment Information Forward Financing is proud to be an equal opportunity employer, and is committed to fostering a fair and inclusive culture built on a foundation of high performance and exceptional customer experience. With a laser focus on employee impact, we’re able to reduce biases and ensure the right people are in the right jobs to contribute to our mission. The varied perspectives of our people fuel innovation and make us a stronger team. By embracing what makes each of us unique, we create a supportive environment where people feel valued, accepted, and empowered to thrive. California Employee Privacy Policy

• Define and evolve the architecture of scalable, distributed systems deployed on AWS. • Design and operate microservices and data-intensive workloads running in Kubernetes (EKS). • Lead technical design for systems that process and analyze large-scale datasets (high-volume, high-velocity, and high-variety data). • Establish patterns and best practices for building resilient, observable, and performant services. • Partner with Product, Data Science, and Engineering leaders to translate business strategy into long-term technical roadmaps. • Drive cross-team technical initiatives and influence architecture decisions beyond your immediate team. • Optimize data storage, retrieval, and processing strategies across relational and NoSQL systems. • Mentor engineers, raise the bar on design and code quality, and lead through technical example. • Take end-to-end ownership of critical platform components, ensuring long-term scalability and maintainability.