Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties related to the underwriting of residential mortgage loans for private bank clients. May also be responsible for the leadership of an underwriting team. Renders underwriting decisions and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decisions to the Loan Originators and Private Bank Wealth Advisors, as well as serving as a resource to Residential Mortgage personnel on underwriting questions. Ensures team follows determined workflow, there by meeting service level agreements that have been identified. Responsible for not only ensuring productivity levels of the team are met, but also ensures credit quality meets all defined standards. Handles complex underwriting decisions requiring senior knowledge and/or unique problem solving abilities. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Utilize all systems in place, including automated underwriting to underwrite files in a timely manner. - Underwrite conventional, portfolio loans, and FHA/VA loans, specializing in jumbo and private bank mortgage products with an emphasis on personal and business tax return analysis - Underwrite simultaneous second lien/home equity loans in appropriate origination system, within approved RCC lending authority. - Manage expected service levels related to decision and condition clearing. - Update information on processing and underwriting systems to verify, add, delete or waive conditions. - Contact Loan Originators with the decision on the loan immediately after underwriting the file. - Monitor quality levels of each underwriter to ensure adherence to standards. - Ensure team is providing a high level of customer service to internal and external customers. - Determine success rate of meeting certain benchmarks, and update required team performance reports. - Retrieve, review, distribute, and discuss reports related to the underwriting team. - Monitor compliance issues, including that all team members attend required meetings and that all staff are in compliance with state and federal regulations. - Provide feedback to other staff and loan officers. - Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. - Serve as an intermediary for loan issues with the Area Sales Managers and Private Bank Wealth Advisors. - Actively participate in ongoing efforts to continually improve customer service for internal and external customers. - Perform personnel tasks for the team such as time sheets, coaching, and identifying training needs. - Assist in training new hires. - Maintain knowledge of Fifth Third Bank policies and procedures in addition to private investors, government investors and portfolio Credit Policy and Guidelines. - Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need. #LI-RD1 SUPERVISORY RESPONSIBILITIES: - None. MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED: Four year degree or equivalent experience required. Must have five (5) years experience in Underwriting. In-depth knowledge of conventional, government and portfolio lending guidelines. FHADE, VALAPP preferred. Must have demonstrated ability to analyze complex loan requests including cash flow analysis of business and personal tax returns. Knowledge of the complete mortgage lending process. Knowledge of financial analysis techniques. Previous management experience preferred. High degree of attention to detail. Demonstrated organizational skills. Demonstrated leadership skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Strong PC skills (MS Office) required Must have experience with Mortgage origination systems, platforms tools and technology. Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired. Ability to make decisions in a time. Must have a $1M Lending Authority level. Mortgage Underwriter III-Private Bank Total Base Pay Range 71,100.00 - 145,900.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Virtual, Ohio 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Career Opportunity Role Title Senior Underwriter Purpose of role The Senior Underwriter is responsible for underwriting life insurance application using universally recognized underwriting principles by evaluating health, financial, lifestyle and other risk factors to determine the appropriate underwriting rate class, while managing and maintaining service levels and acceptable mortality results. The incumbent will work closely with and establish strong relationships with company stakeholders including New Business, Actuarial, Claims, and Distribution. Job Description Key Responsibilities - Review insurance application files for new business, reinstatements and coverage change requests - Establish and maintain effective relationships with producers, including communicating the underwriting decision - Balance investigative costs for tests/assessments versus risk management requirements to make informed underwriting decisions and determine steps to be taken to fully evaluate the application, including identifying additional required information and/or professional resource assessment reports - Order required medical tests/assessments, as required. Arrange for any additional required assessments from professional resource contacts and contact the producer to obtain missing application information - Research, interpret and analyze information relevant to the application, including product details, legislation, rate manuals, medical/drug reference books, applicant insurance history, motor vehicle reports and other relevant sources. Access (decode) confidential medical information related to the applicant through the Medical Information Bureau (MIB) - Efficiently document the applicant file on the Underwriting systems as additional information is received. Code and enter data from received medical reports to the information system - Complete a full underwriting assessment of the application following the receipt and review of all required information, considering potentially competing factors such as new/increased business income to Foresters versus risk of significant financial loss. Consult with Chief Underwriter as required on complex underwriting issues - Finalize the underwriting decision within approval limits as assigned by the Chief Underwriter, carefully distinguishing standard from preferred and preferred plus risks, and authorize issues of the new or revised insurance certificate for approval applications. - Initiate processes to refer application files for reinsurance as required - Compose related correspondence to members/producers related to the information required to assess the application with appropriate reconsiderations, where possible; advisory letters to the member and producer regarding the approval/decline of the application, letters containing confidential medical information to the applicant’s physician related to a decline decision - Participate in the research, review and analysis of underwriting related legislation and regulations, and current underwriting issues and trends, and participate in the review and development of new/revised underwriting policies, procedures, systems and standards as assigned by the Chief Underwriter - Work with the Medical Director on cases as required - Other projects and duties as assigned Key Qualifications - A minimum of five (5) plus years of underwriting experience - Achieved AALU and working towards FALU/FLMI designations - Strong medical and financial underwriting knowledge - Experience with simplified issue and final expense type products - Strong knowledge of underwriting theory, principles, methods, systems, processes and standards attained from Part One of the Academy of Life Underwriting program and underwriting experience - Consultation skills to make consistent and appropriate underwriting decisions within Foresters policies and standards - Consultation and communication skills to request information from a broad range of resources/professionals as required - Knowledge of the interpretation and application of underwriting legislation and regulations across the US - Knowledge of the Foresters purpose, goals and objectives to ensure compliance of decisions with Foresters policies and standards - Ability to learn and understand in detail, Foresters insurance products and contact provisions to review and assess applications in order to make effective underwriting decisions #LI-Remote Salary Range: $71,500.00 - $104,500.00 The actual base salary for this position will depend on several factors, including job-related skills, experience, and education. In addition to base pay, eligible employees may participate in a discretionary variable incentive plan, results are subject to both individual and company performance. Please note that this posting is intended to fill an existing vacancy; however, there may be instances where more than one vacancy is available for the same role. Equal Opportunity Employment and Inclusion – at Foresters Financial, we are committed to sustaining an equal opportunity environment for all job applicants. We embrace Inclusion, Diversity and Equity (IDE) as a core strategic objective for building strong, innovative teams in which all our employees can show up wholly and authentically as themselves. Foresters Financial strives to provide an accessible candidate experience for prospective employees with different abilities. If you anticipate needing any type of accommodations during the recruitment process, please email accommodations@foresters.com in advance of your appointment. Thank you for choosing Foresters. Only those candidates who will be selected for further consideration will be contacted by our Talent Acquisition Team.

Become a part of our caring community The Senior Financial Underwriter computes rates for both renewing and prospective moderate to complex group Dental and Vision accounts. You will complete work assignments involving moderately complex to complex issues where the analysis of situations or data requires an in-depth evaluation of variable factors. The Senior Financial Underwriter reports to the Manager, Financial Underwriting. You will prepare a variety of financial reports for large accounts and provides rationale and support to other areas within the organization and to clients regarding rate computations and financial activity. You will provide expense estimates and accurate analysis of financial exhibits. You will influence department’s strategy. You will make decisions on moderately complex to complex issues regarding technical approach for project components, and work is performed without direction. You will exercise considerable latitude in determining objectives and approaches to assignments. - Recommends and communicates products, and competitive pricing to meet customer requirements. - Reviews contracts and certificates, working with Product and Compliance areas to evaluate ability to match plans for takeover. - Has strong knowledge of manual rating systems as well as how to utilize experience, provider and management reporting data in making pricing decisions. - Negotiates with Sales and Account Management as needed in preparing offers for new and existing business. May connect with agents/brokers and clients as needed, to resolve risk, plan and rating concerns. - Responsible for administrative processing of cases, utilizing various UW tools, systems and databases to complete evaluations. - Effective documentation and communication of UW decisions. - Demonstrates strong time, organizational and desk management - Provides mentoring/coaching in development of technical skills of others, supporting the growth of the team. Conducts training for sales and/or underwriting staff as needed. - Participates in project work to develop or improve underwriting processes. Use your skills to make an impact Required Qualifications - Bachelor's degree or comparable experience - 5 or more years of underwriting Dental and Vision experience rated groups, and financial analysis/risk analysis experience - Comprehensive understanding of risk pool management - Proficiency with Microsoft Word, Excel and Access Preferred Qualifications - Master's Degree - Experience with other lines of group coverage, such as Life and Disability benefits Additional Information This is a remote position. Work At Home / Internet Information: To ensure Home or Hybrid Home/Office employees' ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria: - At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is recommended; wireless, wired cable or DSL connection is suggested - Satellite, cellular and microwave connection can be used only if approved by leadership - Employees who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense. - Humana will provide Home or Hybrid Home/Office employees with telephone equipment appropriate to meet the business requirements for their position/job. - Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information SSN Alert: Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file. When required, an email will be sent from Humana@myworkday.com with instructions on how to add the information into your official application on Humana's secure website. Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required. Scheduled Weekly Hours 40 Pay Range The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc. $78,400 - $107,800 per year This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance. Description of Benefits Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities. Application Deadline: 04-03-2026 About us About Humana: Humana Inc. (NYSE: HUM) is a leading U.S. healthcare company. Through our Humana insurance services and our CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare and Medicaid, families, individuals, military service personnel, and communities at large. Learn more about what we offer at Humana.com and at CenterWell.com. ​ Equal Opportunity Employer It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

The next part of your journey is right around the corner — with The Standard. A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference? Job Summary Join our Regional Accounts Underwriting team, where you’ll evaluate group insurance risks, make sound business decisions, and help grow a profitable, long‑term book of business. We are hiring across three levels—Associate Underwriter, Underwriter, and Senior Underwriter, where the role will be determined by experience and knowledge. In each role, you’ll analyze case data, apply underwriting guidelines, and partner closely with producers and internal teams to deliver responsive, high‑quality service. As you develop your technical, analytical, and communication skills, you’ll gain increasing independence, authority, and opportunities to contribute to departmental initiatives and mentor others. Key Responsibilities - Analyze and underwrite group insurance risks (typically 10–999 lives), applying underwriting guidelines, procedures, and state regulations - Evaluate case data, financial information, and risk indicators to determine appropriate pricing and coverage - Build and maintain strong relationships with producers, field partners, and internal teams - Provide timely, customer‑focused service and clear communication on underwriting decisions - Participate in training, knowledge‑sharing, and departmental projects that support team goals Skills and Background You’ll Need Must‑Have Requirements (vary by level) - Education: High School diploma required, bachelor's degree or equivalent combination of education and relevant experience preferred - Associate Underwriter: - 0–2 years of insurance, risk analysis, or related experience - Interest in developing underwriting expertise and strong analytical skills - Underwriter: - 2–5 years of group insurance underwriting experience - Ability to manage a book of business and make independent risk decisions within authority - Senior Underwriter: - 5+ years of group insurance underwriting experience with demonstrated success in complex case evaluation - Strong producer relationship management and ability to influence account strategy - Strong analytical, mathematical, and communication skills Key Behaviors of a Successful Candidate - Adaptability: Adjusts quickly to changing priorities and sees opportunity in evolving circumstances - Sound Judgment: Applies critical thinking and data‑driven reasoning to make balanced underwriting decisions - Collaboration: Builds strong partnerships with producers and internal teams to support shared goals - Customer Focus: Manages multiple priorities simultaneously to meet deadlines Why Join The Standard? We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect: - A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions - An annual incentive bonus plan - Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure - A supportive, responsive management approach and opportunities for career growth and advancement - Paid parental leave and adoption/surrogacy assistance - An employee giving program that double matches your donations to eligible nonprofits and schools In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard. - Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance. The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data. Salary Range: 31.73 - 46.27 Positions will be posted for at least 5 days from original posting date. Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.