Become a part of our caring community The Senior Financial Underwriter computes rates for both renewing and prospective moderate to complex group Dental and Vision accounts. You will complete work assignments involving moderately complex to complex issues where the analysis of situations or data requires an in-depth evaluation of variable factors. The Senior Financial Underwriter reports to the Manager, Financial Underwriting. You will prepare a variety of financial reports for large accounts and provides rationale and support to other areas within the organization and to clients regarding rate computations and financial activity. You will provide expense estimates and accurate analysis of financial exhibits. You will influence department’s strategy. You will make decisions on moderately complex to complex issues regarding technical approach for project components, and work is performed without direction. You will exercise considerable latitude in determining objectives and approaches to assignments. - Recommends and communicates products, and competitive pricing to meet customer requirements. - Reviews contracts and certificates, working with Product and Compliance areas to evaluate ability to match plans for takeover. - Has strong knowledge of manual rating systems as well as how to utilize experience, provider and management reporting data in making pricing decisions. - Negotiates with Sales and Account Management as needed in preparing offers for new and existing business. May connect with agents/brokers and clients as needed, to resolve risk, plan and rating concerns. - Responsible for administrative processing of cases, utilizing various UW tools, systems and databases to complete evaluations. - Effective documentation and communication of UW decisions. - Demonstrates strong time, organizational and desk management - Provides mentoring/coaching in development of technical skills of others, supporting the growth of the team. Conducts training for sales and/or underwriting staff as needed. - Participates in project work to develop or improve underwriting processes. Use your skills to make an impact Required Qualifications - Bachelor's degree or comparable experience - 5 or more years of underwriting Dental and Vision experience rated groups, and financial analysis/risk analysis experience - Comprehensive understanding of risk pool management - Proficiency with Microsoft Word, Excel and Access Preferred Qualifications - Master's Degree - Experience with other lines of group coverage, such as Life and Disability benefits Additional Information This is a remote position. Work At Home / Internet Information: To ensure Home or Hybrid Home/Office employees' ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria: - At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is recommended; wireless, wired cable or DSL connection is suggested - Satellite, cellular and microwave connection can be used only if approved by leadership - Employees who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense. - Humana will provide Home or Hybrid Home/Office employees with telephone equipment appropriate to meet the business requirements for their position/job. - Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information SSN Alert: Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file. When required, an email will be sent from Humana@myworkday.com with instructions on how to add the information into your official application on Humana's secure website. Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required. Scheduled Weekly Hours 40 Pay Range The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc. $78,400 - $107,800 per year This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance. Description of Benefits Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities. Application Deadline: 04-03-2026 About us About Humana: Humana Inc. (NYSE: HUM) is a leading U.S. healthcare company. Through our Humana insurance services and our CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare and Medicaid, families, individuals, military service personnel, and communities at large. Learn more about what we offer at Humana.com and at CenterWell.com. ​ Equal Opportunity Employer It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

The next part of your journey is right around the corner — with The Standard. A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference? Job Summary Join our Regional Accounts Underwriting team, where you’ll evaluate group insurance risks, make sound business decisions, and help grow a profitable, long‑term book of business. We are hiring across three levels—Associate Underwriter, Underwriter, and Senior Underwriter, where the role will be determined by experience and knowledge. In each role, you’ll analyze case data, apply underwriting guidelines, and partner closely with producers and internal teams to deliver responsive, high‑quality service. As you develop your technical, analytical, and communication skills, you’ll gain increasing independence, authority, and opportunities to contribute to departmental initiatives and mentor others. Key Responsibilities - Analyze and underwrite group insurance risks (typically 10–999 lives), applying underwriting guidelines, procedures, and state regulations - Evaluate case data, financial information, and risk indicators to determine appropriate pricing and coverage - Build and maintain strong relationships with producers, field partners, and internal teams - Provide timely, customer‑focused service and clear communication on underwriting decisions - Participate in training, knowledge‑sharing, and departmental projects that support team goals Skills and Background You’ll Need Must‑Have Requirements (vary by level) - Education: High School diploma required, bachelor's degree or equivalent combination of education and relevant experience preferred - Associate Underwriter: - 0–2 years of insurance, risk analysis, or related experience - Interest in developing underwriting expertise and strong analytical skills - Underwriter: - 2–5 years of group insurance underwriting experience - Ability to manage a book of business and make independent risk decisions within authority - Senior Underwriter: - 5+ years of group insurance underwriting experience with demonstrated success in complex case evaluation - Strong producer relationship management and ability to influence account strategy - Strong analytical, mathematical, and communication skills Key Behaviors of a Successful Candidate - Adaptability: Adjusts quickly to changing priorities and sees opportunity in evolving circumstances - Sound Judgment: Applies critical thinking and data‑driven reasoning to make balanced underwriting decisions - Collaboration: Builds strong partnerships with producers and internal teams to support shared goals - Customer Focus: Manages multiple priorities simultaneously to meet deadlines Why Join The Standard? We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect: - A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions - An annual incentive bonus plan - Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure - A supportive, responsive management approach and opportunities for career growth and advancement - Paid parental leave and adoption/surrogacy assistance - An employee giving program that double matches your donations to eligible nonprofits and schools In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard. - Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance. The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data. Salary Range: 31.73 - 46.27 Positions will be posted for at least 5 days from original posting date. Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.

About Ck Specialty Insurance Associates Ck Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, Ck Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today’s insurance buyers. At Ck Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We’re a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join Ck Specialty? - Supportive, high-energy team culture - Room for growth and career development in a fast-scaling company - Strong leadership that invests in training and development - A voice at the table - your ideas matter here Whether you’re new to the insurance industry or bringing years of experience, Ck Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing We’re looking for a detail-oriented professional to join our team as an Underwriting Assistant. This role focuses primarily on supporting underwriting operations while assisting with data-support activities that help drive business development behind the scenes. The ideal candidate enjoys working with data, maintaining accurate records, and supporting underwriters. This position provides operational support to ensure workflows remain organized, efficient, and responsive. Responsibilities - Collaborate closely with the Underwriting team to ensure timely, accurate, and complete submission of documentation. - Review incoming submissions for completeness and proactively resolve gaps before underwriter review. - Input and update data within quoting systems and underwriting platforms to support efficient turnaround times. - Serve as a liaison between brokers, clients, and underwriters to obtain missing details and clarify requirements. - Maintain organized, up-to-date digital files and records to ensure compliance and accessibility. - Track submission and quote progress, providing regular status updates to the Underwriting team and management. - Assist in underwriting review of files, preparing quotes, and submitting to underwriters for approval. - Support process improvements and workflow efficiencies to enhance productivity. - Manage renewal lists, including renewal evaluation, shopping, quoting and follow up

• Use proprietary Underwriting and Pricing Models, Excel, and SQL to model both prospective and existing client pharmacy spend, their underlying drivers of cost, as well as MedOne’s profitability. • Analyze pharmacy claims data and develop reports for operations, sales and other key business units. • Support the financial aspects of PBM Request for Proposals (RFPs), and client market-checks to include coordinating PBM data requests, completing financial evaluation, and completing formulary and network evaluations • Assist with research, recommendations, and implementation of technology changes and reporting to improve accuracy of the Underwriting Model and optimize financial responses to PBM RFP procurement. • Complete formulary and network disruptions to aid in the onboarding process of new clients • Ability to work closely with Subject Matter Experts (such as Clinical, Proposal Services, and Rebates) teams to incorporate their most up to date guidance seamlessly into the Underwriting Model. • Collaborate with other departments in Strategic Pricing business unit on analyses and/or projects • Active participation and/or ownership in both quarterly and annual business unit priorities • Other duties as assigned