Title: Senior Underwriter, Middle Market Multi-Industry Location: Kansas City United States Job Description: Description We are seeking an experienced Middle Market Senior Underwriter to underwrite commercial property & casualty risks in the middle market segment. As an individual contributor, you will make analytical, data-driven underwriting decisions within delegated authority, with limited guidance from leadership. You will evaluate and price moderately complex to complex accounts (including high individual line sizes and unusual exposures in parts of North America), manage broker and client relationships, and help shape product and portfolio strategy for your line of business. To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated. Key Responsibilities - Underwrite middle market commercial accounts within assigned authority by assessing submissions, reviewing coverage terms, exposures, loss history, financials, and supporting information to determine accept/decline, terms, and pricing. - Make independent, data-driven decisions on risk selection and pricing consistent with underwriting appetite and profitability objectives. - Coordinate referrals for accounts above individual authority or that require specialized support. - Manage a portfolio of brokers, agents, and insureds: - Maintain and grow relationships with producing brokers and agents; act as a visible Liberty representative in the market. - Develop targeted broker strategies to source profitable middle market business and expand market share. - Provide timely, clear responses to brokers and clients; negotiate coverage and terms while protecting portfolio profitability. - Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards). - Engage internal partners (Claims, Actuarial, Risk Control, Legal) to structure appropriate terms and risk mitigation plans. - Mentor and coach junior underwriters and new hires on middle market underwriting practices, decision-making, and Liberty processes Qualifications - Degree in Business or equivalent typically required - A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience - CPCU or professional insurance designation preferred - Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques - Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues - Proven track record of developing and underwriting profitable business About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices - California - Los Angeles Incorporated - Los Angeles Unincorporated - Philadelphia - San Francisco

Description Job Overview Commercial Residential Underwriter Associates (UA) work alongside Commercial Residential Underwriters to collect information, perform data entry, analyze risk factors, and communicate with agents, their staff and policyholders on issues related to risk selection, policy issuance, and ongoing policy management. Job Responsibilities Underwriter Associates (UA) provide administrative, customer, and technical support for all underwriting functions. Tasks and responsibilities may include but not be limited to: Provides technical and administrative support in the preparation of new and renewal commercial residential insurance business: - reviews applications for insurance and compares against guidelines to determine if a submission is eligible for underwriting review; - sorts incoming requests by task type (new business review, renewal review, inspection, endorsement, loss run request, other service request, etc. and route the task to the appropriate workflow; - performs initial eligibility reviews, including but not limited to preparing files for underwriting review and assisting with ongoing account review and service; - saves documents to underwriting files and format files to ensure consistent and complete record management; - orders inspections, reviews inspection reports, collaborates with underwriters on inspection results, and corresponds with agents on any inspection recommendations; - monitors follow-up tasks to ensure receipt of required documents; - processes non premium bearing endorsement requests, as needed; - assists with creating and sending legal notices with support from underwriters; - efficiently and effectively utilizes Company’s information systems and software programs in carrying out all designated responsibilities outlined above. Regularly communicates with Cabrillo Coastal agents and policyholders, positively represents Company in telephone and email interactions and provides exceptional customer service to our external customers, as applicable and per specified Company guidelines, Company quality and time standards and Governmental regulations: - monitors department email; identifies the subject of each email and the associated task; responds to inquiries or setup tasks in the file management system, as appropriate; - manages team's phone lines, answering incoming inquiries or requests for assistance; monitors and returns voicemail messages from agents, their staff and policyholders; - corresponds with agents on the status of items sent to or required by the underwriting department in a consistently professional and relationship-driven manner; - supplies loss run reports to agents and policyholders upon receipt of valid requests; - may collaborate with other departments to meet customer needs or provide agent partners with guidance on how to access and navigate company systems. Actively contributes as a member of the Company team by: - providing assistance and support to residential commercial underwriting, claims, sales, product, systems and/or other team members; - actively managing task routing and underwriting workflows to ensure files, tasks, and records are accurate and complete; - preparing weekly report of assigned tasks and workflow volumes; - assisting with testing and designing new or modified systems. Dynamically enhances Company’s success by taking advantage of learning and development opportunities and personally integrating positive actions to improve individual performance. Participates in, assists with and/or carries out responsibilities for “special” Company projects and/or performs other related duties as assigned. Commercial Residential Underwriting Associate Job Family/Career Progression Overview The UA role helps build foundational knowledge supportive of ongoing career progression both within and outside the residential commercial underwriting department. By aligning job functions with underwriting tasks and working closely with underwriters and other team members, UAs interested in an underwriting focused career progression can receive ongoing training and mentoring in the course of daily tasks. Skill progression can be earned by demonstrating proficiency and taking on increasingly complex tasks and job functions. Individual development plans are also available as part of the performance recognition system, with the intent of aligning business opportunities with the individual interests of high performing team members. The Underwriting Associate I, II, and III roles are part of a progressive job series, where team members may be eligible for “learn and earn” advancement by demonstrating mastery of advanced requirements and exhibiting core aptitudes including effective interpersonal skills, professional communication, critical thinking, learning agility, and effective time management skills. Commercial Residential Underwriting Team Overview The commercial residential underwriting team is responsible for analyzing and assessing the risks of providing insurance and selecting pricing and terms that result in ethical, profitable, and sustainable portfolio performance. To this end, commercial residential underwriting also assesses and manages agent relationships, providing ongoing customer service, sales support, and performance management feedback. Daily functions include reviewing applications for insurance, preparing new and renewal quotes, issuing policies, endorsing policies, servicing agent and policyholder inquiries, reviewing performance indicators, addressing underperforming accounts, conducting agent and site visits, and contributing to presentations in support of agent partners. Requirements Aptitudes, Skills, and Expertise Qualities: Strong Written and Verbal Communication skills, exhibits commitment to ethical business practices, exhibits sense of personal accountability, quality-oriented; service-oriented; detail-oriented; self-starter; team player; multi-tasker; adaptability; flexibility; strong work ethic; positive “can do” attitude; coachable; dependable; collaborator Strong skill sets in the following areas: organization; problem analyses/solving; active listening; conflict resolution; oral (with an emphasis on telephone) and written (with an emphasis on email) communication; interpersonal communication; time management/working under tight deadlines; information and financial analyses; creation of marketing materials; keyboard entry speed of 45 WPM or more. Strong knowledge of: business writing, grammar and punctuation rules; telephone and email business etiquette rules; desktop computer operations; standard business software and web-based engine operations (e.g., Microsoft Word, Microsoft Excel, Microsoft Outlook and Internet Explorer). MS Access and MS PowerPoint a plus. Licenses, Education and/or Experience High School diploma with at least 2 years of work experience is required. 2-4 years of post secondary education, 2+ years of insurance or finance experience and a current 4-40 customer service representative license, INS or AU designation are preferred.

Come join our amazing team and work Remote! Our Underwriter II underwrites loans in accordance with Company and Investor guidelines following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The starting base pay is $27.12 plus monthly incentive. What you’ll do: - Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Applies and interprets company underwriting guidelines and makes sound credit decision. - Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determines any conditions, stipulations or pre-funding requirements. - Reviews any conditions, stipulations or pre-funding requirements received. What you’ll need: - A thorough knowledge of mortgage loan underwriting. - Maintains highly confidential information concerning loan applicants. - Requires high level of organizational skills and ability to work on several tasks simultaneously. - Constant contact with Loan Officers and internal office staff. - Significant coordination of various duties required. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low-down payment. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com. What is the value proposition to joining the team? - Full array of mortgage programs. - Paperless loan file flow and process. - Aggressive Marketing support including brochures, social media, and CRM. - Aggressive underwriting: we manual underwrite over 80% of our files - Competitive compensation plan, including a base plus commission. What We Offer: - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!). - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. EEO/AAP Employer Carrington does not do interviews or make offers via text or chat.

Job Classification: Operations - Insurance Operations The Senior Underwriting Support Associate plays a critical role within Prudential’s Group Insurance underwriting organization, supporting the Stop Loss business. This position is responsible for coordinating the completion and communication of underwriting decisions and materials to Account Management for release to group policyholders. The role ensures underwriting renewals and proposals are delivered accurately, on time, and in compliance with contractual obligations and state regulatory requirements. In this role, you will analyze reports and data, prepare underwriting files, and update underwriting systems to support effective risk assessment and decision‑making. You will also serve as a key operational partner to underwriters, account managers, and cross‑functional stakeholders, helping to streamline workflows, surface risk insights, and support continuous improvement initiatives across underwriting operations. This position offers flexibility to work virtually, or in a hybrid capacity for candidates located near a Prudential office. Key Responsibilities - Prepare underwriting files, including preliminary manual and experience rate calculations, using group census data and claims information received through broker RFPs - Serve as the primary point of contact for processing groups through underwriting tools, including Gradient AI and RGA Medscore - Build, maintain, and enhance underwriting reports to track key performance metrics, including high‑cost claimants and emerging risk trends - Respond to requests from underwriters, account managers, and cross‑functional partners in a timely and accurate manner - Identify and escalate data issues, system limitations, or risk concerns to underwriters as appropriate - Support special projects and departmental initiatives, including testing and validation of new underwriting systems and processes - Actively develop underwriting competencies and business acumen through hands‑on support of underwriting decisions, positioning the role as a career progression step toward an Underwriter position Required Skills & Competencies - Proficiency in Microsoft Excel (data review, basic formulas, and reporting) and Microsoft Word - Foundational understanding of insurance concepts, with an interest in underwriting and risk assessment - Strong attention to detail and investigative mindset when reviewing data and claims information - Demonstrated initiative, accountability, and ability to manage multiple priorities - Clear and proactive communicator, comfortable working with both technical and non‑technical stakeholders Experience - Prior experience in the insurance or reinsurance industry preferred - Experience in underwriting support, analytics, or related operational roles preferred Education - Bachelor’s degree preferred, or equivalent combination of education and relevant work experience #LI-MG1 What we offer you: Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $45,700.00 to $75,500.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills. - Market competitive base salaries, with a yearly bonus potential at every level. - Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave. - 401(k) plan with company match (up to 4%). - Company-funded pension plan. - Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs. - Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development. - Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs. - Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service. Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. To find out more about our Total Rewards package, visit Work Life Balance | Prudential Careers. Some of the above benefits may not apply to part-time employees scheduled to work less than 20 hours per week. Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status, medical condition or any other characteristic protected by law. If you need an accommodation to complete the application process, please email accommodations.hw@prudential.com. If you are experiencing a technical issue with your application or an assessment, please email careers.technicalsupport@prudential.com to request assistance.