Carrington Mortgage

Role Description Come join our amazing team and work remote from home! The Default Fees & Costs Coordinator, I is responsible for requesting, compiling and summarizing fees and costs per specific CIT request using various software; preparing and sending Reinstatement letters/quotes. Handling Rush requests via email. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $18.50-$21.50/hr. - Prioritize workflow and processing of CIT requests. - Request and compile fees and costs via Tempo comtag or email and summarize in Fiserv. - May help send reinstatement letters via the correct predetermined avenue once letter is verified for accuracy. - Ensure compliance deadlines are met. - Ensure Investor/Insurer/state guidelines are followed. - Communicate with various law firms to gather required information needed for the outstanding fees/costs. - Adhere to company and department policies and procedures. - Follow established company guidelines to increase revenue and reduce losses. - Understanding of the loan servicing default related documents preferred. - Working knowledge of Microsoft Suite of Applications (i.e. Word, Excel, Outlook, etc.). - Strong verbal and written communication skills. - Attention to detail and strong organizational skills. - Ability to complete research within applicable systems to identify appropriate documentation to support invoicing. - Ability to work in a fast paced/high production environment. - Ability to work independently and organize workflow. Qualifications - High school diploma or equivalent required; some college preferred. - One (1) plus years’ general office/accounting experience preferred. Benefits - Comprehensive healthcare plans for you and your family. - Discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description The Closing Specialist ll will be responsible for providing general administrative support to the title closing department and function as a whole. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay for this position is $27.00 - $30.00 an hour. - Complete closing tasks as directed. - Manage the closing package process. - Provide coverage for closer pipeline overflow. - Ensure accurate and timely client communication throughout the closing process. - Responsible for completing initial fee sheets and revising fee sheets as needed. - Assist with managing the deed requests. - Assist with scheduling of notary appointments as needed. - Manage the applicable closing email in-boxes and ensure timely responses are delivered. - Provide feedback and details to management on any internal or external issues that could identify opportunities for improvement and make recommendations. - Perform other duties as assigned. Qualifications - High school diploma or equivalent work experience. - One (1) plus year(s) of title, settlement services/escrow or mortgage experience. - Refinance closing experience preferred. Benefits - Comprehensive healthcare plans for you and your family. - Discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description Our Senior Loan Processor is responsible for providing quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range is $26.44/hr. - $28.84/hr. - Receives and reviews loan submissions, monitors incoming documents, and verifies data collected by Loan Officers or agents. - Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. - Organizes and inputs loan information received into the company’s Loan Origination System (LOS). - Maintains open files, orders appraisals, sends verifications, and acquires documentation related to Borrower and property. - Ensures the quality and compliance of work with Company policies, procedures, and investor guidelines. - Ensures that all loans are processed to meet Company and Investor guidelines. - Communicates with Escrow Officer/Settlement Agent, Title Officer, Realtor, Closing Agent, and Appraisal Management Company, and other external parties as required to resolve outstanding issues. - Communicates with Sales Management, Loan Officers, Operations Manager, Disclosure Department, Underwriting Department, Docs/Funding Department, and other internal staff as required to resolve outstanding issues. - Informs loan officer, agent, and/or borrower about discrepancies in title, appraisals, credit, employment, income and other file related items and status of the loan. - Reviews and evaluates credit information on mortgage loan documents to determine acceptability for loan programs. - Pulls or verifies credit reports and flood certificates as needed. - Submits completed file to Underwriting Department for approval. Qualifications - Maintains highly confidential information in accordance with Company’s privacy policy concerning borrower’s information. - Must demonstrate thorough knowledge of all aspects of mortgage loan processing function and underwriting guidelines. - Excellent computer skills and working knowledge of Microsoft Office products. - Strong skill in the use of office machines such as computer, copiers, fax machines. - Strong customer service skills. - Requires extremely high level of organizational skills and ability to work on several tasks simultaneously. - Ability to maintain constant contact with borrower and internal office staff. Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description The Loss Mitigation Underwriter I will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour. - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. - Conduct Verification of Income (VOI). - Calculate customer’s front and back-end debt to income ratio. - Verify occupancy, hardship and income. - Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). - If applicable, identify the type(s) and amounts of liquid assets the borrower holds. - Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). - Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. - Document final decision and update system of record. Qualifications - High school diploma or equivalent required. - 1 to 2 years of Loss Mitigation Underwriting experience to be considered! Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!). - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description The Management Associate (MA) participates in a critical and highly successful two-year program focused on developing the Company’s next pool of leadership talent. Throughout the program, Management Associates rotate through various lines of domestic and international business in order to gain a strong knowledge of each business and a solid understanding of Carrington as a whole, both functionally and culturally. With a focus on building upon key leadership skills, professionalism, managerial courage, and technical knowledge, the end goal of the program is to determine where the MA may be best suited to advance forward with a career at Carrington. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The pay is $75,000. What you'll do: - Develop strategic goals and objectives with the assigned Business Mentor for each rotation period (lasting approximately 3-4 months in duration). - Focus on special projects and/or identify key process improvement opportunities while delivering timely analyses and reports to each Business Mentor. - Participate in an international rotation in the UK and/or Italy office to learn the business and provide support in strengthening international operations. - Engage in both formal and ad-hoc on-the-job training. - May develop complex analyses that could be used in support of key business decisions. - Consolidate data from multiple sources and ensure all information in reporting or presentation materials is accurately represented to management and staff. - Present analyses and key findings to senior management. - Attend all Management Associate Program activities. - Partner with fellow MA peers as needed for ongoing support, cross-sharing of knowledge, and assistance with navigating through various business units. - Meet periodically with the Program Manager/Advisor to keep them informed; provide a monthly status report. - Perform other duties as assigned. Qualifications - Bachelor’s degree in business, finance, accounting, or related field - Valid U.S. Passport - Proficient in Microsoft Office Suite Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. Company Description Carrington Mortgage Holdings is a holding company whose primary businesses include asset management, mortgages, real estate transactions and real estate logistics. Collectively, the businesses are vertically and horizontally integrated, and provide a broad range of real estate services encompassing nearly all aspects of single-family residential real estate transactions in the United States. Guided by a leadership team with a wealth of industry experience and guided by a consistent philosophy, Carrington maintains the necessary infrastructure to ensure stability and maximize value during any market cycle. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonhc.com .

Role Description The Service Release and Acquisition Specialist is responsible for interacting with Buyers and Servicers to coordinate acquisitions and service releases. Performs all duties in accordance with all company guidelines and applicable federal, state, and local regulations. The target pay range for this position is $21.00/hr - $22.00/hr. - Develops and maintains project schedules and task lists for loan acquisitions and servicing transfers. - Maintains/monitors acquisition project task lists and post conversion task lists. - Notifies and coordinates with servicing teams to complete tasks required for a service release. - Generates reports/lists required by new Servicer for servicing transfers. - Ensures data provided to new Servicer is complete and accurate. - Produces and maintains concise reporting on service release information. - Maintains appropriate files by transfer or acquisition, which contain relevant information relating to the sale and transfer. - Coordinates conference calls between all involved parties to ensure efficient acquisitions/releases. - Assists Management in developing and/or updating department procedures. - Prepares and/or reviews reports/data files received for acquisitions. - Assists Management with planning, distributing and monitoring post-acquisition tasks. - Tracks delivery of required acquisition reports and distributes to appropriate servicing teams. - Participates in acquisition data mapping sessions. Qualifications - High school diploma or equivalent work experience, some college preferred. - A minimum of two years in mortgage banking experience. - Skills in Microsoft Word and Excel required. Must be able to create spreadsheets for reporting. Benefits - Comprehensive healthcare plans for you and your family. - A discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description Come join our amazing team and work remote from home! Under direct supervision, responsible for assisting in the efforts to design, develop, and maintain databases and data integration (ETL) systems to support business applications and business intelligence for the enterprise. Perform all duties in accordance with the company’s policies and procedures, investor guidelines, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $140,000.00 to $160,000.00. - Designs, develops, and optimizes data integration processes, ETL workflows, and data platforms. - Leads the creation of technical designs and functional specifications to ensure performance, scalability, and reliability while contributing to future cloud migration efforts. - Collaborates with stakeholders and third-party vendors to define, evaluate, and align business requirements for scalable data integration, reporting, and business intelligence solutions. - Leads the design and development of automated solutions to improve business processes, productivity, and operational efficiency. - Maintains ETL jobs and leads troubleshooting efforts for critical production issues, participating in the off-hours support rotation and providing SME assistance as needed. - Leads the design, implementation, and maintenance of data platforms, technical designs, and functional specifications to ensure performance, scalability, and reliability. - Develops and maintains comprehensive documentation of data processes, reports, applications, and procedures to ensure consistency, knowledge sharing, and alignment with organizational standards. - Designs, develops, and deploys scalable reporting and dashboard solutions to support business intelligence, data visualization, and operational efficiency, ensuring appropriate security measures. Qualifications - Advanced knowledge of working in the Microsoft SQL Server environment to design, implement, and optimize enterprise data solutions with a focus on scalability and performance. - Strong understanding of ETL concepts, data integration, and transformation processes, with practical experience implementing ETL solutions using Microsoft SSIS. - Working knowledge of version control concepts, with experience using Microsoft DevOps for managing code repositories and collaborative development. - Must have expert knowledge to lead and oversee SDLC processes. - Advanced expertise in T-SQL programming, scripting, and optimization techniques, with the ability to write, debug, and optimize complex queries and procedures for enterprise-level solutions. - Ability to understand, remember, and apply oral and/or written instructions or other information. - Demonstrates advanced analytical and problem-solving abilities to design and optimize complex data solutions while collaborating effectively across teams. - High school diploma or equivalent work experience, bachelor’s degree in computer sciences preferred. - Four (4) or more years of experience in the information technology field with a strong focus on relational databases, data integration (ETL), data warehousing, business intelligence, reports development, and dashboard design. - Four (4) or more years of experience with ETL tools – SSIS. - Four (4) or more years of experience with database management systems – MS SQL. - Strong working knowledge of integrating applications using APIs is preferred. - Experience with Microsoft BI applications (SSRS, SSAS, Power BI) is preferred. - Knowledge of cloud-based database management and integration services (e.g., Azure Data Factory, Fabric, Snowflake, or Databricks) to lead and optimize data integration and transformation processes is a plus. - Proficiency in programming languages commonly used in data engineering, such as Python or Java. Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. Company Description Carrington Mortgage Holdings is a holding company whose primary businesses include asset management, mortgages, real estate transactions and real estate logistics. Collectively, the businesses are vertically and horizontally integrated, and provide a broad range of real estate services encompassing nearly all aspects of single-family residential real estate transactions in the United States. Guided by a leadership team with a wealth of industry experience and guided by a consistent philosophy, Carrington maintains the necessary infrastructure to ensure stability and maximize value during any market cycle. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonhc.com .

Role Description The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $25.00-$27.00 per hour. - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. - Conduct Verification of Income (VOI). - Calculate customer’s front and back-end debt to income ratio. - Verify occupancy, hardship and income. - Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options). - If applicable, identify the type(s) and amounts of liquid assets the borrower holds. - Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). - Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. - Document final decision and update system of record. - Perform other duties as assigned. Qualifications - High school diploma or equivalent required. - Two (2) to three (3) years of underwriting background or servicing/loss mitigation experience. Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Role Description Come join our amazing team and work remote from home! The Intern will be placed in an area of the business that aligns with their interests and degree to engage in various work assignments, projects, and activities. The assignments will be of varying complexity, structured to enable the Intern to gain the necessary knowledge, skills, and abilities to perform at a professional level. The program’s end goal is to allow career exploration while providing relevant on-the-job experiences and development opportunities the Intern can apply in their future career. This is a fixed-term position, typically up to four (4) months. The Intern is expected to perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations wherein the company operates. The target pay range for this position is $25.00 per hour. - Undertake and/or participate in business-focused projects and programs designed to develop professional skills. - Interact directly with colleagues to assist and contribute to the team’s overall effectiveness. - Engage in both formal and ad-hoc on-the-job training to learn both technical and professional skills. - Network with fellow Interns for ongoing support and cross-sharing of knowledge. - Meet periodically with the Program Manager to keep them informed & provide updates. - Present an end-of-program presentation. - Perform other duties as assigned. Qualifications - Actively enrolled in a Bachelor’s degree in business, finance, accounting, or other field related to intern assignment. - Computer literacy and proficiency with Microsoft Office applications (MS Word, Excel, and PowerPoint). Benefits - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

Come join our amazing team and work remote from home! Responsible for reviewing vendor invoices for approval and ensuring that all invoices are assessed within the applicable agency and/or company agreed upon allowable amounts. Perform various reconciliation procedures to ensure all invoices are valid and accurately processed for actual work completed. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $18.00/hr - $21.00/hr. What you’ll do: - Review all assigned invoices and ensure compliance with agency/company allowable amount. - Review all supporting documentation provided to ensure that it reflects actual work completed. - Review all invoices in a timely manner and meet department goals set. - Resolve any discrepancies with vendors regarding invoices submitted. - Keep up to date on all FHA, VA, USDA, PMI, FNMA and FHLMC servicing requirement and revisions. - Must be able to use critical thinking skills to identify and resolve red flags, point out concerns, and elevate issues to the appropriate person for further resolution. - Plan and schedule work so that it can be performed efficiently and effectively; reduce costs where possible. - Adhere to company and department policies and procedures. - Learn new skills and expand job knowledge to better perform assigned duties. - Understanding of the loan servicing default related documents preferred - Working knowledge of Microsoft Suite of Applications (i.e. Word, Excel, Outlook, etc.) - Strong verbal and written communication skills - Attention to detail and strong organizational skills - Ability to complete research within applicable systems to identify appropriate documentation to support invoicing. - Ability to work in a fast paced/high production environment. - Ability to work independently and organize workflow - Ability to understand, remember and communicate routine, factual information. - Ability to make decisions that have moderate impact on the immediate work unit. - Ability to organize and prioritize own work schedule on short-term basis (longer than one month). - Ability to add, subtract, multiply, and divide and to record, balance, and check results for accuracy; ability to process and input numerical data with speed and accuracy. - Ability to communicate with individuals utilizing a telephone; requires ability to hear and speak effectively on the telephone. - Ability to multi-task and meet all deadlines What you’ll need: - High School diploma or Equivalent required; some college education preferred - Six (6) months to one (1) year of billing/invoicing experience preferred - Default Mortgage Servicing experience preferred What We Offer: - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Notice to all applicants: Carrington does not do interviews or make offers via text or chat. #LI-SY1