Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS – because people helping people starts with supporting you - 401(k) Company Match (up to 3%) - 4% annual contribution to your 401(k) by BECU - Medical, Dental and Vision (family contributions as well) - PTO Program + Exchange Program - Tuition Reimbursement Program - BECU Cares volunteer time off + donation match IMPACT YOU’LL MAKE: As a Consumer Loan Processor, you’ll be at the heart of helping members achieve their financial goals. You’ll use your expertise to guide loans smoothly from application to funding—ensuring every detail is accurate, compliant, and aligned with the high‑quality service BECU is known for. Your role empowers you to deliver meaningful support, remove barriers for members, and create a lending experience that feels seamless, efficient, and human. Your knowledge, attention to detail, and dedication to service will directly shape how members experience BECU. **This role will require working PST hours and Saturdays. WHAT YOU’LL DO: Lending Expertise & Compliance: Use your thorough understanding of loan policies, lending practices, and regulatory requirements to ensure every loan is processed accurately and in compliance. Underwriting Coordination: Partner with members, branch teams, and underwriters to clear underwriting conditions and help secure timely final approvals. Application Validation: Review loan applications to make sure they’re complete, properly scored in the Loan Origination System, and fully accurate before closing. Vendor Collaboration: Work professionally with external vendors to resolve collateral conditions and keep loan applications moving forward. Document Review & Analysis: Evaluate income verification, insurance documents, titles, purchase orders, and other materials to determine creditworthiness and collateral acceptability. Loan Funding & Closing Preparation: Complete funding and disbursements while preparing all necessary loan documents for member signatures. Queue & Inbox Management: Monitor multiple processing queues and email inboxes to maintain service-level standards and ensure timely follow‑up. Multi‑Loan Workflow Handling: Manage several loans simultaneously in a fast‑paced environment, while responding to calls and questions with confidence. Member & Partner Communication: Communicate with members, Marine Title companies, and dealers to finalize terms and schedule signing appointments. Post‑Closing Review: Confirm that all documents are executed correctly and closing conditions are satisfied after loan completion. Pricing & Product Knowledge: Maintain comprehensive knowledge of BECU’s loan products, pricing structures, forms, and required documentation. Quality Control & Risk Management: Ensure all documentation is complete, collateral is properly secured, and loans meet BECU’s standards and best interests. Loan Product Assessment: Evaluate BECU loan products to provide appropriate alternatives that best meet member needs. Member Experience Advocacy: Deliver prompt, professional, and courteous service—resolving concerns with empathy and thoughtful follow‑through. Cross‑Department Insight: Understand how Credit Union departments work together to support the Consumer Loan process. Other Duties as Assigned: Adapt to evolving needs and support additional responsibilities as required. This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered. WHAT YOU’LL GAIN: - A Chance to Be a Trusted Guide: You’ll help members access the resources they need to achieve important life goals. - A Role for Critical Thinkers: If you enjoy digging into details, solving problems, and keeping processes on track, you’ll thrive here. - Growth Through Mastery: You’ll build deep knowledge of consumer lending, compliance, and financial products. - Impact You Can See: Your work directly influences member satisfaction and financial well‑being. - A Supportive, Collaborative Culture: You’ll partner with teams across BECU and work in an environment that values respect, inclusiveness, and integrity. - Skill Development & Career Pathing: You’ll strengthen communication, analysis, and relationship‑management skills—opening doors for advancement. - Stability & Purpose: You’re part of a mission‑driven organization that puts people over profit. QUALIFICATIONS: Minimum Qualifications: - Associate’s degree in Business, or equivalent work or educational experience required. - Minimum one year experience in Consumer Lending required. - PC skills, with the ability to learn new software. - Math and basic accounting skills - Full-time hours required, with additional hours as necessary Desired Qualifications: - Bachelors degree preferred. - Verbal and written skills to effectively communicate and provide customer service. - Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities. - Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations. JOIN THE JOURNEY Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

• Own EU AML Strategy and Execution • Design, implement, and maintain Crossmint’s AML framework in line with EU directives, MiCA requirements, and local regulations. • Partner closely with Legal to ensure policies, procedures, and controls scale with the business. • Act as the primary AML point of contact for regulators, auditors, and banking partners. • Appointment as AMLRO with SEPBLAC, leading regulatory filings and supervisory interactions. • Review escalations involving high-risk users, transactions, or counterparties. • Supervise onboarding of large, strategic, or complex enterprise clients. • Lead enhanced due diligence cases and determine risk outcomes. • File SARs and manage special investigations when required. • Design and monitor AML-related controls to mitigate financial crime, fraud, and regulatory risk. • Ensure alignment with broader compliance frameworks such as SOC 2, ISO, and DORA. • Work closely with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs. • Influence product design to ensure compliance by default. • Train teams across the company on AML responsibilities and risk awareness. • Position compliance as a growth enabler, not a blocker.

• Oversee the Company’s AML/CTF and sanctions compliance framework, ensuring it is robust, effective, and aligned with regulatory expectations • Ensure implementation of MiCA (Regulation EU 2023/1114) and other applicable regulatory requirements • Supervise and challenge the work of the Money Laundering Reporting Officer (MLRO) • Ensure adequate resourcing, systems, and controls for AML/CTF compliance • Represent the Company in interactions with regulatory authorities (e.g., Bank of Latvia, FIS) • Ensure timely submission of regulatory reports and disclosures • Regularly report to the Supervisory Board on AML/CTF risks, incidents, and regulatory developments • Ensure proper implementation of risk appetite, policies, and internal procedures • Oversee the integration of AML/CTF controls into the Company’s governance and risk management framework • Ensure effective staff training and awareness programs in AML/CTF • Maintain business continuity of AML/CTF monitoring and reporting processes • Promote a strong compliance culture and ethical standards across the organization • Ensure compliance with: Latvian AML Law, EU regulations (including MiCA), Internal policies and governance documents

• Perform assessments of alerted customer activity generated from transaction monitoring software • Ensure timely identification and escalate unusual activity • Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation • Draft reports and documenting analysis in a logical manner that sufficiently supports decisions • Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis • Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity • Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks • Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies • Stay current with rules, laws and regulations • Maintain attention to detail