• Oversee the Company’s AML/CTF and sanctions compliance framework, ensuring it is robust, effective, and aligned with regulatory expectations • Ensure implementation of MiCA (Regulation EU 2023/1114) and other applicable regulatory requirements • Supervise and challenge the work of the Money Laundering Reporting Officer (MLRO) • Ensure adequate resourcing, systems, and controls for AML/CTF compliance • Represent the Company in interactions with regulatory authorities (e.g., Bank of Latvia, FIS) • Ensure timely submission of regulatory reports and disclosures • Regularly report to the Supervisory Board on AML/CTF risks, incidents, and regulatory developments • Ensure proper implementation of risk appetite, policies, and internal procedures • Oversee the integration of AML/CTF controls into the Company’s governance and risk management framework • Ensure effective staff training and awareness programs in AML/CTF • Maintain business continuity of AML/CTF monitoring and reporting processes • Promote a strong compliance culture and ethical standards across the organization • Ensure compliance with: Latvian AML Law, EU regulations (including MiCA), Internal policies and governance documents

• Perform assessments of alerted customer activity generated from transaction monitoring software • Ensure timely identification and escalate unusual activity • Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation • Draft reports and documenting analysis in a logical manner that sufficiently supports decisions • Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis • Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity • Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks • Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies • Stay current with rules, laws and regulations • Maintain attention to detail

• Conduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activity • Review alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signals • Document investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert disposition • Maintain organized investigation records and case documentation to support regulatory compliance and internal review • Partner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidents • Monitor investigation queues and manage service level agreements to ensure timely resolution of alerts and cases • Use available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risks • Participate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practices

Become a part of our caring community and help us put health first The Fraud and Waste Professional 2 conducts investigations of allegations of fraudulent and abusive practices. The Fraud and Waste Professional 2 work assignments are varied and frequently require interpretation and independent determination of the appropriate courses of action. Where You Come In The Fraud and Waste Professional 2 coordinates investigation with internal and external entities including compliance, internal business partners, and law enforcement. Assembles evidence and documentation to support successful adjudication, where appropriate. Prepares complex investigative and audit reports. Understands department, segment, and organizational strategy and operating objectives, including their linkages to related areas. Makes decisions regarding own work methods, occasionally in ambiguous situations, and requires minimal direction and receives guidance where needed. Follows established guidelines/procedures. What Humana Offers We are fortunate to offer a remote opportunity for this job. Our Fortune 100 Company values associate engagement & your well-being. We also provide excellent professional development & continued education Use your skills to make an impact WORK STYLE: Remote anywhere in US, work at home. While this is a remote position, occasional travel to Humana's offices for training or meetings may be required. WORK HOURS: Monday-Friday, 8 hours/day, 5 days/week, ideally, associates will work on EST (regardless of their home time zone). Must start between 6AM-9AM (in the employee's time zone), some flexibility might be possible, depending on business needs. Required Qualifications – What it takes to Succeed - Bachelor's degree or equivalent work experience - Minimum 2 years of experience in healthcare fraud investigations - Knowledge of healthcare payment methodologies - Strong organizational, interpersonal, and communication skills - Inquisitive nature with ability to analyze data to metrics - Computer literate (MS Word, Excel, Access) - Strong personal and professional ethics - Ability to travel up to 5%, to attend trainings and meetings, as required Preferred Qualifications - STRONGLY PREFERRED: Experience in Medicare fraud investigations - Bilingual in Spanish Bachelor's degree and/or additional degrees and/or certifications (MBA, J.D., MSN, Clinical Certifications, CPC, CCS, CFE, AHFI). - Understanding of healthcare industry, claims processing and investigative process development. - Experience in a corporate environment and understanding of business operations ​ Additional Information Work at Home Requirements • At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is recommended; wireless, wired cable or DSL connection is suggested • Satellite, cellular and microwave connection can be used only if approved by leadership • Associates who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense. • Humana will provide Home or Hybrid Home/Office associates with telephone equipment appropriate to meet the business requirements for their position/job. • Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information Interview Format As part of our hiring process for this opportunity, we will be using an exciting interviewing technology called Hire Vue (formerly Modern Hire) to enhance our hiring and decision-making ability. Hire Vue (formerly Modern Hire allows us to quickly connect and gain valuable information from you pertaining to your relevant skills and experience at a time that is best for your schedule. If you are selected to move forward from your application prescreen, you will receive correspondence inviting you to participate in a pre-recorded Voice Interview and/or an SMS Text Messaging interview. If participating in a pre-recorded interview, you will respond to a set of interview questions via your phone. You should anticipate this interview to take approximately 10-15 minutes. If participating in a SMS Text interview, you will be asked a series of questions to which you will be using your cell phone or computer to answer the questions provided. Expect this type of interview to last anywhere from 5-10 minutes. Your recorded interview(s) via text and/or pre-recorded voice will be reviewed and you will subsequently be informed if you will be moving forward to next round of interviews. Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required. Scheduled Weekly Hours 40 Pay Range The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc. $65,000 - $88,600 per year This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance. Description of Benefits Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities. Application Deadline: 03-22-2026 About us Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large. ​ Equal Opportunity Employer It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.