Role Description We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards. The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space. - Analyse transactional and customer activity to identify AML, fraud, and sanctions risks - Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment - Identify potential gaps or areas of concern within SAR content and escalate appropriately - Ensure SAR narratives clearly explain why activity is suspicious - Challenge unnecessary SAR submissions or customer blocking using a risk-based approach - Maintain clear and audit-ready documentation - Stay informed on evolving AML/CTF regulations and typologies - Collaborate with internal stakeholders to ensure consistency in reporting practices Qualifications - 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment - Strong understanding of AML/CTF regulatory frameworks and reporting obligations - Exceptional attention to detail and ability to manage sensitive information with discretion - Strong written communication skills and ability to work effectively in a remote setting - Self-motivated and able to work independently with minimal supervision - Background in fintech, crypto, or digital financial services - Familiarity with reporting to agencies such as FinCEN or equivalent international bodies - AML certifications such as CAMS are a plus but not required Benefits - A fully remote work environment with a flexible and collaborative culture - Opportunity to play a key role in a compliance-driven fintech operation - Supportive team environment with opportunities for professional growth

• Assisting with large AML advisory/consulting engagements at large and mid-sized financial services companies. • Aiding to define and develop technical and data requirements for AML systems. • Aiding in the configuration of an AML system. • Designing, planning for, and executing data workstreams as part of an AML system implementation. • Performing data analysis, data mapping, and data validation in support of an AML system implementation project or performing independent testing on existing system implementations. • Maintaining a working knowledge (functional and operational) of the rules and regulations, including but not limited to BSA, USA PATRIOT Act and OFAC. • Conducting/facilitating internal or client facing meetings/presentation. • Collaborating and developing partnerships with clients, prospects, colleagues, and communities. • Innovating new ideas and solutions to address existing and emerging areas of global risks. • Exhibiting strong communication skills when consulting with senior management, C-Suite client personnel, and government regulators. • Employing robust business writing skills to effectively develop and present deliverables.

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS – because people helping people starts with supporting you - 401(k) Company Match (up to 3%) - 4% annual contribution to your 401(k) by BECU - Medical, Dental and Vision (family contributions as well) - PTO Program + Exchange Program - Tuition Reimbursement Program - BECU Cares volunteer time off + donation match IMPACT YOU’LL MAKE: As a Consumer Loan Processor, you’ll be at the heart of helping members achieve their financial goals. You’ll use your expertise to guide loans smoothly from application to funding—ensuring every detail is accurate, compliant, and aligned with the high‑quality service BECU is known for. Your role empowers you to deliver meaningful support, remove barriers for members, and create a lending experience that feels seamless, efficient, and human. Your knowledge, attention to detail, and dedication to service will directly shape how members experience BECU. **This role will require working PST hours and Saturdays. WHAT YOU’LL DO: Lending Expertise & Compliance: Use your thorough understanding of loan policies, lending practices, and regulatory requirements to ensure every loan is processed accurately and in compliance. Underwriting Coordination: Partner with members, branch teams, and underwriters to clear underwriting conditions and help secure timely final approvals. Application Validation: Review loan applications to make sure they’re complete, properly scored in the Loan Origination System, and fully accurate before closing. Vendor Collaboration: Work professionally with external vendors to resolve collateral conditions and keep loan applications moving forward. Document Review & Analysis: Evaluate income verification, insurance documents, titles, purchase orders, and other materials to determine creditworthiness and collateral acceptability. Loan Funding & Closing Preparation: Complete funding and disbursements while preparing all necessary loan documents for member signatures. Queue & Inbox Management: Monitor multiple processing queues and email inboxes to maintain service-level standards and ensure timely follow‑up. Multi‑Loan Workflow Handling: Manage several loans simultaneously in a fast‑paced environment, while responding to calls and questions with confidence. Member & Partner Communication: Communicate with members, Marine Title companies, and dealers to finalize terms and schedule signing appointments. Post‑Closing Review: Confirm that all documents are executed correctly and closing conditions are satisfied after loan completion. Pricing & Product Knowledge: Maintain comprehensive knowledge of BECU’s loan products, pricing structures, forms, and required documentation. Quality Control & Risk Management: Ensure all documentation is complete, collateral is properly secured, and loans meet BECU’s standards and best interests. Loan Product Assessment: Evaluate BECU loan products to provide appropriate alternatives that best meet member needs. Member Experience Advocacy: Deliver prompt, professional, and courteous service—resolving concerns with empathy and thoughtful follow‑through. Cross‑Department Insight: Understand how Credit Union departments work together to support the Consumer Loan process. Other Duties as Assigned: Adapt to evolving needs and support additional responsibilities as required. This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered. WHAT YOU’LL GAIN: - A Chance to Be a Trusted Guide: You’ll help members access the resources they need to achieve important life goals. - A Role for Critical Thinkers: If you enjoy digging into details, solving problems, and keeping processes on track, you’ll thrive here. - Growth Through Mastery: You’ll build deep knowledge of consumer lending, compliance, and financial products. - Impact You Can See: Your work directly influences member satisfaction and financial well‑being. - A Supportive, Collaborative Culture: You’ll partner with teams across BECU and work in an environment that values respect, inclusiveness, and integrity. - Skill Development & Career Pathing: You’ll strengthen communication, analysis, and relationship‑management skills—opening doors for advancement. - Stability & Purpose: You’re part of a mission‑driven organization that puts people over profit. QUALIFICATIONS: Minimum Qualifications: - Associate’s degree in Business, or equivalent work or educational experience required. - Minimum one year experience in Consumer Lending required. - PC skills, with the ability to learn new software. - Math and basic accounting skills - Full-time hours required, with additional hours as necessary Desired Qualifications: - Bachelors degree preferred. - Verbal and written skills to effectively communicate and provide customer service. - Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities. - Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations. JOIN THE JOURNEY Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

• Own EU AML Strategy and Execution • Design, implement, and maintain Crossmint’s AML framework in line with EU directives, MiCA requirements, and local regulations. • Partner closely with Legal to ensure policies, procedures, and controls scale with the business. • Act as the primary AML point of contact for regulators, auditors, and banking partners. • Appointment as AMLRO with SEPBLAC, leading regulatory filings and supervisory interactions. • Review escalations involving high-risk users, transactions, or counterparties. • Supervise onboarding of large, strategic, or complex enterprise clients. • Lead enhanced due diligence cases and determine risk outcomes. • File SARs and manage special investigations when required. • Design and monitor AML-related controls to mitigate financial crime, fraud, and regulatory risk. • Ensure alignment with broader compliance frameworks such as SOC 2, ISO, and DORA. • Work closely with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs. • Influence product design to ensure compliance by default. • Train teams across the company on AML responsibilities and risk awareness. • Position compliance as a growth enabler, not a blocker.