Vivid

About The Role Your Mission - Ensure adherence to the company’s, card/payment schemes and payment service providers’ rules and policies. - Comply to underwriting standards, instructions and best card/payment schemes practices to minimize operational risks and maximize conversion. - Perform underwriting and risk assessment of new and existing customers. - Setup processes, monitor and execute checks related to merchants underwriting and following monitoring. - Evaluate and update existing internal procedures, policies and procedures. - Provide support to internal and external stakeholders with regards to new and existing merchants. - Perform periodic merchants reviews and audits. Your Profile - 2+ years of relevant work experience in banking / financial services. - Knowledge of payment schemes rules and requirements. - Experience in acquiring operations and merchant services. - Strong analytical, problem-solving, and decision-making skills. - Underwriting certificates are an advantage. - English at a professional level. Why Join Vivid? - We have a hybrid model in one of our offices, Limassol, Paphos or Barcelona, or fully remote outside office locations. - Competitive salary and benefits package (depending on location). - Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one! Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how people think about their money! About Vivid At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances – all tailored to your lifestyle. For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality. Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

About Vivid At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances—all tailored to your lifestyle. For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality. Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially. About The Role We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards. The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space. Your Mission - Analyse transactional and customer activity to identify AML, fraud, and sanctions risks - Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment - Identify potential gaps or areas of concern within SAR content and escalate appropriately. - Ensure SAR narratives clearly explain why activity is suspicious - Challenge unnecessary SAR submissions or customer blocking using a risk-based approach - Maintain clear and audit-ready documentation - Stay informed on evolving AML/CTF regulations and typologies - Collaborate with internal stakeholders to ensure consistency in reporting practices. Your Profile - 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment. - Strong understanding of AML/CTF regulatory frameworks and reporting obligations. - Exceptional attention to detail and ability to manage sensitive information with discretion. - Strong written communication skills and ability to work effectively in a remote setting. - Self-motivated and able to work independently with minimal supervision. - Background in fintech, crypto, or digital financial services. - Familiarity with reporting to agencies such as FinCEN or equivalent international bodies. - AML certifications such as CAMS are a plus but not required. Why Join Vivid? - A fully remote work environment with a flexible and collaborative culture. - Opportunity to play a key role in a compliance-driven fintech operation. - Supportive team environment with opportunities for professional growth.

Role Description We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards. The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space. - Analyse transactional and customer activity to identify AML, fraud, and sanctions risks - Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment - Identify potential gaps or areas of concern within SAR content and escalate appropriately - Ensure SAR narratives clearly explain why activity is suspicious - Challenge unnecessary SAR submissions or customer blocking using a risk-based approach - Maintain clear and audit-ready documentation - Stay informed on evolving AML/CTF regulations and typologies - Collaborate with internal stakeholders to ensure consistency in reporting practices Qualifications - 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment - Strong understanding of AML/CTF regulatory frameworks and reporting obligations - Exceptional attention to detail and ability to manage sensitive information with discretion - Strong written communication skills and ability to work effectively in a remote setting - Self-motivated and able to work independently with minimal supervision - Background in fintech, crypto, or digital financial services - Familiarity with reporting to agencies such as FinCEN or equivalent international bodies - AML certifications such as CAMS are a plus but not required Benefits - A fully remote work environment with a flexible and collaborative culture - Opportunity to play a key role in a compliance-driven fintech operation - Supportive team environment with opportunities for professional growth