• Review professional claims to verify HCPCS coding accuracy and appropriate reimbursement for Durable Medical Equipment (DME). • Apply industry knowledge and EXL’s proprietary tools to identify overpayments and audit trends. • Write clear, professional audit rationales based on AMA guidelines. • Navigate various client systems to reprice and process complex claims. • Interpret provider contracts and fee schedules to determine correct payment methods. • Maintain high standards for quality, productivity, and appeals uphold rate. • Stay updated on coding guidelines, CMS/OIG policies, and industry best practices. • Ensure compliance with HIPAA and all federal/state regulations.

• Apply expert knowledge of billing HCD claims to perform extensive audit reviews. • Utilize HCPCS codes, medical record review, and industry tools in the audit process. • Write professional communications documenting audit findings and supporting rationales. • Identify audit trends and opportunities.

• Perform on-site residential energy audits, including HVAC systems, insulation, lighting, appliances, and building envelope in accordance with program requirements. • Use diagnostic tools such as blower doors, duct blasters, watt meters, thermal guns, etc. to assess air leakage and energy performance. • Collect and analyze utility data, homeowner usage patterns, and building specifications. • Utilize provided software tools to input all above data and prioritize recommendations for energy-saving improvements. • Educate homeowners and residents about energy-saving opportunities, rebates, and best practices. • Perform post-installation inspections to verify completion and effectiveness of energy upgrades. • Ensure compliance with applicable standards and program requirements. • Collaborate with contractors, community-based organizations, utility representatives, and program managers as needed. • Maintain accurate records and submit documentation in a timely manner. • Deliver best-in-class customer satisfaction. • Other duties as assigned.

Summary: The Manager, Default Change Controls is responsible for the management of processes related to service transfers (inbound and outbound) for all Default, pre-transfer/day of transfer/post-transfer tasks associated with onboarding and staging of acquired loans, scrub of all data associated with inbound and outbound transfers (bankruptcy, foreclosure, preservation, claims), coordination of all transfer activity and task completion with the Servicing Transfer Department, post-transfer reconciliation, service release data processing, report analytics and development with Corporate Analytics Department, project/change management oversight and completion, technical writing, audit review/responses, Sharepoint administration, Sagent code cross and script testing for Default. The Manager works collaboratively with various Servicing businesses to achieve required performance results, minimize risk, and adhere to procedures, guidelines and SLAs. Essential Job Duties and Responsibilities: - Management of all inbound and outbound service transfer processing for Default to include, but not limited to: bankruptcy, foreclosure, preservation/damaged properties, claims, litigation, with some loss mitigation and restricted escrow responsibilities. - Management of vendors supporting the service transfer processes to ensure timely completion of tasks as assigned. Identification of ways vendors can effectively support Freedom within transfer processes to minimize cost and reduce risks. - Development of reporting and analytics to support all servicer transfer processes and exception identification to allow for effective review of loan populations onboarding or releasing - Collaboration with Servicing Transfer and/or Capital Markets teams to outline challenges, loan exceptions/exclusions as needed to affect positive outcome to Freedom with minimal risk - Corporate advance review and reconciliation oversight, as needed, on incoming portfolios with extra focus on bankruptcy loans to ensure accurate setup during staging - Review of audit findings to develop effective rebuttal or agreement responses for internal, external, investor/insurer audits. Includes development of action plans with businesses for items that result in an "agree" response. - Review of legal and regulatory updates to effectively discuss with impacted businesses the changes required to processes. Liaison with Compliance Department on such items until full close out completed. - Management of team of individuals managing projects for Default and monthly reporting to VP Default Business Controls outlining progress to deadlines and goals identified - Liaison with Corporate Analytics and Default businesses for the purpose of report and dashboard development, technical solutions to assist Default teams with management and oversight of processes. - As needed, oversight and support for quarterly code cross initiatives, script testing, system enhancement submission and tracking - Work collaboratively across all departments of Default to help improve the execution of projects managed; establish partnerships required to effectively execute - Management of default letter updates; cost analysis to identify ways to reduce costs/frequency of letters being sent - Development and maintenance of department Sharepoint sites - Maintenance of policies and procedures used - Establishment of SLAs, performance reporting and staff scorecards - Conduct staff training and coaching; conduct regular team meetings - Comply with all company policies and procedures. - Maintain regular and punctual attendance. Other Job Duties and Responsibilities: Performs other related duties as assigned. Supervisory Responsibilities: This position has direct reports. Manages staff and carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems. Qualifications: To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. - Knowledge of the life of a loan through the default mortgage process, preferably in foreclosure or bankruptcy - Knowledge of service transfer processing and requirements to ensure compliance to CFPB and other applicable regulations - Ability to review legal/regulatory updates and/or investor/insurer guidelines to understand change needed for compliance - Ability to communicate with leaders at all levels across the organization and hold them accountable to deadlines - Effective time management & organizational skills, proven experience providing highest level of customer service to internal & external clients Education and/or Experience: - Bachelor’s Degree from a Four (4) year College or University preferred and 5 to 8 years of experience or equivalent combination of education and experience required - 8 years of experience preferred - Experience in managing tasks associated with service transfers (inbound and outbound) - Experience understanding legal updates/compliance requirements - Prior experience in the mortgage industry - 2 to 4 years of supervisory experience Certificates, Licenses, Registrations: None Required Work Complexity: Problems and issues faced are moderately complex. Problems typically impact own department and maybe other departments. Problems are typically solved through drawing from prior experience and analysis of issues. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is normally performed in a typical interior office work environment which does not subject the employee to any hazardous or unpleasant elements. The noise level in the work environment is usually moderate. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Equal Employment Opportunity: The company is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws. Americans with Disabilities Act: Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law. Job Responsibilities: The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. The company may change the specific job duties with or without prior notice based on the needs of the organization.