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Founded in 1966, Mastercard is a worldwide transaction, payment-processing, and consulting company best known for its line of personal and business credit cards. As an employer, Ma
Sr. Principal Software Engineer
Location
United States
Posted
93 days ago
Salary
0
Seniority
Lead
No structured requirement data.
Job Description
Sr. Principal Software Engineer
Mastercard
Job Title: Sr. Principal Software Engineer Overview: Role Overview As a Sr. Principal Engineer in the AI & Data Platform Engineering organization, you will provide technology leadership and strategic influence across enterprise-scale initiatives for the next generation Decision Management Platform. With deep architectural expertise and ability to collaborate across the organization, you will have the ability to drive innovation and engineering excellence. Key areas of focus include leveraging disruptive technologies in the real time AI inferencing and decisioning domain to improve product effectiveness, increase business agility, increase technical resilience and scalability, and lower cost of ownership. You will work closely with the technology executive, senior leaders and engineers to play an important pivotal role in shaping the overall AI & DPE technology strategy for the wider AI & DPE team. Key Responsibilities: Enterprise Architecture & Technical Leadership • Lead architectural design for complex, enterprise-wide initiatives involving multiple services, programs, and high-scale decisioning workloads. • Define service interactions, data flows, dependency models, and architecture policies that ensure scalability, resiliency, and security. • Partner with business and product leaders to architect new services that enable innovative Mastercard products and decision capabilities. Customer Experience & Platform Strategy • Improve the end-to-end experience of internal and external customers across services and applications. • Simplify and optimize architecture strategies to balance cost efficiency, performance, and functional requirements. • Apply expert-level technical judgment to guide trade-offs in large-scale design and implementation. Thought Leadership & Influence • Drive engineering best practices, software craftsmanship, and architectural rigor across the organization. • Represent the engineering organization through technical presentations, publications, and internal knowledge-sharing sessions. • Participate in Principal-level architecture reviews and address complex enterprise-wide technical challenges. Collaboration & Knowledge Sharing • Work across organizational boundaries to identify integration opportunities, reduce redundancy, and drive platform cohesion. • Mentor engineers and rising architects to elevate technical expertise and leadership within the organization. • Promote knowledge sharing across guilds, programs, and engineering communities. Talent & Culture • Conduct deep technical interviews and help identify candidates who raise the engineering bar. • Champion behaviors that support a culture of excellence, inclusivity, and accountability. Qualifications: • Extensive hands-on software engineering experience building and architecting distributed systems or real-time processing platforms. • Deep architectural expertise in large-scale, high-throughput systems, including end-to-end service design, data flows, and dependency modeling. • Strong experience with cloud and data platform technologies, real-time decisioning, and enterprise-grade system reliability and security. • Prior work integrating AI/ML or analytic models into production systems, especially for real-time or near real-time workloads. • Demonstrated ability to lead complex technical designs, influence cross-functional engineering teams, and guide platform-wide architectural decisions. • Strong problem-solving, communication, and technical leadership skills, with experience mentoring senior engineers. Preferred Qualifications • Experience with high-volume transactional systems, business rules management platforms, or real-time streaming pipelines. • Background working with large in-memory data grids, rule engines, or decisioning engines. • Experience contributing to organizational standards, technical publications, or architecture communities of practice. • Prior work in environments involving regulated data, compliance constraints, or high-availability requirements. #LI-TE1 Job Posting Window Posting windows may change based on the volume of applications received and business necessity. Candidates are encouraged to apply expeditiously. To find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab.
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Software Engineer II (Remote)
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Principal Software Engineer, Toast IQ
ToastWe empower the restaurant community to delight guests, do what they love, and thrive.
Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy. Toast IQ has landed with our users with much excitement and an appetite for us to deliver more capabilities across the entire Toast ecosystem. We believe that if we do our job right, restaurants using Toast IQ will spend less hours on operations, make better margins, generate more revenue, and have a better guest and employee experience, compared to other restaurants outside and within the Toast ecosystem. This role includes responsibility for the experience delivered to our end users, the services backing that experience, and the integrations to other Toast products. 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We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture. Our Total Rewards Philosophy We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits. #LI-REMOTE The base salary range for this role is listed below. The starting salary will be determined based on skills and experience. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions, if eligible), benefits, and equity (if eligible). Pay Range $200,000—$320,000 USD How Toast Uses AI in its Hiring Process Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast. Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com. ------ For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Sr. Principal Software Engineer
MastercardFounded in 1966, Mastercard is a worldwide transaction, payment-processing, and consulting company best known for its line of personal and business credit cards. As an employer, Ma
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Sr. Principal Software Engineer Role Overview As a Sr. Principal Engineer in the AI & Data Platform Engineering organization, you will provide technology leadership and strategic influence across enterprise-scale initiatives for the next generation Decision Management Platform. With deep architectural expertise and ability to collaborate across the organization, you will have the ability to drive innovation and engineering excellence. Key areas of focus include leveraging disruptive technologies in the real time AI inferencing and decisioning domain to improve product effectiveness, increase business agility, increase technical resilience and scalability, and lower cost of ownership. You will work closely with the technology executive, senior leaders and engineers to play an important pivotal role in shaping the overall AI & DPE technology strategy for the wider AI & DPE team. Key Responsibilities: Enterprise Architecture & Technical Leadership• Lead architectural design for complex, enterprise-wide initiatives involving multiple services, programs, and high-scale decisioning workloads.• Define service interactions, data flows, dependency models, and architecture policies that ensure scalability, resiliency, and security.• Partner with business and product leaders to architect new services that enable innovative Mastercard products and decision capabilities. Customer Experience & Platform Strategy• Improve the end-to-end experience of internal and external customers across services and applications.• Simplify and optimize architecture strategies to balance cost efficiency, performance, and functional requirements.• Apply expert-level technical judgment to guide trade-offs in large-scale design and implementation. Thought Leadership & Influence• Drive engineering best practices, software craftsmanship, and architectural rigor across the organization.• Represent the engineering organization through technical presentations, publications, and internal knowledge-sharing sessions.• Participate in Principal-level architecture reviews and address complex enterprise-wide technical challenges. Collaboration & Knowledge Sharing• Work across organizational boundaries to identify integration opportunities, reduce redundancy, and drive platform cohesion.• Mentor engineers and rising architects to elevate technical expertise and leadership within the organization.• Promote knowledge sharing across guilds, programs, and engineering communities. Talent & Culture• Conduct deep technical interviews and help identify candidates who raise the engineering bar.• Champion behaviors that support a culture of excellence, inclusivity, and accountability. Qualifications:• Extensive hands-on software engineering experience building and architecting distributed systems or real-time processing platforms.• Deep architectural expertise in large-scale, high-throughput systems, including end-to-end service design, data flows, and dependency modeling.• Strong experience with cloud and data platform technologies, real-time decisioning, and enterprise-grade system reliability and security.• Prior work integrating AI/ML or analytic models into production systems, especially for real-time or near real-time workloads.• Demonstrated ability to lead complex technical designs, influence cross-functional engineering teams, and guide platform-wide architectural decisions.• Strong problem-solving, communication, and technical leadership skills, with experience mentoring senior engineers. Preferred Qualifications• Experience with high-volume transactional systems, business rules management platforms, or real-time streaming pipelines.• Background working with large in-memory data grids, rule engines, or decisioning engines.• Experience contributing to organizational standards, technical publications, or architecture communities of practice.• Prior work in environments involving regulated data, compliance constraints, or high-availability requirements. #LI-TE1 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: - Abide by Mastercard's security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach, and - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges New York City, New York: $254,000 - $407,000 USD Austin, Texas: $212,000 - $339,000 USD Chicago, Illinois: $212,000 - $339,000 USD O'Fallon, Missouri: $212,000 - $339,000 USD Remote - Illinois: $212,000 - $339,000 USD Remote - Washington: $212,000 - $339,000 USD San Francisco, California: $254,000 - $407,000 USD Job Posting Window Posting windows may change based on the volume of applications received and business necessity. Candidates are encouraged to apply expeditiously.



