• Partner with production teams on account management, renewal negotiations, special projects, and resolution of risk control issues, working closely with other Brown & Brown teammates. • Provide risk control services including consulting, training, group presentations, hazard analysis, and regulatory assessments. • Oversee carrier risk control representatives and third-party safety vendors in the development and execution of risk control programs and services. • Conduct assessments for workers’ compensation, general liability, and auto liability to support safety, risk management, and regulatory compliance. • Manage multiple projects and tasks simultaneously with flexibility and efficiency. • Maintain up-to-date knowledge of clients’ business operations, goals, and programs. • Continuously expand expertise in policy coverage, regulatory requirements, and industry risk control trends. • Operate within a continuous improvement framework to enhance service delivery and outcomes. • Other duties as assigned.

• Support colleagues with project tasks and deliverables • Help with administrative duties, such as scheduling meetings or preparing reports • Conduct research and analysis on topics relevant to the department • Contribute to the development and execution of projects • Prepare and organize data for presentations and reports • Participate in team meetings and brainstorming sessions • Communicate ongoing progress related to currently assigned tasks and assist with day-to-day operations.

• Manages a portfolio of governance and control activities for moderately complex or high-risk business or functional area • Implements policies/processes and/or initiatives to meet governance and control guidelines • Acts as a technical lead on key control initiatives focusing on regulatory Governance, Risk and Internal Control (GRIC) lifecycle management • Manages a portfolio of Privacy Impact Assessments and Privacy Events for Consumer Bank • Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity

About ClarityPay: We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time. We're a fast‑growing fintech empowering enterprise merchants with smarter, more adaptive pay‑over‑time solutions. From point‑of‑sale financing to “Buy Now, Pay Later” programs and loyalty‑integrated offers, we’re building configurable credit tools that help businesses serve more of their customers. We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience. Role Overview: As Director of Risk Management , you will lead credit strategy and portfolio performance oversight across ClarityPay’s Pay Over Time lending solutions. You’ll own the design and execution of scalable, data-driven risk frameworks that fuel growth while protecting our capital. You’ll collaborate cross-functionally with Data, Product, and Revenue teams to strengthen our underwriting, exposure, fraud, and repayment strategies—balancing innovation with rigor and compliance. This is a senior, high-impact role well-suited for a strategic thinker with deep credit risk experience in fintech or lending. In this role, you will… Own and evolve the risk strategy across the lifecycle: onboarding, limit assignment, early-stage collections, and default management Partner with engineering and data teams to build resilient, automated decision systems Develop and monitor risk KPIs across products and merchant portfolios Guide the implementation of credit policies and early warning frameworks Ensure strong regulatory and governance standards, working closely with legal and compliance leads Represent the Risk function in cross-functional initiatives and leadership discussions Lead, mentor, and grow a team of analysts and risk managers Qualifications: Competitive compensation and equity package Comprehensive benefits (medical, dental, vision) Collaborative, fast-paced team with strong product and growth orientation Opportunities to grow, lead, and shape the future of consumer finance 401(k) program Role Details: We are a remote-first team, with a preference for candidates based in the U.S. Hybrid options available for those located in NYC or Atlanta This role reports to the Chief Credit Officer Salary: $120,000 to $200,000 Ready to redefine consumer lending with us? Apply today and join a passionate team committed to making financial clarity a reality. ClarityPay is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.