Senior Actuarial Analyst DRIVE PROFITABLE GROWTH FOR THE BUSINESS About At-Bay At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever. At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies. Why you should join our Actuarial Pricing team: As an Senior Actuarial Analyst on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth. You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Actuarial Director. You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk. Role overview: Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep cyber and tech knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business. You will manage the overall program profitability, improve pricing accuracy, and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for leading and supporting a wide variety of pricing and underwriting related initiatives, quantifying the impacts and implications of those initiatives on the business and identifying ways to the overall economics of the business. How you’ll make an impact: By 3 months… You’ll understand At-Bay’s internal data structure and develop key relationships across the business You’ll have reviewed the existing Cyber and Tech E&O product structures, related tools, and related data sources to track and analyze product performance You’ll have completed a quarterly rate indication and presented your recommendation to key stakeholders You’ll identify areas of improvement in our systems and processes By 6 months... You’ll have developed a proposal to modify the Cyber rate plan and have evaluated the proposal will have on the business You’ll have improved the depth and efficiency of the existing rate indication process via automation and/or innovation You’ll have analyzed customer acquisition and retention data to improve At-Bay’s ability to understand the economics of the business You’ll help coach team members and key to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business What you’ve accomplished already: You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and communicated the results to leadership You’ve worked cross-functionally with underwriting, product management, data science, claims or other analytical departments to solve complex business problems You’ve developed tools to automate existing processes and/or improve visibility into the performance of the products You’ve analyzed competitor rating plans and interpreted the results to improve your pricing and/or underwriting structures You’ve passed 4+ exams in pursuit of your ACAS, FCAS, or other equivalent designation You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R Our estimated base pay range for this role is $120,000-135,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent. #LI-DNI #LI-LM1

• Lead pricing strategy development for federal opportunities, primarily FFP contracts. • Analyze solicitation requirements (RFPs, RFQs, RFIs) to design competitive, compliant pricing models. • Advise Capture and Executive leadership on pricing approaches, competitive positioning, and risk mitigation. • Support Bid/No-Bid decisions with financial and risk analysis. • Develop detailed pricing models, cost narratives, and supporting documentation. • Build bottoms-up estimates using labor mix modeling, historical data, and competitive intelligence. • Ensure compliance with applicable federal regulations, including: • Defense Federal Acquisition Regulation Supplement (DFARS), where applicable. • Prepare price volumes in accordance with Section L & M instructions. • Support cost realism analyses and price-to-win assessments. • Evaluate cost assumptions, escalation factors, indirect rates, and fee structures. • Analyze risk exposure in FFP environments (e.g., scope creep, labor volatility, supply chain risks). • Recommend margin strategies aligned with company financial objectives. • Ensure alignment with approved forward pricing rate agreements (FPRAs), if applicable. • Ensure proposals meet audit readiness standards (e.g., DCAA expectations). • Maintain documentation supporting pricing assumptions and methodologies. • Support fact-finding, negotiations, and post-submission clarifications.

• Serve as the primary pricing contract for all strategic deals, RFPs, renewals, and non-standard pricing requests across DISA’s platforms. • Work closely with the sales team to develop and approve pricing strategies for new deals, ensuring they align with company policies and objectives. • Generate and review quotes to ensure accuracy and profitability. • Lead cross-functional deal reviews with Sales, Legal, Finance, and Product teams to ensure pricing aligns with profitability and compliance thresholds. • Support customer-facing negotiations through pricing insights and structured rationale. • Establish deal desk playbooks, approval workflows, and escalation paths to standardize pricing governance. • Provide support to the sales team by answering pricing and deal-related inquiries, offering guidance on deal structuring, and assisting with the preparation of sales proposals. • Own pricing workflows within Salesforce CRM; configure approval logic, track deal performance, and maintain pricing-related fields. • Collaborate with Sales Ops to ensure pricing logic is aligned across quoting tools and proposal templates. • Conduct deep-dive pricing and margin analysis using internal and external data to inform strategy. • Leverage competitive intelligence to benchmark rates and identify margin opportunities. • Maintain and evolve a centralized database of historical pricing, client segmentation, and elasticity patterns. • Define and enforce pricing guardrails, discount thresholds, and approval matrices across all product lines. • Partner with Legal and Compliance to ensure all pricing agreements meet regulatory and contractual requirements. • Identify opportunities for policy simplification, automation, and improved adherence to pricing standards. • Design and iterate pricing models across subscription, usage-based, and pass-through fee structures. • Recommend improvements to existing pricing levers, discounts, and contract structures based on ROI and customer behavior. • Other duties as assigned.

• Collaborate closely with the finance, supplier success, and marketing departments to formulate well-informed pricing strategies that align with financial objectives and market dynamics. • Analyze historical financial data, cost structures, and industry trends to provide informed recommendations for pricing decisions; work in SQL and Looker to analyze large sets of data. • Create financial models to assess the financial impact of various pricing scenarios on revenue, margin, and profitability; integrate cost components into pricing models to ensure precise pricing calculations. • Work in collaboration with finance professionals to evaluate the potential effect of pricing changes on overall profitability and the company's financial health. • Monitor the financial performance of implemented pricing strategies, analyzing actual outcomes against projected results; make recommendations for necessary adjustments based on observed performance. • Communicate pricing rationale and financial implications persuasively to stakeholders across functions. • Ensure the accuracy and integrity of financial and pricing data used in analysis and decision-making by implementing rigorous data validation processes and quality checks.