UMB Bank

• Develop and review financial models for CLO’s and related transactions • Configure models based on documentation specifications • Maintain automated processes that streamline functionality • Partner with the Relationship Managers to ensure the modeling & resulting data match client expectations • Build templates that generate the monthly compliance and quarterly waterfall reports • Provide continuous maintenance and support of both deal modeling and reporting • Identify and communicate any potential gaps with current systems and processes

Role Description The Credit Administration team is responsible for company-wide credit oversight, including credit quality, policy, administration, and credit-related processes, with a focus on loan portfolio management and reporting, including segmentation and assessment of our exposures under normal and stressed scenarios. Within Credit Administration, the Appraisal Review team supports Commercial, Small Business, and Consumer Lending. As a Senior Commercial Review Appraiser, you will ensure compliance with the valuation of real property as outlined in federal regulations and bank policy in order to mitigate risk. How you will spend your time: - Solicit bids from qualified appraisers, engage appraisals, and act as liaison during the appraisal process with appraisers and internal customers. - Complete internal evaluations and validations of commercial real estate properties. - Review and validate appraisals of complex and higher-risk commercial property types. Qualifications - Bachelor’s degree. - Minimum of five (5) years of experience in appraising and/or reviewing appraisals for commercial and/or residential real estate properties. - State certified general commercial appraiser. - Demonstrated ability to effectively apply bank policy and regulatory requirements to daily responsibilities. Requirements Compensation Range: $83,200.00 - $178,800.00 The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Benefits - Paid Time Off - 401(k) matching program - Annual incentive pay - Paid holidays - Comprehensive company-sponsored benefit plan including medical, dental, vision, and other insurance coverage - Health savings, flexible spending, and dependent care accounts - Adoption assistance - Employee assistance program - Fitness reimbursement - Tuition reimbursement - Associate wellbeing program - Associate emergency fund - Various associate banking benefits Benefit offerings and eligibility requirements vary.

• Build relationships and continuously engage with customers to provide support and resolve both routine and complex requests • Review transaction structures and legal documents to ensure operational mechanics are appropriate • Collaborate with internal groups across UMB’s Corporate Trust teams to ensure client accounts are compliant and administered properly

• Originate new public finance business primarily in the assigned geographical/line of business market • Prepare written proposals and pitch books • Make presentations to prospective and existing client base • Manage public finance negotiated underwritings and private placements • Prepare credit and bond sizing analysis for prospective transactions • Manage rating presentations and coordinate work flow through negotiation and settlement of transactions • Work with key personnel within UMB Public Finance and Municipal Bond departments to identify marketing opportunities • Achieve performance metrics, customer retention goals, and new business revenue targets • Actively engage in the future success to ensure existing products are robust and work jointly to selectively establish new product/solution offerings • Balance the needs of the customer and UMB in both profitability and the risk guidelines and guide the team in these areas • Carry out supervisory responsibilities in accordance with the organization's policies and applicable laws

• Responsible for the management, training, coaching and development for assigned region of Corporate Trust Relationship Managers • Serve as Lead Administrator for largest/key complex accounts • Ensure high quality fiduciary services • Manage and provide guidance and direction to staff • Conduct performance reviews and recommend discipline as needed • Assign and adjust staff workloads • Responsible for interviewing, hiring & training • Resolve ALL administrative issues and provide support to any level client staff • Provide guidance to junior staff • Operate independently to service largest clients and resolve complex issues • Supports existing institutional/corporate trust accounts including billing for administrative fees

• Provide administrative support to sales associates and provide customer service to internal and external clients within Asset Management • Work with high production volume and the most sensitive external clients • Buy, sell and trade securities, as well as take and place securities orders as directed • Run self-service analyses, look for and executing on trading opportunities • Provide training and mentoring to lower-level associates • Mentor and train new sales associates • Develop and execute customer-approved investment strategies • Open new securities accounts • Respond to customer service problems/questions from internal and external sources in a professional and timely manner • Complete necessary documentation/research for any account maintenance changes and ensure that the change is completed • Take and place orders, provide market and account information, document preparations, mailing, submission and filing • Prepare and deliver customer analysis, reports and communications • Interact with partners in various areas in operating to ensure accurate set up of new account services, resolve operational problems, process various money movements/transactions, wire transfers, fraud and investigation • Build positive relationships with coworkers and clients conducive to obtaining referrals and new business generation • Responsible for all documentation required to meet compliance standards and Bank regulations • Process all expense reports and mileage reports monthly • Successfully navigate and transact within the appropriate computer system • May work on multiple systems across different lines of business within Asset Management • May support multiple lines of business across IBD • May work on special projects • Other projects as assigned

• Extensive in-house training throughout the Capital Markets Division (CMD) • Rotations in difference areas of the division may run from 1 day to 6 months or longer • Training schedules and progress discussions will be held throughout the training process • Obtain extensive knowledge about the capital markets and fixed income markets • Have a full understanding of the products and services offered through the CMD

• Manage a portfolio and have a secondary focus on selling deeper into the customer relationship • Partner with other officers to effectively administer the management of assigned commercial banking relationships • Maintain a portfolio by calling on existing customers to expand existing business, ensure excellent client relations & proper servicing of account(s), and ensure the portfolio's credit quality • Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with other officers or direct correspondence with clients • Perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times • Serve as a conduit for all product lines and match client needs with appropriate products • Proactively look for cross selling opportunities on bank products

Role Description The Corporate Trust Associate Relationship Manager role supports our Corporate Trust team by partnering with Relationship Managers and working with clients to deliver the unparalleled customer experience. This role is responsible for: - Administrative support to existing corporate trust clients - Responding to client inquiries - Providing overall assistance to the Relationship Management team, including: - Compiling performance data - Record keeping - Coordinating activities with operations staff - Working with custodian banks and client staff - Resolving administrative and operations problems - Ability to expand in client contact and complexity of tasks - Participating in cross training to learn other Corporate Trust roles Working in the Corporate Trust group can be fun, challenging, meaningful, and very team oriented. We perform at a high level for our clients and believe that relationships both internally and externally are key to UMB’s success. It is an environment where the associates take pride in their work, support each other, provide the resources needed to succeed, and always work as a team. Our team has a strong background in the industry and we are always happy to share our knowledge and help those around us grow! How you’ll spend your time: - Collaborating with Relationship Managers to provide administrative support to Corporate Trust clients - Using Microsoft products and UMB systems to maintain records and execute client requests with high attention to detail - Using communication skills to interact with client teams and internal groups to identify and provide solutions Qualifications - Bachelor’s degree or equivalent work experience - Five (5)+ years related work experience Requirements - Compensation Range: $43,000.00 - $95,170.00 - The posted compensation range represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. - This range does not encompass the full earning potential for this role. Benefits - Paid Time Off - 401(k) matching program - Annual incentive pay - Paid holidays - Comprehensive company-sponsored benefit plan including medical, dental, vision, and other insurance coverage - Health savings, flexible spending, and dependent care accounts - Adoption assistance - Employee assistance program - Fitness reimbursement - Tuition reimbursement - Associate wellbeing program - Associate emergency fund - Various associate banking benefits

Title: SOA Systems Engineer (MQ/DP/IIB) Location: Kansas City United States Job Description: The SOA (Service Oriented Architecture) Infrastructure team provides support for our IBM products/appliances (i.e. DataPower, MQ, IIB) that are widely used in the banking and financial services industry to provide services such as authentication, authorization, API management, message translation, and message queueing. These services together represent the platform upon which web services can quickly and easily be developed and accessed/consumed both by internal applications or external clients. The team ensures this platform is performing at peak capacity to avoid any business disruption. As a SOA Systems Engineer, you will be part of a team involved in making sure these services are functioning properly through successful performance and coordination of activities involving triage / troubleshooting, patching, and software implementations / upgrades just to name a few. This is a subset of the overall responsibilities which will include multiple initiatives assigned by IT leadership. This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area. However, the remote location must be within the US. How you will spend your time: - Work closely with all levels of IT to coordinate the service support and delivery of middleware technologies with multiple teams from application development to infrastructure. - Coordinate, escalate, resolve, and close issues from service requests to change management assigned to the SOA Infrastructure team. - Assist and champion triage and troubleshooting of production and non-production middleware/SOA technologies. - Perform patching, software implementation, and upgrades. We are excited to talk if you have: - At least 3 years of experience in a SOA infrastructure environment working with IBM technologies (i.e. IIB, MQ, DataPower). - Experience in production support maintaining middleware systems from software implementation / upgrades to troubleshooting. - Exposure to architectural design specifically layout / configuration of different components to provide a robust, reliable and efficient platform to support a required volume of banking transactions. Bonus Points if you have: - Banking or financial services industry experience. Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position. Compensation Range: $83,200.00 - $178,800.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.