Pennymac

Role Description The Staff Appraiser will be responsible for performing desk review analysis on the property valuation products ordered by Pennymac for its business transactions. As the Appraiser, you will work with appraisal management companies to perfect property valuations as needed. - Perform desk review of property valuation products and justify in writing any value conclusions that differ from the valuation - Provide guidance to other staff members regarding property valuation strategies - Meet all service levels pertaining to the property valuation strategies - Keep management apprised of any concerns regarding the performance of an appraiser, the appraisal management company or any part of the property valuation process - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values Qualifications - Bachelor’s degree or equivalent work experience - 5+ years of relevant work experience - Current certification to perform residential appraisals - Prior field experience performing residential property appraisals - Functional understanding of USPAP regulations Benefits - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships Compensation Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary: $50,000 - $75,000 Work Model REMOTE

Role Description The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. As the Underwriter, you will be held accountable for quality and accuracy of decisions. - Decisions full range of mortgage loans, preferably including FHA loans - Review all mortgage applications and documentation for accuracy and completeness - Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues - Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials - Approve or deny mortgages on a timely basis - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values Qualifications - Bachelor’s degree or equivalent work experience - 3+ years of mortgage underwriting experience required - Solid knowledge of mortgage underwriting and of basic automated underwriting systems - Proficiency with basic automated underwriting systems - Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act - Knowledge of state and federal agency mortgage loan guidelines and regulations helpful Benefits - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships Compensation Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary: $55,000 - $85,000 Work Model REMOTE

Role Description The Staff Appraiser will be responsible for performing desk review analysis on the property valuation products ordered by Pennymac for its business transactions. As the Appraiser, you will work with appraisal management companies to perfect property valuations as needed. - Perform desk review of property valuation products and justify in writing any value conclusions that differ from the valuation. - Provide guidance to other staff members regarding property valuation strategies. - Meet all service levels pertaining to the property valuation strategies. - Keep management apprised of any concerns regarding the performance of an appraiser, the appraisal management company or any part of the property valuation process. - Perform other related duties as required and assigned. - Demonstrate behaviors which are aligned with the organization’s desired culture and values. Qualifications - Bachelor’s degree or equivalent work experience. - 5+ years of relevant work experience. - Current certification to perform residential appraisals. - Prior field experience performing residential property appraisals. - Functional understanding of USPAP regulations. Benefits - Comprehensive Medical, Dental, and Vision. - Paid Time Off Programs including vacation, holidays, illness, and parental leave. - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations). - Retirement benefits, life insurance, 401k match, and tuition reimbursement. - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships. Compensation Individual salary may vary based on multiple factors including specific role, geographic location/market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role. - Mid-range - Experience and skills align with proficiency in the role. - Higher in range - Experience and skills add value above typical requirements of the role. Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary: $50,000 - $75,000 Work Model REMOTE

Role Description The Servicing Litigation Supervisor will manage key metrics related to servicing litigation, which includes but may not be limited to the following teams: Contested Matters, Title Matters, Mediation and/or Court appearances; department performance, implementation of department strategies/procedures, and respond to inquiries related to customers/vendors/investors/regulatory agencies. As the Litigation Supervisor, you will interface with other divisions in servicing to ensure upstream/downstream processes are appropriate. - Travel and appear as needed in Court-related matters to support operational success - Provide testimony on contested matters, title curative, defense litigation, mediation and bankruptcy matters - Support the servicing of mortgage loans - Support business leaders to identify/support processes at the operational level - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values Qualifications - Bachelor’s degree or equivalent work experience - 5+ years of relevant work experience - In-depth understanding of state by state foreclosure rules, mediation experience/exposure, and ability to make appearances in Court-related matters - Understanding of GSE/insurer servicing guidelines - Highly proficient in Excel and Word - Financial Services and, if possible, corporate witness experience preferred Benefits - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships Compensation Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary: $65,000 - $100,000 Work Model REMOTE

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Senior Underwriter will be responsible for underwriting agency, jumbo, and FHA loans to established company and investor guidelines. As the Underwriter, you must be able to clearly communicate underwriting decisions and stipulations to sales, processing staff and Clients. The Senior Underwriter will: - Review all mortgage applications and documentation for accuracy and completeness - Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE or HUD specific requirements - Input all required information into underwriting module accurately and within established time frames - Compliance reviews that fall into the Underwriting purview must be accurately performed and escalated as required - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values What You’ll Bring - 2+ years experience at underwriting borrowers with complex financial and income statements - 2+ years experience preparing cash flows on partnerships, s-corporations and corporations - Experience working with automated loan origination systems - Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector - Knowledge of mortgage lending laws and regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $65,000 - $100,000 Work Model REMOTE

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. As the Underwriter, you will be held accountable for quality and accuracy of decisions. The Underwriter will: - Decisions full range of mortgage loans, preferably including FHA loans - Review all mortgage applications and documentation for accuracy and completeness - Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues - Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials - Approve or deny mortgages on a timely basis - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values What You’ll Bring - Bachelor’s degree or equivalent work experience - 3+ years of mortgage underwriting experience required - Solid knowledge of mortgage underwriting and of basic automated underwriting systems - Proficiency with basic automated underwriting systems - Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act - Knowledge of state and federal agency mortgage loan guidelines and regulations helpful Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $55,000 - $85,000 Work Model REMOTE

PENNYMAC Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Bilingual Mortgage Loan Officer is to serve as a trusted financial consultant to our Limited English Proficiency customers, engaging existing customers in our $700B+ serviced portfolio via phone to help them achieve their current and future home financing goals. The average estimated salary plus incentives for this position is $184,500 to $249,000 with uncapped potential earnings. This position is designed for licensed professionals who excel at building relationships and providing clear, ethical guidance. You will be provided a steady flow of high-quality, warm inbound leads primarily from our existing Pennymac customer base with no cold calling or self sourced lead generation. You will utilize a cutting-edge loan origination system to serve customers with efficiency and speed and drive your business forward. As a Bilingual Mortgage Loan Officer, your primary focus is to improve the customer's financial situation through expert advice and product solutions: - Serve as a trusted advisor: Build rapport, evaluate customer needs and take a consultative approach toward customizing the best solution to improve their overall financial situation while leveraging our large suite of first and second mortgage products. - Provide tailored solutions: Recommend the loan solutions that best improve the customer's overall financial position and clearly explain how our competitive offer meets their specific needs. - Guide customers through the application process: Assist applicants through the entire application process, disclosure review, secure pricing and submit the loan to operations. - Pipeline Management: Manage pipeline activities efficiently while meeting production goals and maintaining strict adherence to all compliance requirements and lending regulations. - Service Excellence: As a representative of one of the largest residential mortgage lenders in the U.S., maintain a "Best in Class" experience to every caller, reflecting the organization’s culture and values. What Makes This Role Different - New Hire Training: A robust 6-week training program, including taking sales calls for the final 3 weeks allowing for a quick ramp up to building a pipeline and earnings. - Warm Leads: A high volume of high-quality, inbound leads primarily from existing Pennymac customers - Cutting Edge Origination System: Designed for speed and efficiency, empowers our loan officers and simplifies the end to end process. - Highly competitive products and rates: Access to a full suite of first and second mortgage products with highly competitive mortgage rates to provide the best solutions for each customer. - Career Trajectory: Substantial career growth and development opportunities within a large, well-rounded organization (Retail, Correspondent, Wholesale and Servicing). - Join a purpose-driven team. Transform the future of homeownership - and your career! What You’ll Bring - 1+ years of origination and lending experience - Excellent bilingual (Spanish) proficient interpersonal, written, and verbal communication skills - Must have current UST License - Ability to multitask, work in a fast paced environment while navigating through different system applications and software - Great sense of responsibility and organization - Strong attention to detail and ability to work independently - Team player, works well with others and willing to assist peers - Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $62,000 - $250,000 Work Model REMOTE

PENNYMAC Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Bilingual Mortgage Loan Officer is to serve as a trusted financial consultant to our Limited English Proficiency customers, engaging existing customers in our $700B+ serviced portfolio via phone to help them achieve their current and future home financing goals. The average estimated salary plus incentives for this position is $184,500 to $249,000 with uncapped potential earnings. This position is designed for licensed professionals who excel at building relationships and providing clear, ethical guidance. You will be provided a steady flow of high-quality, warm inbound leads primarily from our existing Pennymac customer base with no cold calling or self sourced lead generation. You will utilize a cutting-edge loan origination system to serve customers with efficiency and speed and drive your business forward. As a Bilingual Mortgage Loan Officer, your primary focus is to improve the customer's financial situation through expert advice and product solutions: - Serve as a trusted advisor: Build rapport, evaluate customer needs and take a consultative approach toward customizing the best solution to improve their overall financial situation while leveraging our large suite of first and second mortgage products. - Provide tailored solutions: Recommend the loan solutions that best improve the customer's overall financial position and clearly explain how our competitive offer meets their specific needs. - Guide customers through the application process: Assist applicants through the entire application process, disclosure review, secure pricing and submit the loan to operations. - Pipeline Management: Manage pipeline activities efficiently while meeting production goals and maintaining strict adherence to all compliance requirements and lending regulations. - Service Excellence: As a representative of one of the largest residential mortgage lenders in the U.S., maintain a "Best in Class" experience to every caller, reflecting the organization’s culture and values. What Makes This Role Different - New Hire Training: A robust 6-week training program, including taking sales calls for the final 3 weeks allowing for a quick ramp up to building a pipeline and earnings. - Warm Leads: A high volume of high-quality, inbound leads primarily from existing Pennymac customers - Cutting Edge Origination System: Designed for speed and efficiency, empowers our loan officers and simplifies the end to end process. - Highly competitive products and rates: Access to a full suite of first and second mortgage products with highly competitive mortgage rates to provide the best solutions for each customer. - Career Trajectory: Substantial career growth and development opportunities within a large, well-rounded organization (Retail, Correspondent, Wholesale and Servicing). - Join a purpose-driven team. Transform the future of homeownership - and your career! What You’ll Bring - 1+ years of origination and lending experience - Excellent bilingual (Spanish) proficient interpersonal, written, and verbal communication skills - Must have current UST License - Ability to multitask, work in a fast paced environment while navigating through different system applications and software - Great sense of responsibility and organization - Strong attention to detail and ability to work independently - Team player, works well with others and willing to assist peers - Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $62,000 - $250,000 Work Model REMOTE

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Senior Underwriter will be responsible for underwriting agency, jumbo, and FHA loans to established company and investor guidelines. As the Senior Underwriter, you must have the ability to clearly communicate underwriting decisions and stipulations to sales, processing staff and Clients. The Senior Underwriter will: - Review to insure GSE requirements have been met on all conforming loans as well as PNMAC overlays - Review to insure all HUD requirements met on FHA loans, loan is insurable and PNMAC overlays applied - Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE or HUD specific requirements - Input all required information into underwriting module accurately and within established time frames - Support Operations, Sales and Clients in conveying PNMAC underwriting philosophy and education - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values What You’ll Bring - 2+ years of experience at underwriting borrowers with complex financial and income statements - 2+ years of experience preparing cash flows on partnerships, s-corporations and corporations - Experience working with automated loan origination systems - Proficiency with automated underwriting systems - Knowledge of mortgage lending laws and regulations - Must be highly proficient in Excel and Word Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $65,000 - $100,000 Work Model REMOTE

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Senior Underwriter will be responsible for underwriting agency, jumbo, and FHA loans to established company and investor guidelines. As the Underwriter, you must be able to clearly communicate underwriting decisions and stipulations to sales, processing staff and Clients. The Senior Underwriter will: - Review all mortgage applications and documentation for accuracy and completeness - Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE or HUD specific requirements - Input all required information into underwriting module accurately and within established time frames - Compliance reviews that fall into the Underwriting purview must be accurately performed and escalated as required - Perform other related duties as required and assigned - Demonstrate behaviors which are aligned with the organization’s desired culture and values What You’ll Bring - 2+ years experience at underwriting borrowers with complex financial and income statements - 2+ years experience preparing cash flows on partnerships, s-corporations and corporations - Experience working with automated loan origination systems - Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector - Knowledge of mortgage lending laws and regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: - Comprehensive Medical, Dental, and Vision - Paid Time Off Programs including vacation, holidays, illness, and parental leave - Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) - Retirement benefits, life insurance, 401k match, and tuition reimbursement - Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: https://pennymacnews.page.link/benefits For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: - Lower in range - Building skills and experience in the role - Mid-range - Experience and skills align with proficiency in the role - Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $65,000 - $100,000 Work Model REMOTE