Palomar

Role Description We are seeking a driven, curious, and adaptable Actuarial Analyst to join our reserving team. The strongest candidates are problem solvers who enjoy working with data, pick up new methods quickly, and shift their approach to whatever best solves the problem rather than anchoring on a single tool. You will work closely with a small, collaborative team and grow across reserving, loss analytics, and claims integration. - Support the quarterly company reserve analysis in Arius, including data preparation, analysis, and diagnostics. - Contribute to IBNR estimation and segmentation by coverage and tail length. - Help surface loss and claims signal between the quarterly cycles. - Provide reinsurance analytical support. - Nurture feedback loop between Reserving and Pricing functions. - Support claims integration and data quality and internal data asset development. - Take on research, process improvement, and new analysis and tooling as needs shift. Qualifications - Bachelor's degree in mathematics, statistics, or actuarial science preferred. - Actuarial exams underway, typically about three passed, with a desire to work toward the ACAS and/or FCAS credential. - Typically about three years of actuarial or similar analytical experience, with strong potential weighted alongside. - Curiosity, adaptability, and a bias to learn new tools and methods. - Experience in the finance or insurance industries is a plus. Requirements - Build strong relationships through transparency, trust, and respect for each other. - Work in an agile environment, with a resilient mindset to find creative solutions to challenges. - Collaborate and celebrate diverse perspectives, promoting inclusivity and equality. - Do the right thing with strong conviction and integrity. - Be bold and innovative to help make an impact. - Demonstrable track record of working autonomously and driving progress. - Be intellectually curious, think creatively, and pragmatic. Benefits - Full Suite of Medical Benefits. - Long Term Financial Incentives – STOCK! - 401k with 3.5% Automatic Fully Vested Employer Contributions. - Competitive PTO + Holiday Program. - Lifestyle Spending Allowance. - Professional Development Assistance. - Career Exploration Opportunities. - Regular company-wide social events (even virtually!). Company Description At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them.

• Identify and pursue new business opportunities by researching and targeting potential clients in the crop insurance sector, including farmers, cooperatives, and agribusinesses. • Generate leads through cold calling, networking, attending industry events, and leveraging referrals. • Build and maintain a robust pipeline of prospective clients to meet or exceed sales targets. • Develop and nurture strong relationships with clients to understand their insurance needs and provide tailored crop insurance solutions. • Educate clients on crop insurance products, including multi-peril crop insurance (MPCI), crop-hail insurance, and supplemental coverage options. • Conduct needs assessments to recommend appropriate insurance products that align with clients’ risk management goals. • Prepare and present proposals, quotes, and product information to prospective clients. • Drive sales closure and manage client onboarding and policy application processes to ensure seamless client experience. • Monitor competitor offerings and industry developments to position our products effectively. • Collaborate with the marketing team to develop targeted campaigns and promotional materials. • Maintain accurate records of sales activities, client interactions, and pipeline progress in CRM software. • Provide regular updates and reports to the Sales Manager on sales performance and market feedback. • Ensure all sales activities comply with federal and state insurance regulations and company policies.

• Select, price, quote and review new & renewal business in accordance with company underwriting guidelines and experienced, underwriting judgment • Independently work with wholesale distribution channels to appropriately select risks, evaluate, and recommend program structure, services, and pricing to achieve a balanced portfolio and long-term profitability. • Identify, develop, and maintain strong business relationships to drive consistent opportunities for new business placement, as well as retain existing accounts. • Specific experience or fundamental ability to present & defend book dynamics/profile in reinsurance treaty meetings. • Utilize facultative relationships/capacity to maintain prescribed net positions with the Palomar E&S portfolio. • Be well versed in underwriting Primary and Excess Construction and/or Excess Non-construction risks in the E&S space. • Evaluate reinsurance requirements and implement appropriate action, including treaty adherence and facultative solutions. • Assist in the mentoring/coaching of junior underwriters. • Share industry specific knowledge with underwriters of all levels while performing as a technical underwriting resource. • As a unit leader, set the example of expected performance by producing new business in addition to the required product management duties. • Actively continue to improve personal knowledge and practices of the insurance industry through work experience, in-house instruction, insurance specific designations (e.g., CPCU), industry courses, home office seminars and workshops, etc. • Assist in the Junior Underwriter mentoring process.

Role Description We are looking for an experienced Senior Underwriter for our primary casualty lines. Successful candidates must be able to produce and manage a profitable book of business through the development of relationships with brokers and customers. You will use our proprietary software to help you achieve results and share your industry expertise with other underwriters on your team. - Select, price, quote and review new & renewal business in accordance with company underwriting guidelines and experienced underwriting judgment. - Independently work with assigned distribution channel to appropriately select risks, evaluate and recommend program structure, services and pricing to achieve a balanced portfolio and long-term profitability. - Establish and maintain strong business relationships to develop new opportunities as well as visit brokers/producers to retain existing accounts in support of the producer and territory management plan. - Be well versed in underwriting General Liability, Business Auto and Excess Liability for contractors and real estate risks. - Independently review underwriting information to assess risk quality and compliance within company guidelines. - Evaluate reinsurance requirements and implement appropriate action. - Lead the development and coaching of the underwriting team, sharing knowledge of industry-specific specialty with underwriters of all levels and being seen as a technical underwriting resource. - Communicate and collaborate across disciplines to establish and maintain relationships to achieve organizational and policyholder success. - Actively continue to improve personal knowledge and practices of the insurance industry through work experience, in-house instruction, insurance-specific designations (e.g. CPCU), industry courses, home office seminars and workshops, etc. Qualifications - Minimum 5 years of current underwriting insurance experience - Bachelor’s degree highly preferred - Excellent communication skills, both verbal and written - Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems - Able to quickly establish and build healthy working relationships, excels in mentoring relationships - Drives for results and takes initiative to help support the team - Ability to quickly learn and work in various technical platforms - CPCU or professional insurance designation strongly preferred - Professional, analytical, and adaptable attitude - Ability to organize, self-prioritize, and be a self-starter in a fast-paced environment with demanding internal and external deadlines Benefits - Full Suite of Medical Benefits - Long Term Financial Incentives – STOCK! - 401k with 3.5% Automatic Fully Vested Employer Contributions - Competitive PTO + Holiday Program - Lifestyle Spending Allowance - Professional Development Assistance - Career Exploration Opportunities - Regular company-wide social events (even virtually!) Company Description At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively.

Role Description We are seeking a driven and curious Senior Actuarial Analyst with a strong foundation in pricing to join our growing actuarial team. Reporting to the VP, Actuarial, this role contributes directly to pricing decisions across multiple business lines while developing leadership skills through mentoring, project ownership, and cross-functional collaboration. The ideal candidate combines technical expertise in actuarial pricing and data analysis with creativity in problem-solving, a collaborative mindset, and the ability to communicate actionable insights that drive profitable business decisions. - Design and enhance actuarial pricing models, tools, and methodologies to support informed underwriting decisions. - Perform account- and portfolio-level pricing analyses using actuarial techniques, rating plans, and loss experience—initially focused on Casualty, with opportunities to expand into other lines. - Partner with Underwriting, Finance, Claims, and Reinsurance teams to evaluate programs, structure deals, and analyze portfolios—delivering clear insights and recommendations to stakeholders. - Lead special initiatives such as onboarding new programs, improving models, and conducting ad hoc portfolio analyses to ensure rate adequacy and operational efficiency. - Mentor junior analysts by sharing expertise, reviewing work, and supporting their development through the actuarial student program. - Contribute to monitoring portfolio performance, profitability, and emerging trends to inform business decisions and product strategies. Qualifications - Typically 5–8 years of experience in an actuarial role with a focus on pricing. - Strong understanding of actuarial pricing techniques and data analytics within the property & casualty industry. - Proficiency in SQL and Microsoft Office Suite; familiarity with programming languages such as Python, VBA, or R is a plus. - Minimum of 5 actuarial exams passed; ACAS or FCAS designation preferred. - Excellent communication and organizational skills, with the ability to present findings and recommendations effectively to cross-functional teams. - Demonstrated interest in mentoring and contributing to process improvement and innovation. Requirements - Build strong relationships through transparency, trust, and respect for each other. - Work in an agile environment, with a resilient mindset to find creative solutions to challenges. - Collaborate and celebrate diverse perspectives, promoting inclusivity and equality. - Do the right thing with strong conviction and integrity. - Be bold and innovative to help make an impact. - Demonstrable track record of working autonomously and driving progress. - Be intellectually curious, think creatively, and pragmatic. Benefits - Full Suite of Medical Benefits. - Long Term Financial Incentives – STOCK! - 401k with 3.5% Automatic Fully Vested Employer Contributions. - Competitive PTO + Holiday Program. - Lifestyle Spending Account. - Professional Development Assistance. - Career Exploration Opportunities. - Regular company-wide social events (even virtually!). Company Description At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them.

• Develop the claims platform. • Build and maintain full-stack features for our claims processing platform using Node.js, TypeScript, Vue.js, HTML, and CSS — covering everything from back-end business logic and API design to the front-end interfaces that claims teams use day to day. • Translate regulatory requirements into code. • Read and interpret government publications, FCIC/RMA handbooks, Loss Adjustment Manuals, and third-party procedural documentation. • Investigate and resolve PASS and NCIS errors. • Collaborate with stakeholders. • Test, review, and secure. • Travel periodically.

Role Description We’re seeking a detail-oriented and motivated Livestock Underwriter to join our team. In this role, you’ll be responsible for underwriting, administering, and servicing livestock insurance policies written under federally reinsured livestock insurance programs. This position ensures policies are underwritten in accordance with RMA program handbooks, actuarial documents, underwriting procedures, and SRA requirements. The Livestock Underwriter supports agents and insureds through technical expertise, policy review, and program guidance while maintaining underwriting quality, data integrity, and regulatory compliance. - Review and underwrite livestock insurance applications, policy changes, and endorsements in accordance with RMA Livestock Program policy provisions, underwriting rules, and actuarial documents. - Evaluate eligibility, insurable interest, livestock inventories, and coverage elections for programs including Livestock Risk Protection (LRP), Livestock Gross Margin (LGM), and other approved livestock products. - Ensure compliance with applicable policy terms, Special Provisions, actuarial tables, and RMA underwriting procedures. - Validate policyholder reported data including ownership documentation, production records, and livestock inventory records to ensure accuracy and insurability. - Maintain working knowledge of RMA Livestock Insurance Standards Handbook, Loss Adjustment Standards Handbook (LASH), applicable underwriting procedures, and associated program bulletins and manager’s bulletins. - Ensure policies are administered in compliance with the Standard Reinsurance Agreement and all applicable federal program requirements. - Document underwriting decisions and maintain audit-ready files consistent with AIP record retention standards. - Identify potential program vulnerabilities, reporting inconsistencies, or compliance concerns and escalate as appropriate. - Serve as a primary underwriting resource for agents regarding livestock program eligibility, policy provisions, and coverage elections. - Provide guidance regarding reporting requirements, sales closing deadlines, coverage endorsements, and policy servicing transactions. - Assist with agent training and onboarding related to livestock insurance program rules and underwriting expectations. - Support agent retention and business development through responsive service and technical expertise. Qualifications - 1–3 years of relevant experience in underwriting, insurance processing, agriculture, or customer service. - Associate or bachelor’s degree preferred; High School Diploma or GED required. - Crop/Livestock insurance experience is preferred but not required. - Highly detail-oriented and organized with excellent time management skills. - Strong communication and interpersonal skills; able to convey complex information clearly. - Proficient in Microsoft Office (Excel, Outlook, Word) and underwriting systems. - Customer-first mindset with strong problem-solving abilities. - Team player who is flexible, proactive, and eager to learn. - Comfortable in a fast-paced, dynamic environment with shifting priorities. - Positive team player who thrives in a collaborative work culture. Benefits - Full Suite of Medical Benefits - Long Term Financial Incentives – STOCK! - 401k with 3.5% Automatic Fully Vested Employer Contributions - Competitive PTO + Holiday Program - Lifestyle Spending Allowance - Professional Development Assistance - Career Exploration Opportunities - Regular company-wide social events (even virtually!) Company Description At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them.

• Process and record all crop insurance premium payments, overpayments, refunds, and billing adjustments with accuracy and timeliness • Reconcile premium, liability, and indemnity activity across internal systems, AIP platforms, and RMA data to ensure financial accuracy • Review and validate agent commission statements, research discrepancies and coordinate corrections with agents and internal teams • Prepare monthly, quarterly, and year end reconciliations, journal entries, and supporting schedules for financial close • Monitor and track outstanding A/R and A/P items related to growers, agencies, and reinsurers; communicate status updates to internal stakeholders • Assist with internal and external audits, including RMA compliance reviews, by gathering documentation and preparing required reports • Generate reports by pulling data from multiple systems (policy admin, accounting, RMA, and internal databases); consolidate and analyze results to support decision making • Research and resolve financial variances related to premium, commission, or settlement activity; recommend corrective actions • Maintain accurate and organized electronic and paper files for audit readiness and operational efficiency • Support monthly premium reconciliation processes to ensure deadlines are met for financial reporting and RMA requirements • Collaborate with underwriting, claims, agent services, and finance teams to ensure data integrity and consistent application of accounting procedures • Participate in process improvements, documentation updates, and cross department projects to enhance efficiency and accuracy • Perform other duties as assigned

Role Description The Associate Underwriter reports to the VP, Underwriting and is responsible for providing underwriters with information necessary to make underwriting and pricing decisions. This position provides support within established process workflows and guidelines that are responsive to marketing, underwriting, retention, and service goals. - Perform data entry, maintain service diaries, manage account clearance, and support renewal templating processes. - Setting up ILF rater with tower schematics and exposure details. - Setting up UW template with exposure & financial information. - Update and maintain transaction logs, account documentation (ensuring accuracy and organized files), and internal information systems. - Support with maintenance of manual submission and transaction logs. - Support with file organization/completeness. - Support underwriters by assembling and processing quotes, binders, policies, endorsements, and billing communications. - Support with data entry into OYYO for new/renewal business for quotes/binders/policies. - Communicate with brokers and agents to gather additional account information and provide updates on account status. - Follow up for missing documentation to facilitate account review and file audits. - Provide general administrative support to underwriters and other internal teams as needed. Qualifications - Minimum of 2 years of experience in the insurance industry or related financial services. - Strong commitment to providing excellent customer service preferred. - Collaborative mindset with adaptability to changing priorities. - Proactive approach to achieving results and supporting team goals. - Ability to quickly learn and navigate various technical platforms. - Effective communication skills, both verbal and written. - Professional, analytical, and flexible approach to work. - Strong organizational skills with the ability to prioritize and work independently in a fast-paced environment with time-sensitive deadlines. Benefits - Full Suite of Medical Benefits. - Long Term Financial Incentives – STOCK! - 401k with 3.5% Automatic Fully Vested Employer Contributions. - Competitive PTO + Holiday Program. - Lifestyle Spending Allowance. - Professional Development Assistance. - Career Exploration Opportunities. - Regular company-wide social events (even virtually!). Company Description At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively.

• Review underwriting, acreage reporting, production reporting, and claims files for compliance with RMA procedures, handbooks, and policy provisions. • Perform pre- and post-issuance compliance reviews, including spot checks and targeted reviews based on risk indicators. • Identify, document, and communicate compliance findings, trends, and potential systemic issues. • Support RMA reviews, state insurance department examinations, and internal audits. • Track corrective actions and verify remediation of identified deficiencies. • Assist in interpreting RMA policy, procedure, and handbook updates and communicate impacts to operations. • Maintain accurate review documentation and compliance logs in accordance with regulatory standards. • Collaborate with underwriting, claims, accounting, and IT teams to resolve compliance issues. • Contribute to training materials and guidance to promote ongoing compliance awareness.