FinFit

• Maintain compliance with federal and state lending regulations, including but not limited to: TILA, UDAAP, FDCPA, and Fair Lending laws. • Develop and maintain policies and procedures that support FinFit’s compliance program and promote a strong culture of regulatory integrity. • Monitor legal and regulatory changes affecting fintech-bank partnership models and implement timely compliance solutions in coordination with our bank partner. • Design and execute compliance monitoring programs that align with both FinFit’s CMS and our bank partner’s oversight frameworks. • Identify and escalate compliance issues, perform root cause analysis, and track corrective actions through resolution. • Track and manage remediation plans and findings related to audits or monitoring by internal teams or our bank partner. • Partner with product, marketing, and engineering teams to ensure compliant development and deployment of consumer credit offerings. • Review customer communications, disclosures, marketing collateral, and product designs to ensure accuracy and regulatory adherence. • Assist with vendor due diligence and oversight, ensuring third-party partners comply with applicable regulations. • Coordinate preparation and response efforts for regulatory examinations, bank partner audits, and internal reviews. • Maintain organized records and documentation for regulatory reporting and audit readiness. • Serve as the liaison with our bank partner on compliance matters, including regular updates and issue resolution.

• Responsible for the preparation, recording, and posting of journal entries related to daily cash transactions and bank reconciliations. • Maintain adequate and effective processes to improve the close and reporting cycles to ensure accurate and timely reporting. • Responsible for monthly balance sheet account reconciliations including the review of the supporting subledger details. • Maintain daily and monthly detailed reconciliation of various balance sheet accounts • Variance analysis of any revenue or expense actual vs. forecast differences as well as balance sheet account fluctuation analyses. • Collaborate cross-functionally with payment operations and IT teams to ensure data integrity in support of cash operations and accounting. • Complete assigned accounts for month end closing effectively and efficiently • Complete month, quarter and year end processes including, but not limited to, bank account reconciliations, journal entries, prepaids amortization, fixed asset and depreciation calculations. • Completion of accounting workpapers for use in annual audit. • Develop and document business processes and accounting policies to maintain and strengthen internal controls • Troubleshoot and offer suggestions for improving general ledger imports, primary source reporting, and operational functionality of software applications. • Other ad hoc projects

• Manage flow of FinFit accounts payable payments and internal movement of funds • Cross-check each transaction for accuracy and ensuring proper documentation • Review account transactions and develop or investigate ways to make the processing of requests more efficient • Maintain an excellent relationship with FinFit vendors and partners • Collaborate with additional members of the accounting team • Report directly to the Controller • Download Daily Bank Exports to load to Reconciliation Tool (Townebank) • Research and Validate ACH Returns and Positive Pay Transactions • Import Positive Pay File to Bank • Initiate Daily Fundings • Initiate Internal Transfers • Initiate Payments (as needed) • Post cash receipts