American AgCredit

• Records new loans, renewal loans and a variety of other complex loan modifications and maintenance transactions to the loan accounting system after reviewing the loan origination system, loan documents and boarding sheets for terms, conditions and controls • Completes peer review of new loan set ups, loan renewals and modifications, comparing source documents to the loan accounting system to ensure accuracy of information • Records deferred loan fees and associated costs as required under FASB91 and processes a variety of other loan-related fees • Reconciles customer receivable and payable accounts including general ledger holding accounts and monitors account balances and activity to ensure timely disposition • Records payments, disbursements and adjusting entries in the loan accounting system verifying the accuracy of each posting • Prepares adjusting and/or correcting entries when required • Monitors, researches and resolves past due accounts • May assist in training other loan accounting team members in accounting activities and procedures • May perform non-routine transactions such as non-accrual accounting, loan restructures and forbearance agreements • Serves as a liaison between customers, participating Farm Credits and Commercial Banks • Performs other duties as assigned

• Leading the development and execution of American AgCredit’s Corporate Banking marketing strategy • Driving brand growth, customer engagement, and business development outcomes • Serving as a strategic partner to the Corporate Banking team • Leveraging marketplace intelligence and stakeholder input to shape integrated marketing plans • Overseeing the marketing planning and budgeting process • Managing key strategic partnerships • Ensuring consistent, impactful marketing in support of Association goals • Fostering innovation and championing a data-driven approach to marketing performance and continuous improvement

• Ensures that Terrain’s economic insights are communicated to stakeholders of participating Farm Credit associations in a timely and effective manner • Think strategically, execute flawlessly, and adapt quickly • Uses best practices to digitally deliver Terrain content that matches an audience segment’s behaviors and insights • Performs a wide range of duties in support of the utilization of Terrain output, including digital channel analytic insights, search optimization, email marketing, social media management, and website content marketing • Responsible for leading strategic content delivery • Collaborate with Terrain leadership to ensure full utilization of the group’s output as the channels available evolve • Will also collaborate with Terrain’s Farm Credit association partners to ensure continuity across the digital landscape • Creates and deploys emails for Terrain subscribers following content marketing and newsletter best practices • Manages Terrain’s database containing contact details within regulatory compliance for a financial institution • Amplifies and repurposes Terrain content to reach more employees and customers in their preferred media consumption formats and channels • Leads the social media strategy for Terrain’s channels and maintain Terrain’s social media playbook • Works with Terrain’s Editor and Graphic Designer on the daily management of Terrain’s social media channels

• The Senior Portfolio Monitoring Analyst performs a variety of advanced underwriting functions which generally include the monitoring and servicing of existing and new accounts by reviewing, validating, reconciling, and trending tested financial covenants and borrowing base certificates. • Frequent analysis and presentation of covenant compliance and financial performance trends to Underwriters, Account Officers, and other company personal is required. • Responsible for the monitoring of a designated portfolio and should possess an advanced understanding of financial statement analysis. • Frequently will assist in spreading financial statements for Production Agriculture, Agribusiness, and Capital Markets accounts. • Independent decision-making is required. • This role would also maintain and manage a small portfolio of credits focusing on Production Agriculture, Agribusiness, and Capital Markets. • Responsible for analyzing and evaluating loan applications, approving loans within delegated authorities, and recommending loans for approval to the loan committee.

Perform real estate appraisals on complex properties, assist in developing valuations, and collect market data while ensuring high-quality service through collaboration with team members and effective communication with customers and stakeholders.

Role Description The Senior Relationship Manager for Debt Capital Markets will work collaboratively, and when necessary, independently on the Relationship Management activities of a buy-side debt portfolio. This position will generally be responsible for managing existing and creating new relationships with lead lenders while staying informed and knowledgeable of financing requests of large corporate food and agriculture accounts, in the context of: - General business and economic analyses - Financial analysis and modeling - Business valuations - Processing loan applications - Loan legal documentation The position requires review of credit reports to account officers or committees and includes implementation of business development and marketing plans to source debt capital purchase opportunities from Farm Credit and non-Farm Credit banking partners, institutions, and brokers. Qualifications - BA/BS degree with emphasis on agriculture, finance, business administration, or equivalent - 8-10 years of progressively responsible banking or related agricultural lending experience, preferably in a sales related function - Established network of relationships in the farm credit or agricultural lending industries - Demonstrated credit and analytical skills; working knowledge of agricultural lending principles and practices, and association and FCS operating policies and procedures - Knowledge of FCA regulations, association, and district policies and procedures - Excellent interpersonal, written, verbal, and analytical skills - Experience using PC, word processing, and electronic spreadsheet software - Must be proficient in organizing and prioritizing work to meet deadlines Requirements - Must have the ability to perform basic office tasks and work in a typical office setting - Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period of time - Must have strong written and verbal communication skills to adequately convey ideas and work well with a team - Ability to talk and hear, sit and use their hands and fingers, and reach in all directions is essential in performance of the job - Some lifting and moving of items up to 25 pounds required - Work during established business hours and may require occasional weekend and/or evening work - Travel required in performance of job Benefits - Commitment to agriculture and the communities we serve - Family friendly work environment - Investment in employee development - Medical, Dental and Vision coverage - Outstanding 401k – automatic 3% employer contribution, plus match up to 6% - Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) - Competitive Incentive Compensation Plan - Disability & Life Insurance - Employee mental, physical, and financial wellness programs - The position is bonus eligible based on association and personal performance Company Description American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams.

• Data Champion • Champions data quality by establishing clear standards, partnering with data owners to prioritize remediation, and ensuring trusted, fit-for-purpose data that meets user needs and AAC business objectives • Drives data usage and data literacy by facilitating collaboration across Business Delivery Teams, Business Stakeholders, and delivery partners to increase visibility, prioritize high-value data work, and enable understanding and adoption of data products • Product Feature Scope Definition and Prioritization • Bridges the gap between long-term roadmaps and day-to-day execution, ensuring that APIs, data systems, and complex network dependencies are prioritized to meet evolving customer needs • Creates, defines scope and prioritizes the data workstream including Azure DevOps features, user stories and defects based on the business value, customer needs, technical feasibility, resource utilization and most importantly the return of investment to the customer/ business • Stakeholder Engagement • Serves as the primary liaison between the AAC business/ customer and the development teams to effectively deliver data solutions throughout all AAC business capabilities • Provides clear and effective communication related to the data roadmap, data optimizations opportunities (art of the possible), data workstream execution timelines and data quality • Product Vendor Management • Provides clear and effective communication related to the data roadmap, data optimizations opportunities (art of the possible), data workstream execution timelines and data quality • Product and Business Knowledge • Maintains an awareness of technology solutions related to data management through trainings, collaborations with other farm credit/ financial resources and individual research and investigations. • Maintains a strong understanding of AAC business processes and procedures as well as how the end users/ customers actually use the data through AAC business capabilities • Development Team Leadership • Acts as the liaison between business stakeholders and the development team by translating the data vision into a clear roadmap, prioritized work items, and sprint plans • Partners with business stakeholders, the development team, and delivery partners to align expectations and coordinate solution release timelines • Enables the team to meet sprint commitments by surfacing and helping remove delivery impediments, and by continuously clarifying business needs, priorities, and timing expectations for the technology team • Foster an environment that encourages collaboration, iterative continuous improvement, learning from obstacles and errors, and the utilization of team and stakeholder feedback to drive improvement of the development team’s value delivery effectiveness • Adopts an active role in 24 X 7 support by the prioritization and facilitation of short-term and long-term defects and outage resolutions • Travel may be required in performance of job • Perform other functions as assigned

Role Description The Senior Internal Credit Reviewer plays a key role in executing the Association’s independent, risk‑based Internal Credit Review (ICR) program within the second line of responsibility. Reporting to the Director of Internal Credit Review, this role provides objective and independent assessments of: - Asset quality - Credit risk management practices - Regulatory compliance - Effectiveness of credit‑related internal controls The Senior Internal Credit Reviewer performs in‑depth credit reviews across the full lending lifecycle—from prospect to payoff—including: - Underwriting - Credit decisioning - Portfolio monitoring - Servicing - High‑risk asset management This role supports management and the Board of Directors by identifying credit‑related issues, trends, and emerging risks, and by contributing to the Association’s overall examination readiness. Key Responsibilities - Internal Credit Review Execution - Support periodic risk assessments to influence/develop the ICR plan. - Execute assigned credit reviews in accordance with the approved Internal Credit Review plan. - Perform independent assessments of individual credits, portfolios, and credit processes. - Evaluate compliance with applicable laws, regulations, internal policies, and control requirements. - Assess the accuracy and consistency of credit risk ratings and asset classifications. - Review high‑risk assets for compliance with accounting and regulatory requirements. - Identify control weaknesses, process gaps, and emerging credit risks. - Internal Credit Review Analysis, Documentation, Reporting - Prepare clear, concise, and well‑supported credit review workpapers and documentation. - Draft written credit review reports summarizing findings and recommending corrective actions. - Present review results to the Director of Internal Credit Review. - Support the development of dashboards, metrics, and trend analysis. - Allowance and Asset Quality Support - Support the quarterly allowance for loan losses process. - Provide independent insight into asset quality trends and risk migration. - Regulatory and Examination Support & Professional Development - Assist in preparation for examinations and asset reviews. - Respond to examiner requests with accurate credit review analysis. - Stay current on regulatory guidance and industry trends. - Participate in ongoing training and professional development. - Contribute to the continuous improvement of Internal Credit Review methodologies. Qualifications - Bachelor’s degree in finance, accounting, business, economics, or a related field required. - Credit Risk Certification or similar certification preferred. - Five or more years of experience in internal credit review or loan review. - Exposure to a range of commodity groups relevant to the Association’s lending portfolio. - Demonstrated ability to analyze complex credit relationships. - Working knowledge of lending regulations and credit policies. - Professional certifications (e.g., CPA, CIA, CFA, FRM) or progress toward certification preferred. Requirements - Strong ability to analyze portfolio data and trends. - Strong analytical skills with exceptional attention to detail. - Ability to apply sound professional judgment and maintain independence. - Clear and concise written and verbal communication skills. - Strong organizational skills with the ability to manage multiple reviews and deadlines. - High integrity, discretion, and commitment to professional standards. - Collaborative, self‑motivated, and adaptable in a fast‑paced environment. - Ability to solve problems and execute work quickly and accurately. - Ability to travel domestically up to 10% annually. Benefits - Commitment to agriculture and the communities we serve. - Family friendly work environment. - Investment in employee development. - Medical, Dental and Vision coverage. - Outstanding 401k – automatic 3% employer contribution, plus match up to 6%. - Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time). - Competitive Incentive Compensation Plan. - Disability & Life Insurance. - Employee mental, physical, and financial wellness programs. - Bonus eligible based on association and personal performance. Company Description American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions.

Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Benefits offered by American AgCredit: - Commitment to agriculture and the communities we serve - Family friendly work environment - Investment in employee development - Medical, Dental and Vision coverage - Outstanding 401k – automatic 3% employer contribution, plus match up to 6% - Generous Paid Time Off (Vacation accrued at 26 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) - Competitive Incentive Compensation Plan - Disability & Life Insurance - Employee mental, physical, and financial wellness programs - The position is bonus eligible based on association and personal performance Position will be posted until filled. Basic Function: The Model Validation Expert is a highly experienced and detail-oriented consummate professional. This senior quantitative expert will perform or manage the validations and other effective challenge activities of financial and non-financial models spanning the entire organization. They will be a key resource who will promote the management of model risk and alignment to regulatory expectations throughout the model lifecycle. They will serve as a trusted advisor to the Director of Model Risk Management and will engage with partners and executives across the Association including model developers, external model validators, model owners, senior business leaders and executives, and will also represent the organization while engaging directly with external auditors and regulators. Essential Duties: - Perform independent model validations of financial and non-financial models of key importance to the Association. - Manage validation projects executed by external consulting firms and contractors. - Develop challenger models that incorporate alternative data, theories, and approaches. - Update the Model Inventory as model information changes according to the model lifecycle - Review model documentation created by model owners to ensure it meets regulatory and internal standards. - Review issues submitted for closure and work with model owners to ensure issues are appropriately remediated. - Drive improvements to the model risk management program by making recommendations for improvement in documentation templates and governance procedures. - Influence and participate in complex long-term projects that directly impact the Association’s reputation. Levels of Supervision Exercised and Received: Operates with no supervision in a complex environment under only consultative direction toward predetermined long-range targets. Will perform model validations as well as oversee model validation activities performed by external co-sourced validation teams and may exercise limited supervision of internal resources. Reports to the Director of Model Risk Management. Typical Education and Experience: - Advanced degree in quantitative discipline. - A minimum of 10 years of experience within a complex and highly regulated financial institution spanning both of the following areas: quantitative model development and quantitative model validation. - Expertise with managing model validation projects, including creating the validation scope, maintaining productive relationships with model owners and contacts, identifying clear root causes of model deficiencies and creating findings with concrete action plans, and delivering validation reports that satisfy regulatory expectations. - At least 5 years of experience with validating assumptions, qualitative inputs, and financial forecasting models as used in regulatory stress testing and CECL. - Strong data analysis and programming expertise using R or python, especially for the replication of champion models, performance of sensitivity analysis, and development of challenger models. - Experience with Generative AI validation is a significant plus. - PhD degree and/or FRM or CFA designation preferred. - Thorough understanding of regulatory requirements and supervisory expectations [SR 11-7, OCC 2011-12, FCA EM 31.1-2] along with a comprehensive understanding of the model lifecycle. - Profound quantitative expertise with the ability to discern the main drivers of risk within highly complex data and modeling flows and their impact on the organization, especially as it relates to CECL. - Excellent analytical, organizational and project management skills with high attention to detail and the ability to manage multiple tasks under tight deadlines. Essential Requirements: Must have the ability to perform basic office tasks and work in a typical office setting. Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period. Must have strong written and verbal communication skills to adequately convey ideas and work well with a team. Some lifting and moving of items up to 25 pounds required. Work during established business hours and may require occasional weekend and/or evening work. Position requires the ability to travel, on a limited basis. FULL-TIME REMOTE: These roles and job functions can be done remotely, while maintaining our strong commitment to customer service and our business goals. Employees are welcome to come to an office to work if needed, and some travel for team meetings will be required. PAY RANGE: Minimum $110,339.37 - Max $198,610.88 AnnualThis range is reflective of the national salary average for this position and will be adjusted using geographic variance for physical location of the hired candidate. American AgCredit may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. - Reflected is the national base pay range and title offered for this job at the current level. - Compensation, title, and job level may be adjusted based on candidate qualifications including but not limited to achievements, skills, experience, or work location. - Salary offered, within the applicable range, is one component of the total rewards package offered to candidates. #LI-REMOTE All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants. American AgCredit provides equal opportunity in employment to all employees and applicants. We celebrate diversity and do not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other characteristics protected by applicable federal, state, or local laws. American AgCredit prohibits harassment of any individuals on any of the bases listed above. If you need assistance or an accommodation due to a disability, you may contact us at jobs@agloan.com.

• Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans • Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information • Develops credit packages • Assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions • Analyze credit and servicing requests from start to finish • Serve as a secondary point of contact for the customer • Make recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards • Monitors assigned portfolio to determine potential servicing needs of the customer and to ensure customers stay in compliance with the terms and conditions of their loan(s)