Nymbus is a leading provider of banking technology solutions for financial institutions to innovate and grow.
AI Product Shipper – Payments
Location
United States
Posted
9 hours ago
Salary
0
Seniority
Lead
Job Description
AI Product Shipper – Payments
Nymbus
• The AI Product Builder — Payments will help define and build the next generation of payment capabilities at Nymbus, including support for multiple payment rails, networks, message standards, settlement models, and integration patterns. • You will own the transformation of complex payment-domain problems into working, production-ready software. • You will design system behavior, author implementation-ready specifications, shape APIs and data models, prototype solutions, and participate directly in implementation using AI-assisted development workflows. • You must understand how money moves—not only at the feature or requirements level, but at the system, message, transaction, settlement, and operational levels. • You understand that the difficult parts of payments live in timeouts, duplicate messages, reversals, returns, cutoffs, partial failures, unavailable endpoints, liquidity constraints, and ambiguous transaction states. • You will not simply maintain a backlog and hand requirements to an engineering team. You are the primary product maker and payments-domain builder within the squad.
Job Requirements
- Seven or more years of experience building, designing, operating, or leading sophisticated payment systems within fintech, banking, financial services, payment networks, or payment technology.
- Demonstrated experience with payment switches, gateways, orchestration platforms, payment engines, processors, core-payment services, or similarly complex transaction-processing systems.
- Deep understanding of payment lifecycles, including initiation, authorization, clearing, settlement, posting, reconciliation, returns, reversals, rejects, and exception handling.
- Substantial experience with several of the following: ISO 8583, ISO 20022, ACH, wires, RTP, FedNow, payment APIs, card-network processing, settlement, and liquidity management.
- Ability to explain not only how a payment rail works, but how its rules and behavior should be represented in software.
- Experience shipping payment capabilities into production and supporting them through real operational conditions.
- Strong understanding of the correctness, control, security, auditability, and resilience expectations associated with regulated financial systems.
Benefits
- Annual cash bonus and equity options commensurate with role level and experience
- 100% remote work environment
- 401(k) plan
- Health, dental, and vision insurance
- Paid time off
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