Micro-reinsurer/MGA using Swarm Neural Networks to better underwrite climate change effected risks.
Senior Manager, Underwriting
Location
United States
Posted
1 day ago
Salary
$130K - $160K / year
Seniority
Senior
Job Description
Senior Manager, Underwriting
Kettle
• Underwrite and approve complex commercial property risks, including Ground-Up, Primary, Shared, and other potential placements. • Manage and grow a profitable book of E&S property business while maintaining underwriting discipline and profitability targets. • Establish, implement, and monitor underwriting guidelines, authorities, and best practices. • Evaluate emerging risks, market trends, catastrophe exposures, and competitive conditions to support underwriting strategy. • Ensure consistency in underwriting decisions across the portfolio. • Directly supervise, mentor, and develop a team of underwriters. • Conduct performance management, coaching, training, and professional development activities. • Foster a culture of accountability, collaboration, innovation, and continuous improvement. • Assist in recruiting, onboarding, and retaining top underwriting talent. • Review underwriting quality and provide technical guidance on complex risks. • Develop and maintain strong relationships with wholesale brokers, carrier partners, and other key stakeholders. • Serve as a senior underwriting representative in broker meetings, industry events, and business development initiatives. • Identify opportunities for profitable growth within existing and prospective distribution relationships. • Collaborate with executive leadership and cross functional teams to develop and launch new products and coverage offerings. • Support expansion into All Other Perils (AOP) property products while maintaining expertise in wildfire and catastrophe-exposed business. • Provide underwriting input for pricing, product design, forms development, and portfolio management initiatives. • Utilize underwriting technology, predictive analytics, and data-driven insights to improve underwriting outcomes. • Ensure compliance with surplus lines regulations, carrier guidelines, delegated authority requirements, and company policies. • Monitor underwriting controls, audit findings, and quality assurance metrics. • Participate in implementation and optimization of underwriting workbench, policy administration, and workflow management platforms. • Support regulatory examinations, carrier audits, and internal compliance reviews. • Participate in underwriting committee meetings and portfolio reviews. • Assist with catastrophe management and aggregation monitoring. • Travel up to 30% for broker visits, conferences, carrier meetings, and business development activities. • Perform other duties as assigned.
Job Requirements
- Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field.
- Minimum 7+ years of commercial property (E&S) underwriting experience Including experience underwriting wildfire and severe convective storms.
- Minimum 5+ years of leadership, supervisory, or management experience in commercial property (E&S) underwriting.
- Demonstrated success managing profitable property portfolios.
- Strong understanding of commercial property forms, rating methodologies, catastrophe exposures, and risk selection principles.
- Experience working with MGA, MGU, Lloyd’s, or delegated authority environments.
- Proven track record of developing, maintaining, and growing broker relationships.
- Knowledge of surplus lines regulations and regulatory compliance requirements.
- Experience underwriting E&S Ground-Up, Primary, and Shared property accounts.
- Surplus Lines licenses in home state and multiple non-resident states.
- Strong analytical, decision-making, negotiation, and communication skills.
- Ability to lead teams and manage multiple priorities in a fast-paced environment.
Benefits
- Competitive salary and bonus opportunity
- Comprehensive benefits package.
- Eligible for stock options (subject to board approval)
- Remote work environment with a collaborative and entrepreneurial culture
- Opportunity to help shape a rapidly growing underwriting organization.
- Exposure to innovative underwriting technology and advanced risk analytics.
- Professional development and leadership growth opportunities.
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