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MDD Forensic Accountants

Making Numbers Make Sense

Senior Complex Claim Representative – General Liability

RepresentativeGeneralFull TimeRemoteSeniorTeam 201-500Since 1933H1B No SponsorCompany SiteLinkedIn

Location

Alabama

Posted

4 days ago

Salary

$90K - $110K / year

Seniority

Senior

Bachelor Degree7 yrs expEnglish

Job Description

Senior Complex Claim Representative – General Liability

MDD Forensic Accountants

• Review and interpret Commercial General Liability (CGL), non-trucking liability, and related policies, including endorsements • Analyze coverage issues involving bodily injury, property damage, personal and advertising injury, and premises liability • Evaluate exposure across different program types, including off-dispatch vehicle use, habitational premises risks, and pet care-related activities • Draft and issue coverage position letters, including reservations of rights and denials, as appropriate • Investigate and manage claims involving slip and fall incidents, premises liability, habitational exposures, transportation-related liability, and animal-related incidents • Coordinate with insureds, claimants, witnesses, experts, and counsel to evaluate liability, causation, and damages • Analyze and document exposures including medical specials, general damages, property damage, and liability risk • Develop and implement claim strategies to achieve timely and cost-effective resolution • Evaluate exposure and recommend reserves based on liability and damages analysis • Negotiate settlements within authority, balancing legal exposure, financial considerations, and client objectives • Maintain accurate and timely documentation of coverage analysis, claim activity, and strategic decisions within the claims management system • Serve as a key point of contact for clients, insureds, brokers, and defense counsel • Provide clear, concise reporting on claim status, coverage, exposure, and resolution strategies • Collaborate with internal teams and program managers to identify trends and support program performance

Job Requirements

  • 7–10+ years of experience handling General Liability claims
  • Active adjuster licenses and willingness to obtain and maintain additional licenses, as needed
  • Strong experience handling bodily injury and property damage claims, including premises liability
  • Demonstrated ability to manage a variety of claim types across multiple programs
  • Experience issuing or contributing to coverage positions, including reservations of rights
  • Strong analytical, negotiation, and communication skills
  • Ability to independently manage a full caseload of claims from inception through resolution
  • Experience handling non-trucking liability, commercial auto-related liability, or transportation exposures (preferred)
  • Background in habitational claims, including apartment, rental property, or multi-family risks (preferred)

Benefits

  • Medical, dental, and vision plans to support your health and that of your family
  • A 401(k) plan with employer matching
  • Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees
  • Paid holidays
  • Life insurance and short-term and long-term disability coverage

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