Suncoast Credit Union is a financial institution and not-for-profit entity that serves the Tampa, Florida, area. As an employer, the organization strives to fos
Collector
Location
United States
Posted
10 days ago
Salary
$19 - $24 / hour
Seniority
Mid Level
No structured requirement data.
Job Description
Collector
Suncoast Credit Union
Role Description The Member Solutions Advocate communicates with members with past due accounts by telephone, electronic, or written communication in a call center environment. Determines reasons for loan delinquency. Following Credit Union policy, offers suggestions or recommendations to restore loan to a current status, minimize Credit Union losses, and increase net recoveries. - Communicates with members regarding their entire relationship and past due accounts by telephone, electronic, or written communication. - Performs financial analysis, determines reasons for loan delinquency, and assesses member’s ability to bring the loan to current status. - Mentors peers (as needed) to promote transference of knowledge. - Communicates directly with members to discuss complaints and escalated issues. - Identifies, researches, and resolves complex account problems for members. - Collects on a portfolio of loans in all stages of delinquency and/or high risk to reduce the financial exposure of the Credit Union. - Works assigned collection queue as well as other specialty queues as assigned by supervisor or management daily. - Offers suggestions or recommendations to restore loan to a current status, including payment extensions, due date changes, referral to outside consumer credit counseling, repossession, or redemption. - Notes all activity as a result of each call on assigned accounts in Member Solutions software. - Ensures all account information is correct and makes corrections or refers account to appropriate department for further research. - Completes assigned number of collection calls per day. - Uses various credit reporting and skip tracing services and/or software to obtain information for recovery. - Performs rights of offset on depository accounts and applies funds to delinquent and/or charged-off loans. - Posts payments to members’ accounts and General Ledger. - Assists in the training of new Member Solutions employees. - Assists in training other Credit Union employees on Member Solutions policies and procedures. Qualifications - High school diploma or equivalent. - 5 or more years progressively responsible consumer collection experience with a financial institution. - Basic accounting skills to post payments to General Ledger and members’ accounts. - Ability to prioritize tasks and deal effectively with competing and changing priorities to meet deadlines. - Accurate, detail-oriented, and organized with task management. Benefits - Bonus Program up to 12% - 401K Matching up to 8% - Retirement Planning - Pay Increases based on Competency - Employee Loan Discounts - Flex Spending Accounts - Medical Coverage - Dental and Vision Coverage - Access to 4,000+ Gyms - Mental Health Resources - PTO Wellness Days - Short Term and Long Term Disability Coverage - 11 Paid Holidays - 3 weeks of Paid Time Off - 4 weeks of Paid Parental Leave - Birthday PTO - Paid Volunteer Hours - Degree Assistance up to $5,000 per year
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