Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com . What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for: Circle is looking for a Lead KYC Utility Analyst, to join its Compliance Operations team and conduct complex reviews and projects in Circle's KYC team. The Lead Analyst is responsible for end-to-end KYC lifecycle processes including onboarding, periodic reviews, event-driven reviews, and offboarding. You'll operate at the intersection of some of the most innovative products and customers and support Circle's efforts to ensure the safety of its platform through in-depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape. What you'll work on: - Conducting detailed assessments of complex customers for risk of money laundering, financial crimes and terrorist financing through thorough review and enhanced due diligence, including review of negative news and nature of business - On-going monitoring of customers, including counterparty compliance calls, assessing of transactional activity, collecting and testing samples of customer files - Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations. - Recommending appropriate risk-based business actions to be taken to onboard customer and/or on-going monitoring. - Completing written report of findings, including comprehensive details, narratives and recommendations. - Identifying risk appetite of customer and take appropriate decision of onboarding/rejecting the customer - Recommending course of action to management based on an analysis of the findings - Ensure the highest standards of documentation and quality in the execution of onboarding and periodic review processes - Closely following regulatory, compliance, and enforcement developments in the cryptocurrency industry to ensure processes are kept up to date - Drive standardization and optimization of KYC workflows across regions. - Support technology teams in defining requirements for KYC systems and tools (e.g., onboarding platforms, document repositories, screening solutions). - Monitor and analyze KYC metrics to identify trends and propose solutions for operational efficiency. What you'll bring to Circle: - 7+ years of relevant experience in AML and KYC reviews for corporates - 2+ years in crypto, preferable in onboardings requiring specialized due diligence - A passion for harnessing the power of digital currency and blockchain technology and services built on top of it. Deep understanding of blockchain technology - First-class investigative capabilities and problem-solving skills, able to bring structure to ambiguous problems, generate hypotheses, coordinate research and analysis, fluently manipulate data, conduct analysis, and synthesize insight. - A get things done mindset, able to think strategically and take initiative to move forward tactically, continually iterate and improve, while anticipating demands of leadership. - Experience collaborating cross functionally and driving results while working with a wide variety of stakeholders. - Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams. Appreciate direct communication. - Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands. Never tired of learning. - Strong communication skills and presence, ability to interface with internal and external teams - B.A./B.S. degree; quantitative or technical degree a plus - CAMS, CFCS or CFE certification is a plus. - Work effectively in a fully remote environment with teams spanning multiple time-zones (our team is across the US, Europe & APAC). - You have experience/familiarity with Slack, Apple MacOS and GSuite. Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $140,000 - $185,000 We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

• Conduct structured discovery sessions across various departments to map real workflows and spot high-value AI transformation candidates. • Gather business and technical requirements, producing clear process maps, user stories, and functional specs usable by both engineers and commercial leaders. • Partner with Engineering, Data, and functional AI Captains to turn ambitions into prototype solutions and deliver agentic workflows. • Maintain our global AI Initiative Tracker, ensuring all metrics, project baselines, and company-wide ROI figures are accurate and clear. • Act as a vital link between program governance and execution, mapping out adoption blockers - whether technical or behavioral, and helping functions scale up their AI capabilities. • Stay current with developments in Generative AI, LLMs, Agentic AI, and Intelligent Automation that are relevant to Booksy's operating context.

Role Description As a Senior AI Business Analyst reporting to the Head of Program Management, you'll be at the centre of one of the most ambitious transformation programmes in the industry. Your responsibilities will include: - Surface Opportunities: Conduct structured discovery sessions across various departments to map real workflows and spot high-value AI transformation candidates. - Design Solutions: Gather business and technical requirements, producing clear process maps, user stories, and functional specs usable by both engineers and commercial leaders. - Bridge the Gap: Partner with Engineering, Data, and functional AI Captains to turn ambitions into prototype solutions and deliver agentic workflows. - Track Impact: Maintain our global AI Initiative Tracker, ensuring all metrics, project baselines, and company-wide ROI figures are accurate and clear. - Drive Adoption: Act as a vital link between program governance and execution, mapping out adoption blockers - whether technical or behavioral, and helping functions scale up their AI capabilities. - Stay Ahead: Stay current with developments in Generative AI, LLMs, Agentic AI, and Intelligent Automation that are relevant to Booksy's operating context. Qualifications - Strong BA Foundations: Proven experience as a Senior Business or Process Analyst handling end-to-end discovery and process mapping in complex environments. - Transformation Experience: Demonstrated background supporting digital transformation, automation, or technology change initiatives. - Stakeholder Management: Exceptional communication skills with a proven track record of managing difficult rooms, challenging assumptions, and driving alignment without formal authority. - Hands-on AI Application: Direct, practical experience utilizing Generative AI, LLMs, or Intelligent Automation tools - not just general awareness. - Agentic Process Design: A solid understanding of how to structure, optimize, and map out workflows specifically for autonomous AI execution. - Multitasking Agility: The capability to comfortably lead workshops and manage multiple fast-moving discovery workstreams simultaneously across diverse functions. - Fluent English at C1 level or above: Ability to lead conversations with international stakeholders and translate complex technical concepts into business-friendly language. Requirements - Experience working within a fast-paced Marketplace, SaaS, or platform business structure. - Background collaborating inside a centralized transformation office or a cross-functional program environment. - Familiarity with AI adoption frameworks or hands-on experience contributing to technology ROI models. Benefits - Remote-first work environment with office access depending on the market. - Additional benefits that might differ depending on the location, details provided during or after the first conversation with a TA Specialist. Company Description We are in the business of elevating people - helping them to thrive and feel fantastic. Our international, cloud-based marketplace connects independent business owners with their customers, offering services for getting booked, paid, and building a loyal client base.

Title: Business Management Location: Charlotte, NC, United States Job Description: Job Level: Vice President Employment Type: Full Time Requisition ID: 7765 SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Role Description We are seeking a driven, detail-oriented Vice President with a strong sense of ownership to join the Office of the CRO within the Americas Division Risk organization. The Office of the CRO operates across all risk verticals and partners closely with the business, control functions, and Head Office. While the team’s remit is broad, a core responsibility is overseeing the operations of the Risk organization, including budget management, and providing direct support to the Chief Risk Officer. This role will play a critical part in managing and enhancing budget governance, financial planning, and expense oversight for the CRO organization, encompassing 500+ staff. This position requires strong analytical capabilities, a deep understanding of budget frameworks, and the ability to collaborate effectively across risk verticals, Finance, and Head Office stakeholders. This is a strategic role within the Risk function and instrumental in linking risk strategy, operating model, and execution, and offers insight into key initiatives and investment priorities across risk verticals. This is a hybrid position based in Charlotte, North Carolina. Role Objectives Budget Planning - Play a key role in consolidating budget requirements across risk verticals and developing annual and multi-year budget plans - Partner with Finance and Head Office on budget submissions, negotiations, and approvals - Drive forward-looking forecasts, including personnel and non-personnel expenses Expense Management - Track actual expenses against budget and monitor overall budget utilization - Perform variance analysis and identify key drivers of deviations - Ensure alignment with internal budget policies and approval frameworks Reporting & Senior Management Support - Prepare and present financial performance insights, trends, and risks to budget execution to senior stakeholders, including the CRO - Lead development of materials for management meetings and C-suite forums Budget Governance & Process Improvement - Embrace a transformational mindset and strengthen forward-looking governance, including detailed budget reviews by category, structured approval processes, and tighter controls. - Drive continuous improvement in budget processes through automation, enhanced reporting, and data visualization, - Participates in ad-hoc initiatives and projects as needed Qualifications and Skills - Bachelor’s degree in Finance, Business Administration, Accounting, or a related field - Minimum of 7 years of relevant experience, including budget management. - Strong analytical and data analysis and reporting capabilities - Highly organized with excellent written and verbal communication abilities across all levels of the organization. - Proficiency in Microsoft Word, Excel, and PowerPoint; ability to quickly learn new systems and applications. #LI-RCH SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.