Zurich Duo, a spin-off of Zurich Group operating independently in Barcelona, combines entrepreneurial agility with the resources and stability of a global leader. We deliver creative, strategic, and experience-led services for internal stakeholders. At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking "What can go right?"
Large Case Life Underwriter
Location
United Kingdom
Posted
2 days ago
Salary
0
Seniority
Mid Level
No structured requirement data.
Job Description
Large Case Life Underwriter
Zurich Insurance Company Ltd.
Role Description At Zurich, we’re on an exciting journey of change and transformation. Our aim is to be the leading Retail Protection provider for advisers, customers, and colleagues alike. We’re looking for a passionate, detail-focused Large Case Underwriter to join our successful team. Large Case Underwriting is where complexity meets opportunity. You’ll be responsible for assessing high-value Life, Critical Illness, and/or Income Protection applications, often involving substantial Sum Assureds. This role goes beyond standard underwriting—requiring careful analysis of: - Automatic medical reports - In-depth medical exams - Blood tests - Financial questionnaires - Accounts You’ll work closely with our Reassurers, as well as our Sales and Pricing teams, to deliver bespoke and competitive pricing solutions. Providing timely and regular updates to advisers and building excellent working relationships will set you apart and help us deliver outstanding customer service. Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home, or compressed hours. Please talk to us at interview about the flexibility you may need. What will you be doing? - Assess large, complex life insurance applications, making high-quality, timely decisions in line with Zurich’s philosophy and frameworks. - Make quality, timely decisions in line with the Zurich underwriting philosophy and frameworks, underwriting applications to a high standard. - Confidently analyse and interpret a wide range of medical evidence, financial documentation, and risk factors. - Liaise closely with Reassurers and internal teams to create bespoke, competitive offers for our customers. - Engage and develop excellent relationships with our strategic accounts and deliver a market-leading service. - Build and nurture strong working relationships with colleagues across Sales, Pricing, and other key functions. - Support and mentor colleagues, sharing your expertise and helping to develop our team’s capabilities. - Contribute to a culture of continuous improvement, always acting with integrity and a positive, can-do attitude. - Train and support other team members, providing coaching where needed. - Support our inbound phone line when required. Qualifications - Authority to underwrite high-value protection products (Life, Critical Illness, and/or Income Protection). - Previous experience in a large-case/high-net-worth life underwriting role. - Current underwriting authority for life cover of £1.5 million or more is preferred. - Autonomies for CI and IP preferable. - Experience in financial underwriting is essential. - Strong analytical skills and the ability to make informed decisions on complex cases. - Excellent communication skills, both written and verbal. - Experience working in a team environment, as well as independently. - High attention to detail and a proven track record of delivering quality results. - Good IT skills and familiarity with underwriting systems. Benefits - 12% defined non-contributory pension scheme. - Annual company bonus. - Private medical insurance. - Option to buy up to an additional 20 days or sell some of your holiday. - A range of other flexible benefits.
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