Role Description The Regional Underwriting Manager is responsible for supporting the underwriting department in their day-to-day requirements while ensuring service level agreements are being maintained. The Regional Underwriting Manager provides solutions and assistance to loan level questions/escalations from the Underwriters, complex scenarios, and 2nd level mortgage reviews. Reporting directly to the VP of underwriting, the Regional Underwriting Manager will also assist in special projects as directed by management. Job Responsibilities - Provide individual Underwriter coaching, mentoring, and training on the expectations, processes, guidelines, system work (Encompass), etc., escalating questions as needed for clarification. - Serve as the primary point of contact for all questions, clarification, and instruction for Underwriters. - Ensure Underwriters understand, apply, and grow their knowledge base of guidelines, processes, and procedures at CCM. - Complete CTC reviews until Underwriters have earned lending authority. - Review the CR Lending Authority, ACES, Denial, Suspense, Failed, and 2nd Tier Review Pipeline reports daily. - Provide valid findings, training, and coaching issues weekly to the VP. - Complete at least 2 spot reviews per week on files not reviewed by another department/team (i.e. QC, CRUM, etc.). - Assist with the review of reports and findings regarding Underwriter quality as needed. - Manage the pipeline making sure loans for all areas are within SLA, and all loans placed in any external Underwriter status are for no more than 24 hours (for branch rebuttal, 72 hours). - Communicate all load balancing, designated underwriting assignments, and rush/priority reviews (VIP, Transition, etc.) to the Production Coordinators. - Assist with loan level production (underwriting, clearing conditions) based on staffing/volume needs. - Review and complete non-health/safety escrow holdbacks. - Review loan scenarios as needed/required. - Review post-closing/credit risk findings to identify and determine training needs. - Conduct new branch welcome calls and existing branch calls as needed (daily, weekly, monthly). - Report on Underwriter final bonus numbers; communicate to the VP. - Interview prospective Underwriters for hire. - Review and approve timecards and PTO requests. - Attend weekly meetings with the VP and Monthly National Underwriting department calls conducted by the SVP of Underwriting; hold bi-weekly team meetings with direct reports. Qualifications - Bachelor’s Degree or equivalent combination of education/experience. - DE, SAR and LAPP certifications are required; experience with USDA is a plus. - 5+ years of Mortgage Underwriting Experience (FHA, VA and Conventional) with agency guideline knowledge. - 5+ years of underwriting supervisory experience. - Encompass LOS experience. - Knowledge of ATR/QM requirements. - Knowledge of compliance and disclosure requirements. - Excellent communication and organizational skills. - Proficient in Microsoft Office Suite (Word, Excel and Outlook). Benefits - Competitive compensation plan. - Robust benefits package, including medical, dental, vision, and 401K. - Company-provided short-term disability. - Employee assistance program. - Wellness program.

• Analyze medical, personal and financial information to assess the overall risk to the organization in accordance with applicable standards and practices • In the event of non-standard decisions, negotiate with reinsurers to find solutions to obtain the best possible decision for our members, clients and partners • Communicate in writing or by phone with stakeholders • Help develop operational processes and modifications to the sector's computer systems • Make decisions and be able to justify them to members, clients and partners.

Title: P&C Middle Market Center Sales Underwriter Location: Hybrid in - Troy, Michigan - Grand Rapids, Michigan - Chicago, Illinois - Naperville, Illinois Remote in - Live in Michigan or Illinois Job Description Senior Underwriter - UH08BA Underwriter - UH08BB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Responsibilities: - Underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis - Analyzes agency book on quarter-to-quarter basis for potential action - Expertly applies all applicable Underwriting guidelines when making decisions - Capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes - Has thorough knowledge of applicable laws, regulations and governance - Agency Management which includes creating, driving and execution of strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) - Acts as a trusted advisor and solution provider to Brokers and Agents Qualifications: - 3+ years of P&C Middle Market Carrier Underwriting experience preferred - Demonstrated success in developing and maintaining solid relationships with all internal and external business partners - Excellent communication, interpersonal and presentation skills - Ability to think analytically about business problems, make recommendations and propose solutions - High energy self-starter, who is resilient and has an entrepreneurial spirit - Demonstration of solid time, organizational, and desk management skills - Goal-oriented and delivers outcomes - Ability to challenge the status quo and compete to win - Superior technical knowledge and sound decision-making and analytical skills - Desire and ability to mentor more junior underwriting peers - A valid driver's license is required to accomplish the required business travel expectations This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Troy, MI; Grand Rapids, MI; Chicago, IL) will have the expectation of working in an office or on agency visits three days a week (Tuesday through Thursday). Candidates who reside in the MI or IL Region who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $68,000 - $123,600 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Title: Chief Underwriter - Business Consultant Location: - Hartford, CT - Lake Mary, FL - Alpharetta, GA Hybrid Full time Job Description: Regional Account Chief UW GB - UO07EE Sr Business Consultant - BB07AE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Underwriting Senior Business Consultant position in Group Reinsurance Plus (GRP) is a dynamic position involving the application of product knowledge and technical underwriting skills to the best practices, training and quality management provided for the benefit of GRP and its reinsurance clients. This position involves partnership with key underwriting and business contacts both internally and externally to deliver creative, yet practical solutions. Your career here means leveraging your previous underwriting expertise in your new Shared Services role through collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with the underwriting team and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Responsibilities: Best Practices - Act as the gatekeeper of GRP best practices to ensure new guidelines, process and procedures, and related underwriting bulletin articles have been fully vetted. - Work closely with GRP Underwriting Subject Matter Experts (SMEs) and GB Underwriting Best Practices to ensure that GRP's underwriting policies and procedures are reflective of current practices, where deemed to be applicable. - Draft, peer review and publish new or revised content for our internal underwriting SharePoint sites and external underwriting manuals. Training and Education - Develop, deliver and maintain internal and client company training curriculum, including robust and pertinent case studies, training agreements, knowledge assessments and course evaluations, focusing primarily on the pricing protocols, risk assessment, financial analysis and other topics unique to Group Life, Disability and Supplemental Health. Quality Management - Perform internal quality management reviews for group life and disability, including rate development, policies and procedures, proposal and presale analysis memos, and provide thoughtful insight as to an individual's areas of excellence and opportunity. - Perform presale quality management reviews for reinsurance clients that perform their own underwriting as well as other special studies, audits and training reviews to gain insight into GRP or client underwriting practices. - Develop and work with others to execute on action plans designed to improve the quality of GRP and client underwriting based on quality management results, such as enhanced best practices, training, revised underwriting authority limits, etc. Strategic Reserve - Act as strategic reserve and underwrite new business quotes, renewals and sold case submissions as requested during periods of high demand or limited capacity on other teams. Other - Lead and/or actively participate in various functional or cross-functional initiatives within GRP or with other areas within Group Benefits. Qualifications: - Group life and disability underwriting skills, preferably with 4 or more years underwriting experience including experience rated size segments. - Excellent communication, interpersonal and presentation skills, including ability to communicate to audiences with varying levels of expertise and job level. - Proven analytical abilities with keen attention to detail balanced with the ability to see and make sense of the big picture, make recommendations and propose solutions. - Demonstrated organization and prioritization management skills, including project management and ability to manage competing priorities in a fast-paced work environment - Highly self-motivated, takes ownership and is able to work independently and with limited direction - Group reinsurance, advanced product, continuous improvement and and/or change management experience preferred but not required. - This position can be filled at different levels depending on experience Salary $86,400-$138,600 This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).  Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 86,400 - 138,600 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age