Title: P&C Middle Market Center Sales Underwriter Location: Hybrid in - Troy, Michigan - Grand Rapids, Michigan - Chicago, Illinois - Naperville, Illinois Remote in - Live in Michigan or Illinois Job Description Senior Underwriter - UH08BA Underwriter - UH08BB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Responsibilities: - Underwrite and actively pursue new business pricing, servicing the needs of our brokerage partners on an account by account basis - Analyzes agency book on quarter-to-quarter basis for potential action - Expertly applies all applicable Underwriting guidelines when making decisions - Capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes - Has thorough knowledge of applicable laws, regulations and governance - Agency Management which includes creating, driving and execution of strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) - Acts as a trusted advisor and solution provider to Brokers and Agents Qualifications: - 3+ years of P&C Middle Market Carrier Underwriting experience preferred - Demonstrated success in developing and maintaining solid relationships with all internal and external business partners - Excellent communication, interpersonal and presentation skills - Ability to think analytically about business problems, make recommendations and propose solutions - High energy self-starter, who is resilient and has an entrepreneurial spirit - Demonstration of solid time, organizational, and desk management skills - Goal-oriented and delivers outcomes - Ability to challenge the status quo and compete to win - Superior technical knowledge and sound decision-making and analytical skills - Desire and ability to mentor more junior underwriting peers - A valid driver's license is required to accomplish the required business travel expectations This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Troy, MI; Grand Rapids, MI; Chicago, IL) will have the expectation of working in an office or on agency visits three days a week (Tuesday through Thursday). Candidates who reside in the MI or IL Region who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $68,000 - $123,600 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Title: Chief Underwriter - Business Consultant Location: - Hartford, CT - Lake Mary, FL - Alpharetta, GA Hybrid Full time Job Description: Regional Account Chief UW GB - UO07EE Sr Business Consultant - BB07AE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Underwriting Senior Business Consultant position in Group Reinsurance Plus (GRP) is a dynamic position involving the application of product knowledge and technical underwriting skills to the best practices, training and quality management provided for the benefit of GRP and its reinsurance clients. This position involves partnership with key underwriting and business contacts both internally and externally to deliver creative, yet practical solutions. Your career here means leveraging your previous underwriting expertise in your new Shared Services role through collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with the underwriting team and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Responsibilities: Best Practices - Act as the gatekeeper of GRP best practices to ensure new guidelines, process and procedures, and related underwriting bulletin articles have been fully vetted. - Work closely with GRP Underwriting Subject Matter Experts (SMEs) and GB Underwriting Best Practices to ensure that GRP's underwriting policies and procedures are reflective of current practices, where deemed to be applicable. - Draft, peer review and publish new or revised content for our internal underwriting SharePoint sites and external underwriting manuals. Training and Education - Develop, deliver and maintain internal and client company training curriculum, including robust and pertinent case studies, training agreements, knowledge assessments and course evaluations, focusing primarily on the pricing protocols, risk assessment, financial analysis and other topics unique to Group Life, Disability and Supplemental Health. Quality Management - Perform internal quality management reviews for group life and disability, including rate development, policies and procedures, proposal and presale analysis memos, and provide thoughtful insight as to an individual's areas of excellence and opportunity. - Perform presale quality management reviews for reinsurance clients that perform their own underwriting as well as other special studies, audits and training reviews to gain insight into GRP or client underwriting practices. - Develop and work with others to execute on action plans designed to improve the quality of GRP and client underwriting based on quality management results, such as enhanced best practices, training, revised underwriting authority limits, etc. Strategic Reserve - Act as strategic reserve and underwrite new business quotes, renewals and sold case submissions as requested during periods of high demand or limited capacity on other teams. Other - Lead and/or actively participate in various functional or cross-functional initiatives within GRP or with other areas within Group Benefits. Qualifications: - Group life and disability underwriting skills, preferably with 4 or more years underwriting experience including experience rated size segments. - Excellent communication, interpersonal and presentation skills, including ability to communicate to audiences with varying levels of expertise and job level. - Proven analytical abilities with keen attention to detail balanced with the ability to see and make sense of the big picture, make recommendations and propose solutions. - Demonstrated organization and prioritization management skills, including project management and ability to manage competing priorities in a fast-paced work environment - Highly self-motivated, takes ownership and is able to work independently and with limited direction - Group reinsurance, advanced product, continuous improvement and and/or change management experience preferred but not required. - This position can be filled at different levels depending on experience Salary $86,400-$138,600 This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).  Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 86,400 - 138,600 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

• Accurately evaluate and underwrite HECM and/or Proprietary reverse mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and FHA HECM and Platinum program guidelines. • Supervise a team of underwriters and monitor team performance for the review and decisioning of Reverse Mortgage loans • Conduct second level reviews • Assist as needed to resolve escalation questions • Assist in hiring and training underwriters • Collaborate with underwriters, processors, sales, and external brokers to assist with structuring Reverse transactions • Review underwriting decisions and conditions, and may underwrite loans as needed • Have a thorough knowledge of HECM and/or Proprietary Reverse underwriting guidelines and constantly staying on top of any changes • Work closely with Underwriting Management to implement plans, improve consistency, efficiency, and shorten turn times.

Role Description At Navy Mutual, our mission is rooted in serving members of the uniformed services and their families with financial strength, integrity, and care. We are seeking a Director of Underwriting to lead and modernize our Underwriting and New Business functions—driving both operational excellence and a best-in-class member experience. This is a high-impact leadership role responsible for translating strategy into scalable, efficient operations while ensuring disciplined risk management, strong compliance, and sustained growth. What You’ll Do - Strategic Leadership & Execution - Develop and execute underwriting and new business strategies aligned to organizational goals, risk appetite, and service standards. - Translate enterprise strategy into disciplined, scalable, and measurable operating practices. - Lead transformation initiatives to modernize underwriting and new business processes. - Operational Excellence - Oversee end-to-end new business lifecycle: intake, underwriting, requirements, offers, reconsiderations, and policy activation. - Optimize workflows, case assignment, and throughput to improve cycle times, productivity, and consistency. - Establish and monitor service level agreements (SLAs) and performance standards. - Underwriting Leadership & Risk Management - Provide technical underwriting guidance on complex life insurance risks. - Ensure decisions are well-documented, compliant, and aligned with mortality expectations and reinsurance requirements. - Review and approve complex cases within authority and escalate as needed. - Transformation & Innovation - Lead adoption of automation, accelerated underwriting, and third-party data solutions. - Evaluate and implement digital tools and workflow enhancements to improve speed and accuracy. - Advance real-time decisioning capabilities and member experience improvements. - Performance & Analytics - Develop and monitor KPIs and KRIs, including: - Cycle time and throughput - Quality and post-issue audit results - Requirement aging and placement rates - Productivity and vendor performance - Identify trends, risks, and improvement opportunities; drive corrective action. - People Leadership - Lead, coach, and develop underwriting and new business teams, including managers and senior technical staff. - Drive performance management, workforce planning, succession planning, and talent development. - Foster a culture of accountability, continuous improvement, and high performance. - Cross-Functional Partnership - Collaborate with Sales, Inforce, Claims, Finance, Legal, Compliance, and Technology. - Partner with reinsurance carriers on complex cases and program optimization. - Ensure alignment across teams to deliver a seamless, member-first experience. - Governance & Compliance - Maintain underwriting guidelines, SOPs, audit readiness, and regulatory compliance. - Support escalations, member complaints, and risk-related reviews (e.g., rescissions, contestable claims). - Manage vendor relationships (e.g., medical exams, labs, data providers). Qualifications - Bachelor’s degree in a related field. - 8+ years of life insurance underwriting experience, including complex case review. - Proven leadership experience managing teams and/or senior technical professionals. - Deep understanding of: - Medical underwriting and terminology. - Mortality risk assessment. - Reinsurance practices. - Experience leading: - Process improvement and operational transformation. - Automation and accelerated underwriting initiatives. - KPI/KRI development and performance analytics. - Strong working knowledge of underwriting systems, workflow tools, and policy administration platforms. - Excellent communication, leadership, and stakeholder management skills. - Ability to operate effectively in a fast-paced, production-driven environment. Preferred Qualifications - Professional designations such as CLU, FLMI, ALU, or FALU. - Experience with vendor management and underwriting data providers. - Advanced proficiency in Microsoft Excel and reporting tools.