Zensurance makes business insurance easy for Canadian entrepreneurs.
Commercial Renewals Broker
Location
Canada
Posted
1 day ago
Salary
$58K - $110K / year
Seniority
Junior
Job Description
Commercial Renewals Broker
Zensurance
• Supporting and effectively managing the renewal process for existing customers within your account portfolio to ensure seamless retention. • Carefully reviewing all account policy data for accuracy and ensuring zero errors in client documentation. • Maintaining effective communication with clients to fully understand their unique insurance requirements and making strategic recommendations. • Advising customers on "silent exclusions" or gaps in coverage and recommending additional lines to strengthen their risk architecture. • Liaising with insurance partners to negotiate and create the best possible insurance packages for each client.
Job Requirements
- You hold a valid broker license for your province and have 1+ years of P&C experience. Previous commercial broking experience is strongly preferred.
- CIP, CAIB, or CRM designation is a bonus.
- You're skilled at translating complex insurance concepts into simple, clear language that clients appreciate.
- Proven ability to utilize a BMS or other digital tools to streamline your workflows and manage high-volume client data.
- You thrive working with colleagues, underwriting teams, and partners to achieve shared goals and deliver seamless service.
- You approach challenges with persistence and agility, consistently meeting set targets and finding innovative solutions.
- You have strong prioritization skills and demonstrated flexibility in managing a diverse portfolio of clients and tasks simultaneously.
- You maintain a sharp attention to detail, ensuring accuracy in all policy and account management processes.
Benefits
- Remote-first setup for added flexibility
- Home office allowance to create a comfortable workspace
- Top-tier tech: "Office in a box" with all necessary tech equipment
- Half days before public holidays: Enjoy half days before long weekends
- Flexible health and dental plans for families, including mental health support
- Health & personal spending accounts to invest in wellness your way
- Parental leave top-up, because family comes first
- Education assistance reimbursement for courses, conferences, books, and memberships
- Opportunities to learn from industry experts and grow your career
- Weekly Friday huddles to share updates and connect across teams
- Virtual & in-person team-building events to strengthen our culture
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Role Description The Associate Broker is responsible for ensuring the quality and efficiency of brokerage and delivering client service under the guidance of the broker. The role requires engagement with underwriters to secure optimal pricing for their clients and terms and identifies and resolves errors. They actively pursue new business opportunities and are committed to continuous learning and professional development. - Ensures quality control across all files, meticulously scrutinizing active and expired policies, endorsements, and documentation for accuracy, timeliness, and adherence to policies. - Drafts error free submissions to communicate coverage terms with underwriters under the guidance of the broker, weaving together technical insurance jargon with clear and concise client-friendly language. - Reviews, analyzes, and underwrites risks, rates submissions for premium and terms and analyzes exposures for quotes for new and renewal business. - Issues quotes and binders, processes new business to grow revenues and maintain retention and profitability. - Delivers customer service during the marketing of new and renewal business to underwriters and clients. - Possesses understanding of market dynamics and confidently negotiates pricing and coverage terms with underwriters, consistently securing favorable outcomes for clients. - Communicates corrections and clarifications in all policy documents to clients and underwriters, ensuring transparency with all stakeholders. - Forges collaborative relationships with clients, agents, and internal teams, encouraging open communication and a culture of trust that results in increased revenues and increased policy retention. - Develops a robust network of industry contacts, fostering mutually beneficial relationships that contribute to consistent sales pipeline growth. - Demonstrates a commitment to ongoing professional development by diligently completing assigned educational courses, professional designations, and licensing programs. Qualifications - Bachelor’s degree required in Business Administration, Sales, or Risk Management preferred. - 1 year of work experience in Wholesale brokerage, Commercial insurance coverages, Sales or Underwriting is preferred. Any other related discipline or commensurate work experience considered. Requirements - Must meet minimum requirements for state P&C and/or surplus line licenses. - Chartered Property Casualty Underwriter (CPCU) (Preferred), or Certified Insurance Service Representative (CISR) a plus. Benefits - Comprehensive and best-in-class benefits package. - Paid time off for company holidays, vacation, sick and personal days. - Paid parental leave. - Mental health services. The target salary range for this position is $60,000.00 - $75,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com.



