SWBC logo
SWBC

We don’t just provide financial services, we empower you to focus on the things that matter most to your business.

Loan Processing Specialist

GeneralGeneralFull TimeRemoteMid LevelTeam 1,001-5,000Since 1976H1B No SponsorCompany SiteLinkedIn

Location

Florida + 2 moreAll locations: Florida | Tennessee | Texas

Posted

13 hours ago

Salary

0

Seniority

Mid Level

High School2 yrs expEnglish

Job Description

Loan Processing Specialist

SWBC

• Obtain, prepare and process all necessary documentation required for mortgage loan files through approval. • Ensure customer service standards are upheld when responding to inquiries. • Ensure loan processing is in compliance with bank, regulatory and investor guidelines. • Prepare loan files for loan submission to underwriting by inputting information into system, completing processing sheets, and prioritizing documents. • Review and verify each file to ensure all information is correct and current. • Order credit reports, title commitments, surveys, and appraisals from appropriate parties. • Act as liaison between customers and all parties involved in the transaction and communicate with customers regarding loan status. • Submit files through automated underwriting for approval and completed loan packages to appropriate underwriter for final approval. • Prepare approved loans for closing and coordinate closing with lenders, borrowers, and title companies. • Attend seminars, in-house training sessions, and/or read mortgage publications to stay abreast of new loan product guidelines and processing procedures. • Send verification for deposits, employment, installment loans, mortgages and rentals as required.

Job Requirements

  • High School Diploma or equivalency.
  • Minimum of one to three (1 - 3) years of mortgage processing or two to three (2 - 3) years of clerical, administrative support, or related experience.
  • State Licensing may be required by some states.
  • Understanding of FNMA and Freddie MAC guidelines
  • Knowledge of VA and FHA preferred.
  • Understanding of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems.
  • Understanding of credit policies and approval processes.
  • Working knowledge of general office equipment.
  • Strong analytical and problem solving skills.
  • Good interpersonal skills to work well with loan officers and customers.
  • Excellent verbal and written communication skills.
  • Excellent organizational and time management skills.
  • Able to manage multiple tasks/projects and deadlines simultaneously.
  • Able to work well under pressure.
  • Able to type at least 60 WPM accurately.
  • Able to work under sometimes demanding conditions while maintaining professionalism and enthusiasm.
  • Able to lift 10-20 lbs. of files or other loan documents.
  • Able to sit for long periods of time preparing and processing mortgage loan files.

Benefits

  • Competitive overall compensation package
  • Work/Life balance
  • Employee engagement activities and recognition awards
  • Years of Service awards
  • Career enhancement and growth opportunities
  • Leadership Academy and Mentor Program
  • Continuing education and career certifications
  • Variety of healthcare coverage options
  • Traditional and Roth 401(k) retirement plans
  • Lucrative Wellness Program

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