Founding Product Lead, Accounts and Cards
Location
United Kingdom + 1 moreAll locations: United Kingdom | United Arab Emirates
Posted
33 days ago
Salary
0
Seniority
Lead
No structured requirement data.
Job Description
Founding Product Lead, Accounts and Cards
Sumara Technology
Role Description This is a remote position. Founding Product Lead, Accounts and Cards Remote · UAE contract · UK hours overlap required · Fintech / Super App THE OPPORTUNITY - Building a unified financial platform: one account, every asset class, one experience. - Combining trading, investing, crypto, and everyday spending into a single coherent system. - The Accounts and Cards domain is foundational, defining where user funds live and how money moves across the system. - Creating a behavioral loop that makes the entire platform sticky. WHY THIS ROLE MATTERS - Sitting at the intersection of payments infrastructure, regulated financial accounts, and consumer UX. - Making all three feel simple to the end user. - Managing money movement across multiple asset classes with different latency models. - Navigating a constantly shifting multi-region regulatory environment. - Creating a UX that feels like a neobank but sits on top of institutional-grade infrastructure. - Collaborating with crypto, trading, and investing squads while maintaining domain ownership. WHAT YOU OWN - Account structure and balance layer: how users hold funds across asset classes. - Wallet and liquidity infrastructure: how money moves in, out, and across the platform. - Card experience: spend behavior, portfolio-linked funding, daily engagement loops. - Deposits, withdrawals, and transfers: reliability, speed, and UX simplicity. - Onboarding into the financial layer: activation, first funding, first transaction. - Owning the end-to-end process: strategy, discovery, requirements, delivery, metrics. WHAT SUCCESS LOOKS LIKE - Users fund their account and keep assets inside the platform. - Card becomes a daily touchpoint, not an occasional feature. - Money movement across the system is fast, reliable, and invisible to the user. - Activation and funding rates improve quarter over quarter with clear causal attribution. WHAT THIS IS NOT - A role where product strategy gets handed to you. - A mature team with defined processes; you will help define them. - A single-market, single-product environment. - A company where "Head of Product" means managing a backlog. Qualifications - 8+ years in product, with meaningful time in fintech, payments, banking, or adjacent domains. - Direct experience owning at least one of: core banking / wallet infrastructure, card products, payment flows at scale. - Ability to operate at system level — understanding APIs, transaction flows, and event-driven architecture. - Track record of owning outcomes, not features: activation rates, funding rates, transaction volumes. - High autonomy: defining the problem, not just solving the one handed to you. - Experience at a multi-product fintech platform (Nubank, Revolut, Wise, Mercado Pago, Neon, C6, or equivalent). - Experience navigating multi-region regulatory environments. - Built or scaled a card product with real engagement metrics behind it. Requirements - 8+ years in product, with meaningful time in fintech, payments, banking, or adjacent domains. - Direct experience owning at least one of: core banking / wallet infrastructure, card products, payment flows at scale. - Ability to operate at system level — understanding APIs, transaction flows, and event-driven architecture. - Track record of owning outcomes, not features: activation rates, funding rates, transaction volumes. - High autonomy: defining the problem, not just solving the one handed to you. - Experience at a multi-product fintech platform (Nubank, Revolut, Wise, Mercado Pago, Neon, C6, or equivalent). - Experience navigating multi-region regulatory environments. - Built or scaled a card product with real engagement metrics behind it. Benefits - UAE-based remote contract. - Competitive performance-linked compensation. - Market-standard benefits. Hiring Process - 30-min screening call. - Strategic product case: how you think about systems and trade-offs. - Leadership and fit interview with CEO and CTO. - Offer.
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