Building Strength Together
Mortgage Processor
Location
Pennsylvania
Posted
3 hours ago
Salary
0
Seniority
Senior
Job Description
Mortgage Processor
Citadel Credit Union
• Effectively manage a pipeline of 50+ loans. • Manage all workflows from the time that the loan is assigned to the Processor until the loan is cleared to close. • Meet all Quality Service Standards (QSS) established by Management for loans in process. • Direct contact with Members to obtain documentation needed for the processing of all loan products. • Obtain and review all required documentation for submission to Underwriting and update Encompass accordingly. • Order all services required for the loan product in accordance with Fannie Mae Guidelines. • Prepare change of circumstance redisclosures to ensure the meeting of critical compliance timelines. • Review for accuracy and provide to the borrower to obtain signatures. • Meet all important mortgage dates including commitment and closing dates. • Loans to be submitted to closing within established TRID timeframes. • Post fees for appraisal orders. • Cross sell title services, and upsell other product opportunities to Members. • Create a positive interface between the Members and all Citadel internal partners to increase Net Promoter Scores. • Suggest ways to improve the overall operational efficiency of the Processing function. • Assist Teammates to meet Mortgage Department Volume Goals and QSS on a monthly basis. • Answer status calls and provide updates to Members, Retail Offices, Call Center, and third-party interests as requested. • Process Home Equity loans as required by Management. • Other Administrative and Processing tasks as needed or required by Management.
Job Requirements
- 5 years of experience in Processing Mortgage loans preferred.
- 2 years Mortgage Loan Processing required.
- Understanding of Mortgage Lending and the origination process.
- Knowledge of Fannie Mae, PMI and Credit Union lending guidelines.
- Knowledge of TRID, Redisclosure/Change of Circumstance.
- Knowledge of FHA, VA, and USDA lending policies and procedures.
- High School Diploma or equivalent; BS in business or related field preferred.
- Microsoft Office, Mortgage Loan Software; Encompass experience preferred, FICS and Synergy experience a plus preferred.
- Must have excellent Time Management, Problem Solving, and Mathematical skills.
- Detail oriented with strong Data Input skills required.
Benefits
- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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