Citadel Credit Union logo
Citadel Credit Union

Building Strength Together

Mortgage Processor

GeneralGeneralFull TimeRemoteSeniorTeam 501-1,000Since 1937H1B No SponsorCompany SiteLinkedIn

Location

Pennsylvania

Posted

3 hours ago

Salary

0

Seniority

Senior

High School5 yrs expEnglish

Job Description

Mortgage Processor

Citadel Credit Union

• Effectively manage a pipeline of 50+ loans. • Manage all workflows from the time that the loan is assigned to the Processor until the loan is cleared to close. • Meet all Quality Service Standards (QSS) established by Management for loans in process. • Direct contact with Members to obtain documentation needed for the processing of all loan products. • Obtain and review all required documentation for submission to Underwriting and update Encompass accordingly. • Order all services required for the loan product in accordance with Fannie Mae Guidelines. • Prepare change of circumstance redisclosures to ensure the meeting of critical compliance timelines. • Review for accuracy and provide to the borrower to obtain signatures. • Meet all important mortgage dates including commitment and closing dates. • Loans to be submitted to closing within established TRID timeframes. • Post fees for appraisal orders. • Cross sell title services, and upsell other product opportunities to Members. • Create a positive interface between the Members and all Citadel internal partners to increase Net Promoter Scores. • Suggest ways to improve the overall operational efficiency of the Processing function. • Assist Teammates to meet Mortgage Department Volume Goals and QSS on a monthly basis. • Answer status calls and provide updates to Members, Retail Offices, Call Center, and third-party interests as requested. • Process Home Equity loans as required by Management. • Other Administrative and Processing tasks as needed or required by Management.

Job Requirements

  • 5 years of experience in Processing Mortgage loans preferred.
  • 2 years Mortgage Loan Processing required.
  • Understanding of Mortgage Lending and the origination process.
  • Knowledge of Fannie Mae, PMI and Credit Union lending guidelines.
  • Knowledge of TRID, Redisclosure/Change of Circumstance.
  • Knowledge of FHA, VA, and USDA lending policies and procedures.
  • High School Diploma or equivalent; BS in business or related field preferred.
  • Microsoft Office, Mortgage Loan Software; Encompass experience preferred, FICS and Synergy experience a plus preferred.
  • Must have excellent Time Management, Problem Solving, and Mathematical skills.
  • Detail oriented with strong Data Input skills required.

Benefits

  • Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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