NightOwl Consulting logo
NightOwl Consulting

Connecting Companies With World-Class Talent.

Post-Closing Disclosure Specialist

Location

Philippines

Posted

4 days ago

Salary

₱25K - ₱35K / month

Seniority

Mid Level

High School2 yrs expEnglish

Job Description

Post-Closing Disclosure Specialist

NightOwl Consulting

• Review final Closing Disclosures (CDs) for accuracy, completeness, and compliance with TRID and investor guidelines. • Confirm that all closing costs, credits, and disbursements are accurately reflected and supported by settlement statements. • Ensure timely delivery of CDs to borrowers and necessary parties per federal and state regulations. • Reconcile any discrepancies between the final settlement statement and CD's signed consummation, and produce and send a PCCD as needed/required. • Upload corrected or final versions of CDs into the Loan Origination System (LOS) and investor portals. • Track and manage missing or trailing settlement statement and coordinate follow-up with settlement agents. • Support audit and quality control teams with documentation requests related to CDs. • Maintain accurate logs and reporting for post-closing CD tracking and performance metrics. • Escalate compliance risks or unresolved CD issues to management for further review.

Job Requirements

  • High school diploma or equivalent required; associate or bachelor’s degree preferred.
  • Minimum 2 years of mortgage industry experience, preferably in closing, post-closing, or compliance.
  • Strong knowledge of Closing Disclosures, TRID requirements, and fee tolerance rules.
  • Experience working with title/escrow companies and reviewing settlement statements (e.g., ALTA/HUD-1).
  • Experience with LOS platforms such as Encompass is strongly preferred.
  • Excellent attention to detail, organizational, and time management skills.
  • Strong written and verbal communication skills.
  • Ability to work independently and handle time-sensitive documents with accuracy.

Benefits

  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • 1,000 PHP De Minimis
  • Equipment and software provided

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