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NightOwl Consulting

Connecting Companies With World-Class Talent.

Mortgage Post Closing Specialist

GeneralGeneralFull TimeRemoteSeniorTeam 51-200H1B No SponsorCompany SiteLinkedIn

Location

Philippines

Posted

4 days ago

Salary

₱50K - ₱65K / month

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Mortgage Post Closing Specialist

NightOwl Consulting

• Review investor loan deficiencies and resolve them without involving the underwriter, branch, or borrowers. • Conduct daily reviews of investor loan pipelines to identify suspended loans requiring remediation. • Validate all suspense conditions and provide resolutions by the specified cure date. • Clarify documentation requirements with investors as needed. • Work with internal departments, external partners, and borrowers to obtain necessary documentation promptly. • Prepare formal written responses to agencies and investors when audits reveal deficiencies. • Accurately track and record all events and communications related to loan files. • Monitor daily condition reports from investors for updates on deficient loans or new conditions. • Track aged loans in the active pipeline until they are purchased by the investor. • Maintain a strong understanding of Agency and Investor guidelines and overlays. • Meet daily production goals set by management and adhere to internal SLA timelines. • Provide ongoing quality service and maintain confidentiality of all files and information.

Job Requirements

  • Minimum of 5 years’ experience in recent mortgage closing and/or post-closing activities.
  • Extensive knowledge of Regulatory and Investor guidelines for various loan programs.
  • Strong organizational, analytical, communication, and interpersonal skills.
  • Ability to meet deadlines, multi-task, and adjust priorities as necessary.
  • Excellent judgment and decision-making skills.
  • Excellent customer service skills, with the ability to maintain customer confidence through quality service.
  • Proficient in Microsoft Office Suite.
  • ENCOMPASS LOS knowledge is a plus
  • Demonstrated experience with attention to detail, written and oral communication, multi-tasking, and working in a team atmosphere while adhering to strict deadlines.

Benefits

  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • In-depth training for career growth
  • Great Company Culture and HR experience
  • 1,000 PHP De Minimis
  • Equipment and software provided

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