Raphael & Associates logo
Raphael & Associates

Third Party Claims Administrators and Independent Insurance Adjusters

Liability Field Adjuster

GeneralGeneralFull TimeRemoteSeniorTeam 201-500Since 1978H1B No SponsorCompany SiteLinkedIn

Location

United States

Posted

1 day ago

Salary

0

Seniority

Senior

Professional Certificate3 yrs expEnglish

Job Description

Liability Field Adjuster

Raphael & Associates

• Manage liability loss claims from initial intake through final resolution, ensuring all handling aligns with policy provisions, company guidelines, and applicable state regulations • Maintain ownership of each claim to ensure timely progress, accurate documentation, and appropriate settlement strategies • Perform comprehensive on-site field investigations to evaluate property damage and determine liability exposure • Inspect loss locations, gather physical evidence, take photographs, and analyze contributing factors to support accurate claim assessments and coverage decisions • Conduct interviews with insureds, claimants, witnesses, contractors, and other relevant parties • Document all interactions thoroughly, capturing key statements, observations, and inconsistencies, and accurately enter detailed notes into internal claims management systems • Identify and evaluate potential subrogation opportunities by analyzing liability factors and third-party involvement • Preserve evidence and coordinate with subrogation teams or legal partners to support recovery efforts when applicable • Collaborate effectively with internal stakeholders including claims examiners, supervisors and legal teams and external partners, such as, contractors, public adjusters and attorneys to produce clear, well-supported reports • Ensure findings support accurate valuation of damages and informed claim decisions • Deliver exceptional customer service by maintaining consistent communication, setting clear expectations, and addressing inquiries promptly • Represent the company with professionalism, empathy, and integrity throughout the claims process, even in challenging or high-stress situations.

Job Requirements

  • At least 3+ years of relevant experience at an independent adjusting company
  • Must maintain current and valid adjuster license(es)
  • Must maintain a valid driver’s license
  • Strong project management skills and ability to work independently
  • Strong working knowledge of insurance laws and general construction
  • Experience with FileHandler, Xactimate, and ImageRight, or similar is a plus
  • Must be able to carry out field investigations that may require working outdoors in varying weather conditions

Benefits

  • Excellent Salary
  • Multiple Bonus Opportunities
  • Medical Benefits including Dental, Vision and Life
  • Paid Holidays/Vacation
  • 401(k) Plan
  • Flex-Time
  • Educational Assistance Program

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